First home buyers
Record surge in amount of mortgage money moving to fixed rates in December as homeowners digested Reserve Bank's November OCR announcement and then acted - decisively
5th Feb 26, 8:30am
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Record surge in amount of mortgage money moving to fixed rates in December as homeowners digested Reserve Bank's November OCR announcement and then acted - decisively
Residential property investors increased their mortgage pile by over $7 bln in 2025 and are taking up mortgage money at a proportionately faster rate than owner-occupiers
4th Feb 26, 8:12am
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Residential property investors increased their mortgage pile by over $7 bln in 2025 and are taking up mortgage money at a proportionately faster rate than owner-occupiers
BNZ's Mike Jones says the cash flow release from mortgage repricing will remain a support for the economic recovery this year, albeit a dissipating one
2nd Feb 26, 1:41pm
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BNZ's Mike Jones says the cash flow release from mortgage repricing will remain a support for the economic recovery this year, albeit a dissipating one
Average size of mortgages approved to first home buyers is almost $600,000 and more than 40% are low equity loans
31st Jan 26, 9:00am
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Average size of mortgages approved to first home buyers is almost $600,000 and more than 40% are low equity loans
Latest Reserve Bank figures show a massive spike in change of loan provider in December, with record amounts being moved and a record share of the total new monthly mortgage market
29th Jan 26, 3:50pm
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Latest Reserve Bank figures show a massive spike in change of loan provider in December, with record amounts being moved and a record share of the total new monthly mortgage market
First home buyers helped by stagnant prices, plenty of stock to choose from and falling interest rates last year
29th Jan 26, 12:17pm
First home buyers helped by stagnant prices, plenty of stock to choose from and falling interest rates last year
Inland Revenue data for December shows over 6000 KiwiSaver withdrawals due to hardship made in that month
22nd Jan 26, 3:16pm
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Inland Revenue data for December shows over 6000 KiwiSaver withdrawals due to hardship made in that month
Latest Reserve Bank figures show just under half of mortgage money uplifted in November - nearly $4 billion - was on floating rates. If the intention was to take advantage of future fixed mortgage rate falls, this plan appears to have been frustrated
22nd Jan 26, 7:53am
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Latest Reserve Bank figures show just under half of mortgage money uplifted in November - nearly $4 billion - was on floating rates. If the intention was to take advantage of future fixed mortgage rate falls, this plan appears to have been frustrated
Inland Revenue data shows early KiwiSaver withdrawals hit a new monthly high of over $255 million in November
20th Dec 25, 9:11am
Inland Revenue data shows early KiwiSaver withdrawals hit a new monthly high of over $255 million in November
House prices at the bottom of the market rose a little in November while mortgage interest rates declined a bit, making home ownership slightly harder for first home buyers
19th Dec 25, 9:06am
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House prices at the bottom of the market rose a little in November while mortgage interest rates declined a bit, making home ownership slightly harder for first home buyers
Latest Reserve Bank figures show a third of owner-occupier mortgage money uplifted from new mortgages in October was on floating rates as home owners seemingly bet on further fixed rate cuts that might not come
9th Dec 25, 5:00am
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Latest Reserve Bank figures show a third of owner-occupier mortgage money uplifted from new mortgages in October was on floating rates as home owners seemingly bet on further fixed rate cuts that might not come
Significant sums are now being pulled from term deposits, while investors are more active in mortgage borrowing this year, Reserve Bank figures show
3rd Dec 25, 9:15am
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Significant sums are now being pulled from term deposits, while investors are more active in mortgage borrowing this year, Reserve Bank figures show
Forty-five percent of first home buyers' mortgages were low equity loans in October
29th Nov 25, 9:15am
Forty-five percent of first home buyers' mortgages were low equity loans in October
Housing is moving back to affordable levels for first home buyers - even in Auckland
28th Nov 25, 9:31am
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Housing is moving back to affordable levels for first home buyers - even in Auckland
Early KiwiSaver withdrawals hit new monthly high of $246.9 million in October