A mortgage calculator for professionals that can solve for payments, principal, term or rate.
Calculators
Borrowing
A full function calculator that will display all the calculations and chart the results.
Work out what more you can borrow under the Reserve Bank's LVR rules and limits.
Bring together the financial implications of a transition between homes with this handy tool.
If you pay your credit card bill at the minimum payment rate, you might be shocked at what you are agreeing to.
Estimate the likely cost of breaking a fixed interest rate contract early, by bank, including the main fees.
If you know your regular payment amount, work out what you are being charged for the cost of debt.
Work out the power of making extra payments to lower your mortgage obligation quickly.
See how you can minimise the total amount you need to pay back on a mortgage, for a range of payback periods.
As the market price of your house rises, you feel the impact in a 'wealth effect'. Use this calculator to work out what the compound gain is on a per annum basis.
Work out additional costs, or savings, of moving to a different residential location.
Saving & Investment
This is a powerful calculator, designed specifically for New Zealand conditions. Use it to compare your after-tax return from two different investment choices.
Work out the equivalent per annum return for gain over a number of years. You can also work out what a compound annual return will deliver.
Retirement
Use this calculator to help you estimate whether your current savings plan will be sufficient to fund the lifestyle you would like when you are retired.