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The media world is changing. That is challenging for readers who expect independent news, data and comment. But it also means you can join us in making sure it remains available

Banking / news
The media world is changing. That is challenging for readers who expect independent news, data and comment. But it also means you can join us in making sure it remains available

For nearly 20 years, interest.co.nz has been offering independent news, market data and insightful commentary to our readers. Today, we've launched a crowdfunding campaign so that you can support our future.

Readers will notice a new feature on this service today, a banner and button asking you to “Become a Supporter”. We've recently partnered with PressPatron, a crowdfunding platform that makes it easy to support quality journalism. If you would like to directly support us, simply click one of the buttons to make a one-time or monthly contribution of your choice. You can also click here to visit our campaign page directly.

As many of you will be aware, the media world is changing dramatically. Mainstream media isn't what it used to be. For many years, we have funded our website through a combination of advertising, subscriptions to our industry newsletter, and fees for our market data and research insights. Ad revenue, however, has been coming under increasing pressure.

Globally, Facebook and Google are now capturing 85% of all new digital advertising revenue (source). Locally, the type of investigations conducted by our journalists don’t always endear us to certain advertisers. We have always chosen our readers’ interests over those of advertisers. However, the consequence is that some advertisers limit placing ads on our site, due to a risk-averse approach to ‘brand safety’. By becoming a supporter of our site, you can boost our financial stability and independence, and strengthen our mission of bringing market intelligence to all Kiwis.

Equally threatening to our ongoing sustainability has been the increased use of ad blockers. While we understand their appeal to readers, we are faced with the reality that ad blockers means we lose revenue that supports our team of independent journalists. If you are using an ad blocker, all we ask is that you consider a small contribution to to keep us going.

Because it's free...

Almost all of our news and data is free for readers to access, and we want to keep it that way. Many other publishers in our situation have put up a paywall, creating barriers around their content. Thankfully, PressPatron’s voluntary contribution model allows us to tap into the generosity of readers like you without locking up our content.

If you value what you gain from interest.co.nz, please become a supporter today. With your support, we are confident that our team can continue to produce the journalism you know and trust – while also expanding our coverage.

Read us Ad-Free

If you Support us at $10/month or $100/year, you can sign-in to get an ad-free experience. More here.

We’re looking forward to this change, one that should take us even closer to our readers; thanks for joining us!

 

David Chaston
Publisher

We welcome your comments below. If you are not already registered, please register to comment.

Remember we welcome robust, respectful and insightful debate. We don't welcome abusive or defamatory comments and will de-register those repeatedly making such comments. Our current comment policy is here.

29 Comments

The "Become a supporter" button is not shown if you're using an ad blocker...

PS: in more technical terms: I'm using Privacy Badger, and you need to enable full access to dashboard.presspatron.com.

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who are the idiots that pay for the advertising that gets blocked but still charged by google etc?

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You aren't necessarily paying to run an actual banner ad.

Check out the results on Google, quite a few will be prefixed with "Ad"

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That's not how it works. The advertisers are charged by eyeballs (impressions) and clicks. With any decent adblocker your device won't even download the advert and no transaction takes place. This is also another reason for adblockers - they speed up bloated pages and if you're mobile they'll save your battery juice and data allowance.

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I'm glad you are not putting it behind a paywall, the act of even having to login to read is a big pain, I never pay for content on news sites as it generaly available on another site, however I come to interest.co.nz becuase it's content is unique and not available elsewhere and would hate to see it go, I'll flick ya a GOLD coin donation every month! Everyone loves gold.

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It’s a shame you can’t put a tax on certain terms like ‘housing ladder’, ‘CoL’ and ‘DGZ’ or ‘CV’. The world would be a better place if there was a price for writing such things.

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That was a joke btw. I hope people who enjoy using the site contribute to support it.

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Happy to support the quality content you and the team provide David - and I'm sure many others will be too. This is likely a tough move to make - but I think it's the right one.

I very much appreciate that you haven't resorted to the tactics other news sites have - such as paywalls or similar - as I've stated previously the content here is great (and contribution worthy) but the commentary and discussion (even from the amusing trolls) is of value too.

I've also turned off my ad-blocker - because I appreciate that your site hasn't been bleating at me to do so.

If you keep the content coming, I'll keep contributing - and chipping in whatever meagre avertising revenue you get from my browser.

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To pay, or not to pay: that is the question:
Whether ‘tis nobler in the mind to suffer
The slings and arrows of outrageous fortune,
Or to take arms against a sea of troubles,
And by opposing end them?

I hope that Interest is able to raise suitable funds to ensure its viability. It would be a shame to lose such a unique site.

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I'd pay a monthly or weekly fee if there would be less contents on housing and more content on issues relevant to NZ's future, such as education, research and innovation, good governance, trade and geopolitical, international relationship etc.

David, what happened to your China top 10 series (I cannot remember the exact name)?

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xingmowang wants less about falling auction success rates/prices (fingers in ears), more on foreign based investors biting at the bit to invest here! (credit card on standby) ;-)

Nah, seriously now, interest.co.nz staff, you're doing a fine job. Keep doing just what your doing!

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Hi xingmowang
You preference is not consistent with the evidence. The number of comments (often in excess of 250) on articles related to housing indicates that there is considerable interest in housing by interest.co readers.
However, I appreciate your sentiment. The past decade has seen homeowners' wealth increase considerably and we all take considerable interest when things are going well. With the likelihood of at best flat prices - especially in Auckland - for the medium term it will be interesting to note if this level of interest wanes.
Like you I hope Interest.co continues to cover a broad range of topics of interest to average Kiiws; their article exposing YOUI sales techniques have been particularly valuable.

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Yes, remarkable how little exposure that YOUI debacle got outside of this site.

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More than happy to contribute as I value interest.co highly as a source of excellent and timely information.
Keep up the great work including the investigative reporting.

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It's my pleasure to be able to contribute to one of the last bastions of independent thought, research and news. The MSM has become an embarrassment. Looking forward to many more years of interesting content and robust debate on interest.co.nz

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Well said MikeM. Int.co's quality and editorial integrity results in one of the liveliest yet civilised debate platforms around. With a few personality based exceptions I rarely click on MSM finance and business stories, so superficial most have become. I'm happy to chuck in a few bucks every month.

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I've always had my ad-blocker off to help interest.co and I've also chipped in. Interest.co is one of the more impartial sites and I hope it stays around.

Keep up the good work.

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Facebook needs to face a disruptor , of face anti-trust laws

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There have been many, even social sites like Disqus are an option. The question being what does a business need a social network for: to allow the audience to communicate and stay on top of updates or reach a new market pool in a specific walled garden. Sure you are unlikely to see Facebook marketed as fashionable on a user level but the company often buys competitors (with their users), and they offer a specific group of users to sell to (more around the "middle-age" classification now). Hence Microsoft's acquisition of more business driven social tools, Alphabets shark like acquisition of many smaller fish etc. Facebook's product is the user base to sell to companies, not necessarily the ability to allow an existing audience to communicate (as a business would then be giving their user market & data to Facebook on a platter). Also Facebook makes it much easier to attack other users through false positive alerts... you can easily bring down a few user accounts, sometimes just temporarily, sometimes permanently. But still it is a platform that has been known for poor and fragmented user communication (through buggy apps) and social attacks. Some businesses find they need to spend more time wrangling on Facebook then their own site and audience which means Facebook gets the ad & click revenue instead of the business and site. So really as a driver of traffic to other sites & user communication Facebook may be a poorer tool.

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I can't find the banner on your homepage.

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The banner may not be obvious because it appears as a black band at the top of the page outside of the web page. I actually missed seeing at first when I was searching for it. It wouldn't be a bad idea to have a blue button as well.

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I think you do fine work here, I have contributed. Serious question. If a subscription is tax deductible, is a voluntary crowd funding donation also deductible?

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Be great if you could include Michael Pettis in your contributors:

The idea that all countries lose in a trade war is unintelligible. This cannot possibly be true, not just because there is overwhelming historical evidence that countries have benefitted from trade intervention but also because the claim is logically impossible. Whether countries benefit or lose from trade intervention depends on the underlying institutions that mediate trade and capital flows, the extent of existing trade and capital flow imbalances, and the types of intervention employed.

While tariffs and other forms of trade intervention may indeed raise prices for consumers, this is only one way, and often a minor way, in which these policy tools affect households. Depending on underlying conditions, they may also reduce unemployment, cause wages to rise, and reduce the growth of debt.

Trade intervention can also be used to allow for high-wage growth strategies. In a February 2017 blog entry, I discuss how the so-called American System of the nineteenth century, which included substantial trade protection, was designed in part to accommodate the fact that the United States had the highest wages in the world, and that these high wages themselves were the engine of productivity growth.

Countering foreign trade intervention: There are often cases in which mercantilist or interventionist policies in one country create trade and capital flow imbalances that must be absorbed by another country, usually in the form of unwanted trade deficits. According to both economic and trade logic, large deficits or surpluses cannot persist over many years unless significant policy distortions keep them in place. This is because trade imbalances alter economic conditions, especially monetary conditions, in ways that automatically cause them to be reversed.

In other words, to the extent that imbalances have persisted for many years, or even decades, they must be sustained by policy distortions in either the surplus or the deficit country. In such cases, if a country is forced to absorb the distortions generated by another country, and it implements trade intervention policies aimed at reversing the effects of these distortions, these policies benefit both the first country and the global economy, although usually at the expense of the country where the distortions originated.

This has become an especially important argument in recent years. Distortions in the distribution of domestic income in several countries (most importantly, in China, Germany, and Japan) have led to huge savings imbalances, which are automatically absorbed by countries that have deep, flexible, and completely open capital markets with strong legal and governance institutions (mainly the United States and, to a lesser extent, the UK and other so-called Anglo-Saxon economies). The result has been that the former countries have run large, persistent surpluses for decades, while the latter have run large, persistent deficits. Policies among the trade-deficit countries aimed at reversing these imbalances can be justified as economically efficient and to the benefit of the deficit countries.

https://carnegieendowment.org/chinafinancialmarkets/76777?utm_source=rs…

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Michael Pettis is always a great read.

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I don't often comment, but I read this site almost every day. The articles on here, and the debates, are one of the only remaining institutions in nz that gives me hope we haven't completely entered the age of idiocracy. Payment set up. Chur.

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I would also appreciate it if you could somehow arrange for anonymous donations

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The signup tool does allow for 'anonymous' - we've had a few today already.

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I just signed up for ten bucks a month! Just letting you all know to provide encouragement :)

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Great work. The donation support button showed and the articles maintained journalistic integrity. Seriously Interest leads in news focus compared to the herald, who has been marketing literal online gambling and health supplements as "news" (I now only see the herald through rss xml because the site design is a mess; so bad that even image quality is ruined). Even walled gardens of promoted content versus other content makes it easy to ensure ethical disclosure of interests. I take it you are also building references from other sites linking to high use potential pages like the interest ratings, real estate updates etc. Mind you though probably more worthwhile to drive more Facebook interactions, even with the accountants & property traders of NZ, & then their kids, their friends, and their gym instructors...

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