This page sets out what the non-interest-rate home loan incentives currently are.
This summary was updated on November 19, 2025.
| Lender | Main incentive | Conditions |
| ANZ | 1.5% cash, up to $30,000. Minimum loan $200,000 | |
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$5,000 cashback for a new loan over $200,000 | |
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$5,000 cashback for a new loan over $250,000, first home buyers only | |
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Save $2,500 for re-financing (free legal fee, no need for a registered valuation) | |
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Min $5,000 cashback for a new loan over $250,000 | |
| ICBC | Cashback up to $30,000 | |
| Co-op Bank | 1% cashback for a new loan over $250,000. Max cash back $30,000 | |
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$2,000 cashback for a new loan | |
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