Personal Finance
Westpac falls into line with matching mortgage and term deposit rate reductions. That leaves Kiwibank out on a bit of a limb, but at least they have the best main-bank term deposit rate
23rd Jan 25, 6:10pm
15
Westpac falls into line with matching mortgage and term deposit rate reductions. That leaves Kiwibank out on a bit of a limb, but at least they have the best main-bank term deposit rate
Treasury reduces Kiwi Bond interest rates, the benchmark for risk-free saving for retail savers, their first cut in 2025
23rd Jan 25, 3:42pm
2
Treasury reduces Kiwi Bond interest rates, the benchmark for risk-free saving for retail savers, their first cut in 2025
BNZ chief economist Mike Jones says going short has 'tended to pay off' but he is 'compelled to offer a few competing viewpoints'
22nd Jan 25, 10:41am
5
BNZ chief economist Mike Jones says going short has 'tended to pay off' but he is 'compelled to offer a few competing viewpoints'
Although flexibility by banks on interest rates for mortgages is reducing fast, BNZ has staked a claim for attention by offering the lowest two year fixed rate in the present market
22nd Jan 25, 8:37am
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Although flexibility by banks on interest rates for mortgages is reducing fast, BNZ has staked a claim for attention by offering the lowest two year fixed rate in the present market
The largest home loan lender cuts its rate card, but in this tight market, discounts from that are becoming rarer. Savers are paying for this discounting because wholesale rates aren't shifting lower
21st Jan 25, 5:31pm
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The largest home loan lender cuts its rate card, but in this tight market, discounts from that are becoming rarer. Savers are paying for this discounting because wholesale rates aren't shifting lower
Lynda Moore reminds us that real wealth isn’t just about making more money; it’s about creating a life you love
21st Jan 25, 9:06am
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Lynda Moore reminds us that real wealth isn’t just about making more money; it’s about creating a life you love
Westpac says the drivers for higher gold prices are still in place, even though traditional analysis suggests it may have peaked
18th Jan 25, 3:41pm
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Westpac says the drivers for higher gold prices are still in place, even though traditional analysis suggests it may have peaked
Both ASB and Westpac follow up their home loan rate cuts with reduced rates for term deposit savers. Now three institutions (including these two) no longer offer any 5% rates
17th Jan 25, 2:33pm
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Both ASB and Westpac follow up their home loan rate cuts with reduced rates for term deposit savers. Now three institutions (including these two) no longer offer any 5% rates
ASB has kickstarted the 2025 mortgage market competition with -20 bps rate cuts to have the most competitive home loan rate card among the main banks
17th Jan 25, 8:35am
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ASB has kickstarted the 2025 mortgage market competition with -20 bps rate cuts to have the most competitive home loan rate card among the main banks
January is when many call an end to a long-term personal relationship. Lynda Moore has seven things to consider if you too are contemplating this major change
15th Jan 25, 9:19am
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January is when many call an end to a long-term personal relationship. Lynda Moore has seven things to consider if you too are contemplating this major change
Term deposit savers are facing lower interest rates in 2025 from a number of factors, not the least of which is that banks face depressed lending opportunities. The DCS is also a factor
14th Jan 25, 10:26am
5
Term deposit savers are facing lower interest rates in 2025 from a number of factors, not the least of which is that banks face depressed lending opportunities. The DCS is also a factor
Floating mortgage rates see a huge surge in popularity, with over $3.5 billion of lending done at floating rates in November, according to new RBNZ figures
13th Jan 25, 3:55pm
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Floating mortgage rates see a huge surge in popularity, with over $3.5 billion of lending done at floating rates in November, according to new RBNZ figures
Expectations are being built for big home loan rate cuts leading up to the February OCR review and beyond. But there is more going on in the world than weak NZ housing sales. What are the chances that mortgage rates will follow the OCR down?
12th Jan 25, 6:30am
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Expectations are being built for big home loan rate cuts leading up to the February OCR review and beyond. But there is more going on in the world than weak NZ housing sales. What are the chances that mortgage rates will follow the OCR down?
Gold gave back less than expected given a strong dollar and profit-taking, as a positive outlook and higher risk constrained outflows. Uncertainty in bond markets is likely to fuel interest in gold in January
9th Jan 25, 10:05am
1
Gold gave back less than expected given a strong dollar and profit-taking, as a positive outlook and higher risk constrained outflows. Uncertainty in bond markets is likely to fuel interest in gold in January
Lynda Moore says now is a good time to develop a money plan - a roadmap for your financial goals and aspirations
7th Jan 25, 9:01am
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Lynda Moore says now is a good time to develop a money plan - a roadmap for your financial goals and aspirations
Lynda Moore says if you spent a bit more than you planned this holiday season, don't panic. There are ways to get on top of the overspending - and make yourself feel good about how you recover
31st Dec 24, 9:31am
Lynda Moore says if you spent a bit more than you planned this holiday season, don't panic. There are ways to get on top of the overspending - and make yourself feel good about how you recover
2025 is likely to be a year of rising risk, with 'blame', 'retaliation' and 'retribution' key policy drivers. How will we fare in these 'interesting times'? Time to record your 2025 predictions
30th Dec 24, 9:42am
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2025 is likely to be a year of rising risk, with 'blame', 'retaliation' and 'retribution' key policy drivers. How will we fare in these 'interesting times'? Time to record your 2025 predictions
After the unwelcome 2023 run-up, mortgage rates eased back in 2024. We provide some perspective and look ahead to 2025
27th Dec 24, 9:01am
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After the unwelcome 2023 run-up, mortgage rates eased back in 2024. We provide some perspective and look ahead to 2025
Lynda Moore says goal setting is about clarity, planning, and action. She has the roadmap to turn those ideas into accomplishments
24th Dec 24, 9:00am
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Lynda Moore says goal setting is about clarity, planning, and action. She has the roadmap to turn those ideas into accomplishments
[updated]
After the welcome 2023 run-up, term deposit rates eased back in 2024. We provide some perspective and look ahead to 2025
20th Dec 24, 10:01am
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After the welcome 2023 run-up, term deposit rates eased back in 2024. We provide some perspective and look ahead to 2025
Lynda Moore says before you look ahead to the New Year, some reflection can help you stay positive and get ready to build on the good bits from this year
19th Dec 24, 5:00am
Lynda Moore says before you look ahead to the New Year, some reflection can help you stay positive and get ready to build on the good bits from this year
[updated]
Consumer watchdog eyes $260m annual fee reduction for businesses accepting Mastercard & Visa cards, lower surcharges for consumers
18th Dec 24, 6:55am
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Consumer watchdog eyes $260m annual fee reduction for businesses accepting Mastercard & Visa cards, lower surcharges for consumers
The World Gold Council sees the prospects for gold in 2025 on a fine line influenced by rates, risk and growth
15th Dec 24, 11:02am
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The World Gold Council sees the prospects for gold in 2025 on a fine line influenced by rates, risk and growth
Non-bank deposit takers will be included in the Deposit Compensation Scheme starting in mid-2025. Our rate tables now identify these regulated financial institutions
13th Dec 24, 5:56am
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Non-bank deposit takers will be included in the Deposit Compensation Scheme starting in mid-2025. Our rate tables now identify these regulated financial institutions
The relentless trimming of bank term deposit rate cards has most of them on the cusp of falling below 5% for all terms
12th Dec 24, 10:06am
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The relentless trimming of bank term deposit rate cards has most of them on the cusp of falling below 5% for all terms
