Personal Finance

Pension transfers to New Zealand: Delaying a transfer until next year could save a lot of tax, says Simon Swallow

Pension transfers to New Zealand: Delaying a transfer until next year could save a lot of tax, says Simon Swallow

What is and and isn’t covered under the deposit insurance scheme launching in July

What is and and isn’t covered under the deposit insurance scheme launching in July

Consumers are boycotting US goods around the world. Should Trump be worried?

Consumers are boycotting US goods around the world. Should Trump be worried?

Although most rate changes focused on home loan floating and savings account rates, there was a first trimming of term deposit rates by SBS Bank. They won't be the last

Although most rate changes focused on home loan floating and savings account rates, there was a first trimming of term deposit rates by SBS Bank. They won't be the last

Banks quick out of the blocks with cuts to floating home loan rates - and they are also cutting savings account rates

Banks quick out of the blocks with cuts to floating home loan rates - and they are also cutting savings account rates

Avoiding money issues, either because you think they are too hard, or you are too busy, can be a quick path to major financial problems you can't avoid, says Lynda Moore

Avoiding money issues, either because you think they are too hard, or you are too busy, can be a quick path to major financial problems you can't avoid, says Lynda Moore

Latest monthly RBNZ figures show in February, owner occupiers were still overwhelmingly taking up 'short' mortgage commitments - but banks' pushing lower two-year rates was starting to have an impact

Latest monthly RBNZ figures show in February, owner occupiers were still overwhelmingly taking up 'short' mortgage commitments - but banks' pushing lower two-year rates was starting to have an impact

Lynda Moore asks, what does money mean to you? What would your money attitudes say about you as a person? How you answer can help you make changes for the better

Lynda Moore asks, what does money mean to you? What would your money attitudes say about you as a person? How you answer can help you make changes for the better

SEEK says financial worries are keeping many New Zealanders in jobs longer and fueling career regrets

SEEK says financial worries are keeping many New Zealanders in jobs longer and fueling career regrets

Latest RBNZ figures show a split between mortgage holders opting to go for floating rates and those pushing out to longer fixed terms

Latest RBNZ figures show a split between mortgage holders opting to go for floating rates and those pushing out to longer fixed terms

Heartland is offering three-year reverse mortgage loans for retirees 'moving from one stage of retirement to another'

Heartland is offering three-year reverse mortgage loans for retirees 'moving from one stage of retirement to another'

Inflation expectations climb to 4.2% in latest ANZ-Roy Morgan Consumer Confidence Survey, as consumer confidence drops

Inflation expectations climb to 4.2% in latest ANZ-Roy Morgan Consumer Confidence Survey, as consumer confidence drops

Over 7,500 people made early KiwiSaver withdrawals in February, taking out $186 million

Over 7,500 people made early KiwiSaver withdrawals in February, taking out $186 million

Savers are increasing balances at banks at almost twice the rate borrowers are taking out loans. Banks are under no pressure and are trimming TD rates in small amounts regularly now

Savers are increasing balances at banks at almost twice the rate borrowers are taking out loans. Banks are under no pressure and are trimming TD rates in small amounts regularly now

Latest Reserve Bank figures show first home buyers continue to take a declining share of monthly mortgage advances, while the overall figures for February were down on a seasonally-adjusted basis

Latest Reserve Bank figures show first home buyers continue to take a declining share of monthly mortgage advances, while the overall figures for February were down on a seasonally-adjusted basis

Lynda Moore says you can’t move forward unless you know where you are now, and how you are going to get to where you want to be

Lynda Moore says you can’t move forward unless you know where you are now, and how you are going to get to where you want to be

While gold may face consolidation due to the speed of its latest move, the combination of geopolitical and geoeconomic uncertainty, rising inflation, lower rates and a weaker US dollar continue to provide powerful tailwinds to investment demand

While gold may face consolidation due to the speed of its latest move, the combination of geopolitical and geoeconomic uncertainty, rising inflation, lower rates and a weaker US dollar continue to provide powerful tailwinds to investment demand

Martin Hawes has written a new book, a personal account about how he planned for his own retirement. There are lessons for everyone here

Martin Hawes has written a new book, a personal account about how he planned for his own retirement. There are lessons for everyone here

Lynda Moore urges you to not wait for a crisis to have necessary about uncomfortable conversations about important things

Lynda Moore urges you to not wait for a crisis to have necessary about uncomfortable conversations about important things

ASB trims some home loan rates but these aren't significant or competitive. They also cut most key term deposit rates. The net effect is a margin gain

ASB trims some home loan rates but these aren't significant or competitive. They also cut most key term deposit rates. The net effect is a margin gain

 Retirement Commission reports 25% gender gap in KiwiSaver balances, with women lagging behind men across most age groups

 Retirement Commission reports 25% gender gap in KiwiSaver balances, with women lagging behind men across most age groups

Is the pay-more-now-to-save-more-later mortgage strategy a good idea? We do the calculations to show how low the target fixed rates will have to be to make the gamble worth it

Is the pay-more-now-to-save-more-later mortgage strategy a good idea? We do the calculations to show how low the target fixed rates will have to be to make the gamble worth it

Consumer NZ calls for market study into domestic aviation sector, stronger scam protection, tackling greenwashing & more

Consumer NZ calls for market study into domestic aviation sector, stronger scam protection, tackling greenwashing & more

Lynda Moore says we can spend far too much time and energy worrying about things we can’t change, and not enough on what we can, and then doing something about it

Lynda Moore says we can spend far too much time and energy worrying about things we can’t change, and not enough on what we can, and then doing something about it

A serious chunk of household deposits are sitting idly in household bank accounts. As much as $1 bln extra could be earned just by paying attention and 'doing something'

A serious chunk of household deposits are sitting idly in household bank accounts. As much as $1 bln extra could be earned just by paying attention and 'doing something'