Personal Finance
Lynda Moore says goal setting is about clarity, planning, and action. She has the roadmap to turn those ideas into accomplishments
24th Dec 24, 9:00am
2
Lynda Moore says goal setting is about clarity, planning, and action. She has the roadmap to turn those ideas into accomplishments
[updated]
After the welcome 2023 run-up, term deposit rates eased back in 2024. We provide some perspective and look ahead to 2025
20th Dec 24, 10:01am
29
After the welcome 2023 run-up, term deposit rates eased back in 2024. We provide some perspective and look ahead to 2025
Lynda Moore says before you look ahead to the New Year, some reflection can help you stay positive and get ready to build on the good bits from this year
19th Dec 24, 5:00am
Lynda Moore says before you look ahead to the New Year, some reflection can help you stay positive and get ready to build on the good bits from this year
[updated]
Consumer watchdog eyes $260m annual fee reduction for businesses accepting Mastercard & Visa cards, lower surcharges for consumers
18th Dec 24, 6:55am
6
Consumer watchdog eyes $260m annual fee reduction for businesses accepting Mastercard & Visa cards, lower surcharges for consumers
The World Gold Council sees the prospects for gold in 2025 on a fine line influenced by rates, risk and growth
15th Dec 24, 11:02am
5
The World Gold Council sees the prospects for gold in 2025 on a fine line influenced by rates, risk and growth
Non-bank deposit takers will be included in the Deposit Compensation Scheme starting in mid-2025. Our rate tables now identify these regulated financial institutions
13th Dec 24, 5:56am
11
Non-bank deposit takers will be included in the Deposit Compensation Scheme starting in mid-2025. Our rate tables now identify these regulated financial institutions
The relentless trimming of bank term deposit rate cards has most of them on the cusp of falling below 5% for all terms
12th Dec 24, 10:06am
43
The relentless trimming of bank term deposit rate cards has most of them on the cusp of falling below 5% for all terms
Draft decision on changes to regulation of Mastercard and Visa interchange fees coming next week
12th Dec 24, 5:00am
17
Draft decision on changes to regulation of Mastercard and Visa interchange fees coming next week
Lynda Moore on how to handle difficult relationship or family issues that get focused on in looming holiday conversations
11th Dec 24, 9:35am
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Lynda Moore on how to handle difficult relationship or family issues that get focused on in looming holiday conversations
Latest Reserve Bank figures show a sharp rise in the amount of new borrowing on floating rates, while among fixed rates the one-year term has soared in popularity
9th Dec 24, 1:32pm
17
Latest Reserve Bank figures show a sharp rise in the amount of new borrowing on floating rates, while among fixed rates the one-year term has soared in popularity
Kiwibank joins BNZ with some home loan rate cuts and hikes, matched with term deposit rate cuts (but no hikes)
9th Dec 24, 10:54am
14
Kiwibank joins BNZ with some home loan rate cuts and hikes, matched with term deposit rate cuts (but no hikes)
Jay L. Zagorsky argues the way to control your spending this holiday season is to stick with cash
5th Dec 24, 10:49am
3
Jay L. Zagorsky argues the way to control your spending this holiday season is to stick with cash
Lynda Moore has Black Friday stories. She wants to hear yours
[updated]
With swap rates probably falling about as far as they will go, but more OCR cuts coming, saver preferences for short term deposits will likely mean they are facing sharply lower offer rates
4th Dec 24, 12:12pm
11
With swap rates probably falling about as far as they will go, but more OCR cuts coming, saver preferences for short term deposits will likely mean they are facing sharply lower offer rates
Online mortgage bank Heartland pushes all its fixed home loan rates down to the lowest level of any bank
4th Dec 24, 10:02am
12
Online mortgage bank Heartland pushes all its fixed home loan rates down to the lowest level of any bank
Although BNZ's latest home loan rate moves are not to especially unique levels, their raising of rates at the long end signal a different shape in the rate curves
3rd Dec 24, 8:44am
15
Although BNZ's latest home loan rate moves are not to especially unique levels, their raising of rates at the long end signal a different shape in the rate curves
Reserve Bank figures show $1.58b rise in bank mortgage stock in October; amounts on floating mortgage rates rose by the most in over 13 years
2nd Dec 24, 2:29pm
21
Reserve Bank figures show $1.58b rise in bank mortgage stock in October; amounts on floating mortgage rates rose by the most in over 13 years
ASB cuts fixed mortgage rates, and term deposit rates, signaling a final December push for precious housing sale transactions
2nd Dec 24, 7:30am
29
ASB cuts fixed mortgage rates, and term deposit rates, signaling a final December push for precious housing sale transactions
Banks launch confirmation of payee service, which is to be rolled out between now and Easter
28th Nov 24, 2:24pm
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Banks launch confirmation of payee service, which is to be rolled out between now and Easter
Reserve Bank increases its 2025 house price growth forecast; latest monthly figures show seasonally adjusted rise of 3.3% in committed mortgages; investors take biggest share of mortgage money since early 2021
28th Nov 24, 9:02am
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Reserve Bank increases its 2025 house price growth forecast; latest monthly figures show seasonally adjusted rise of 3.3% in committed mortgages; investors take biggest share of mortgage money since early 2021
[updated]
Yes, the OCR was cut, and floating rates have gone down. But so have some fixed rates. We track the fixed rate changes here
27th Nov 24, 3:48pm
7
Yes, the OCR was cut, and floating rates have gone down. But so have some fixed rates. We track the fixed rate changes here
[updated]
Co-operative Bank moves first and big, immediately followed by Kiwibank. Co-op cuts -70 bps. Kiwibank also cuts the full -50 bps for savers, but Cooperative Bank tempers some of its cuts to savers
27th Nov 24, 2:13pm
6
Co-operative Bank moves first and big, immediately followed by Kiwibank. Co-op cuts -70 bps. Kiwibank also cuts the full -50 bps for savers, but Cooperative Bank tempers some of its cuts to savers
Once you understand your needs, it’s much easier to make the decision about how and where to allocate your money
27th Nov 24, 9:43am
4
Once you understand your needs, it’s much easier to make the decision about how and where to allocate your money
[updated]
ANZ NZ unveils some mortgage and term deposit rate cuts ahead of Wednesday's Official Cash Rate review
26th Nov 24, 5:26pm
71
ANZ NZ unveils some mortgage and term deposit rate cuts ahead of Wednesday's Official Cash Rate review
The World Gold Council thinks the rise of AI will be good for industrial demand for gold but that manufacturing innovation will limit the upside from this source
23rd Nov 24, 10:02am
The World Gold Council thinks the rise of AI will be good for industrial demand for gold but that manufacturing innovation will limit the upside from this source
