Personal Finance
David Hargreaves says it looks too late to 'save' this year, but if we can beat inflation, then the RBNZ will call off the dogs and the prospects for next year will be for a gradual recovery. If we can beat inflation...
30th Jun 24, 7:00am
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David Hargreaves says it looks too late to 'save' this year, but if we can beat inflation, then the RBNZ will call off the dogs and the prospects for next year will be for a gradual recovery. If we can beat inflation...
Latest RBNZ figures show NZ's housing lending stock increased by over $1.3 billion in May, while the annual growth rate was the highest for over a year
29th Jun 24, 6:31am
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Latest RBNZ figures show NZ's housing lending stock increased by over $1.3 billion in May, while the annual growth rate was the highest for over a year
As the economy stumbles, it is vital that reporting on what is happening stays comprehensive, open and free. We need our Supporters now more than ever. If you can support us you can go ad-free too
27th Jun 24, 1:52pm
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As the economy stumbles, it is vital that reporting on what is happening stays comprehensive, open and free. We need our Supporters now more than ever. If you can support us you can go ad-free too
Westpac's latest mortgage rate adjustments bring their higher rates down into line with their main rivals. We ask readers to record the below-card offers they get on their banking apps so others can know where real savings can be won
26th Jun 24, 6:00pm
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Westpac's latest mortgage rate adjustments bring their higher rates down into line with their main rivals. We ask readers to record the below-card offers they get on their banking apps so others can know where real savings can be won
Lynda Moore says a healthy relationship with money unlocks the freedom to live life on your terms. It’s about being wealthy, whatever that means to you
25th Jun 24, 9:47am
Lynda Moore says a healthy relationship with money unlocks the freedom to live life on your terms. It’s about being wealthy, whatever that means to you
David Hargreaves sums up the first (nearly) six months of the year and thinks it would be a very good idea to stop it and start again. Unfortunately though, we will have to carry on. Here's what's transpired so far...
23rd Jun 24, 7:00am
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David Hargreaves sums up the first (nearly) six months of the year and thinks it would be a very good idea to stop it and start again. Unfortunately though, we will have to carry on. Here's what's transpired so far...
Lynda Moore cautions that a simple decision to buy an engagement ring could set off a whole chain of events and missed conversations about money. It's a conversation you should have to avoid getting embroiled in an argument about money
19th Jun 24, 1:39pm
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Lynda Moore cautions that a simple decision to buy an engagement ring could set off a whole chain of events and missed conversations about money. It's a conversation you should have to avoid getting embroiled in an argument about money
[updated]
Just as Kiwibank ends its good one year 'special' term deposit offer, BNZ jumps in with one of its own. Even higher rates are available from investment-grade rated others
19th Jun 24, 11:28am
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Just as Kiwibank ends its good one year 'special' term deposit offer, BNZ jumps in with one of its own. Even higher rates are available from investment-grade rated others
Lynda Moore says a huge sudden 'win' can challenge your money ceiling, and then things really start to unravel. Best to check what your money ceiling really is. She tells you how
11th Jun 24, 11:26am
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Lynda Moore says a huge sudden 'win' can challenge your money ceiling, and then things really start to unravel. Best to check what your money ceiling really is. She tells you how
Commerce Commission says motorists are being charged an extra $15 million annually due to 'rockets and feathers' petrol pricing and wants fuel companies to drop their prices after the Auckland Regional Fuel Tax goes in July
11th Jun 24, 11:23am
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Commerce Commission says motorists are being charged an extra $15 million annually due to 'rockets and feathers' petrol pricing and wants fuel companies to drop their prices after the Auckland Regional Fuel Tax goes in July
David Chaston investigates what the best home loan rate and term choice might be for borrowers needing to refix soon
10th Jun 24, 2:07pm
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David Chaston investigates what the best home loan rate and term choice might be for borrowers needing to refix soon
Latest Reserve Bank figures show nearly three-quarters of the new mortgage money taken up by owner-occupiers in April was for at rates fixed for a year or less
5th Jun 24, 3:46pm
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Latest Reserve Bank figures show nearly three-quarters of the new mortgage money taken up by owner-occupiers in April was for at rates fixed for a year or less
Latest RBNZ figures show non-performing housing loans increased $136 million in April to over $1.9 billion and are up 72% in the past 12 months
4th Jun 24, 2:54pm
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Latest RBNZ figures show non-performing housing loans increased $136 million in April to over $1.9 billion and are up 72% in the past 12 months
Lynda Moore says when faced with a money problem you don't understand, don't waste time. Get some professional financial advice, face up to the issues, and get back on track
3rd Jun 24, 9:01am
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Lynda Moore says when faced with a money problem you don't understand, don't waste time. Get some professional financial advice, face up to the issues, and get back on track
S&P Global Ratings raises its issuer credit rating on Liberty Financial by one notch to BBB, matching a trio of challenger banks
31st May 24, 11:01am
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S&P Global Ratings raises its issuer credit rating on Liberty Financial by one notch to BBB, matching a trio of challenger banks
Loyalty scheme Flybuys & parent company Loyalty NZ to close citing a changed landscape for loyalty programmes
31st May 24, 9:55am
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Loyalty scheme Flybuys & parent company Loyalty NZ to close citing a changed landscape for loyalty programmes
Financial Markets Authority finds promising initial response from financial advice providers towards new regime but says there are some ‘gaps’ that could affect customer outcomes
30th May 24, 5:00am
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Financial Markets Authority finds promising initial response from financial advice providers towards new regime but says there are some ‘gaps’ that could affect customer outcomes
Lynda Moore notes paying for things has become easier, but our awareness of what we are spending has been diluted
29th May 24, 11:52am
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Lynda Moore notes paying for things has become easier, but our awareness of what we are spending has been diluted
Latest Reserve Bank mortgage figures show while housing investors are not exactly piling back into the market, they are at least starting to sit up and pay attention
28th May 24, 4:07pm
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Latest Reserve Bank mortgage figures show while housing investors are not exactly piling back into the market, they are at least starting to sit up and pay attention
Lifetime Home releases its long-signaled alternative to a reverse equity mortgage, one that pays out an income fortnightly in return for giving up an equity share in the home
28th May 24, 12:02pm
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Lifetime Home releases its long-signaled alternative to a reverse equity mortgage, one that pays out an income fortnightly in return for giving up an equity share in the home
Reserve Bank says banks will have to comply with the new DTI rules from July 1, while loan to value ratio restriction easing will also be applied from the same date
28th May 24, 10:58am
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Reserve Bank says banks will have to comply with the new DTI rules from July 1, while loan to value ratio restriction easing will also be applied from the same date
[updated]
Two banks reverse the down-trend and offer higher nine and 12 month term deposit rates. But Westpac cuts back
27th May 24, 6:03am
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Two banks reverse the down-trend and offer higher nine and 12 month term deposit rates. But Westpac cuts back
Lynda Moore says ultimately, liking money isn't about greed or materialism but valuing yourself and your future. It's about recognising money's role in your life and how it can help you live the life you want
23rd May 24, 10:14am
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Lynda Moore says ultimately, liking money isn't about greed or materialism but valuing yourself and your future. It's about recognising money's role in your life and how it can help you live the life you want
No improvement to gender savings gap when it comes to KiwiSaver balances, says Retirement Commission as new research finds men have 25% more than women in their KiwiSaver on average
22nd May 24, 2:36pm
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No improvement to gender savings gap when it comes to KiwiSaver balances, says Retirement Commission as new research finds men have 25% more than women in their KiwiSaver on average
KiwiSaver early withdrawals for home ownership fall while financial hardship withdrawals continue to rise as people withdraw $160 million from their KiwiSaver in April
22nd May 24, 8:30am
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KiwiSaver early withdrawals for home ownership fall while financial hardship withdrawals continue to rise as people withdraw $160 million from their KiwiSaver in April
