Standard savings accounts

Featured rate

We have updated our coverage of Saving accounts, separating them out by type. Unique pages now exist for the following savings account types:
- Bonus savings accounts	- Business savings accounts	- Children's accounts
- Online savings accounts	- Standard savings accounts

Banks

Institution	Credit Rating	Account type	Minimum deposit $	Interest rate %
ANZ	AA-	Online savings	$1	0.50
	AA-	Select	$5,000	0.05
ASB	AA-	Savings On Call	$1	0.35
BNZ	AA-	Rapid Save	$1	2.30
Bank of Baroda	BBB-	Super savings	$1,000	0.60
	BBB-	Savings	$1,000	1.50
Bank of China	A	Online Saver	$10,000	1.35
Bank of India	BB+	Star super savings	$1,000	0.10
	BB+	Star savings	$1,000	0.10
China Construction Bank	A	Saving	$1,000	1.00
Co-operative Bank	BBB+	Online Account	$1	0.90
	BBB+	Smile On Call	$4,000	0.10
Heartland Bank	BBB	Digital Saver	$1	2.75
	BBB	Direct Call	$1	2.25
	BBB	Notice Saver 32 days	$1	3.15
	BBB	Notice Saver 90 days	$0	3.50
ICBC	A	Savings	$1	1.50
	A	Smart Saver	$1	2.25
Kiwibank	A1	Notice Saver 32 days	$1	1.80
	A1	Notice Saver 90 days	$1	2.35
	A1	Online Call	$1	1.50
	A	NoticeSaver 60 days	$1	3.15
	A	RaboSaver	$1	1.80
	A	RaboSaver	$5,000,000	1.45
	A	PremiumSaver - base	$1	1.10
	A	PremiumSaver - bonus	$1	1.75
	A	PremiumSaver - potential rate - to $100,000	$1	2.85
SBS Bank.	BBB	i-Save	$1	0.40
	BBB	Prospector Call	$1	0.35
TSB Bank	BBB+	WebSaver	$1	1.20
Westpac	AA-	Notice Saver 32 days	$1	3.00
	AA-	Simple Saver	$1	0.05

Licensed by the RBNZ, to be covered by the Depositor Compensation Scheme. More here.

Institution	Credit Rating	Account type	Minimum deposit $	Interest rate %
Christian Savings	BB+	Call	$1	1.50
	BB+	Call	$20,000	1.75
	BB+	Call	$50,000	2.00
First CU	BB	Online savings	$1	1.50
	BB	Moneymaker	$5,000	2.50
Heretaunga Bldg Socy		On Call	$1	0.70
		On Call	$50,000	0.80
		On Call	$100,000	0.90
Nelson Bldg Society	BB+	Call	$1	0.50
	BB+	Target	$1	0.25
	BB+	Cheque	$10,000	0.05
	BB+	Access	$10,000	0.05
Police CU	BB+	Achiever Saver (Membership criteria apply)	$1	0.60
	BB+	Transactional Account (Membership criteria apply)	$2,000	0.05
	BB+	Christmas Club (Membership criteria apply)	$20	0.35
UnityMoney	BB	Online Saver	$1,000	0.30
	BB	Online Saver	$20,000	0.95
	BB	Everyday Saver	$1	0.05
	BB	Everyday Saver	$5,000	0.10
	BB	Everyday Saver	$20,000	0.25
	BB	Everyday Saver	$100,000	1.00
	BB	Kids Saver	$1	3.25
	BB	Christmas Saver	$1	1.80
Wairarapa Bldg Society	BB+	Call	$500	1.75
Xceda Finance	B+	Super Saver	$100	2.25
	B+	Notice Saver 90 days	$100	3.75

Institution	Credit Rating	Account type	Minimum deposit $	Interest rate %
Booster		Savvy	$1	2.50
Dosh		Strives - DCS covered	$1	2.85
Go Lend		On Call account	$1	2.25
Kernel Wealth		Smart Saver	$1	2.05
Sharesies		Save - DCS covered	$1	1.85
Squirrel Money		On Call - DCS covered	$0	2.25
Wedge Money	AA	Call	$1	3.00

Institution	Account type	Minimum deposit $	Interest rate %
ASB Securities	Cash Management Trust	$100,000	0.00
	Cash Management Trust	$250,000	0.00
	Cash Management Trust	$500,000	0.25
	Cash Management Trust	$1	2.90
	Cash Management Trust	$20,000	3.05
	Cash Management Trust	$100,000	3.20
	Cash Management Trust	$250,000	3.30
Forsyth Barr	Cash Management Trust	$0	2.25
	Cash Management Trust	$20,000	2.40
	Cash Management Trust	$50,000	2.50
	Cash Management Trust	$250,000	2.60
Jarden	Cash Mangement Trust	$1	2.75
	Cash Mangement Trust	$15,000	3.05
	Cash Mangement Trust	$50,000	3.60
	Cash Mangement Trust	$200,000	3.75
	Cash Mangement Trust	$1,000,000	4.15
	Cash Mangement Trust	$3,000,000	4.25