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Bonus savings accounts

We have updated our coverage of Saving accounts, separating them out by type. Unique pages now exist for the following savings account types:
- Bonus savings accounts - Business savings accounts - Children's accounts
- Online savings accounts - Standard savings accounts  

Printer-friendly version of this page                                  for term deposits from 1 to 9 months, see here »

Make sense of all these rates by using our Savings Calculator »

* = These products may require a regular monthly deposit. Other conditional may also apply. Refer to institution directly.

Banks

Institution Credit Rating Account type Minimum deposit $ Interest rate %
ANZAA-Serious Saver - base rate$10.85
AA-Serious Saver - bonus rate $12.40
AA-Serious Saver - potential rate $13.25
ASBAA-Savings Plus - base rate$11.20
AA-Savings Plus - bonus, no withdraw/qtr$12.45
AA-Savings Plus - potential rate, no withdraw/qtr$13.65
AA-Savings Plus - bonus, one withdraw/qtr$10.10
AA-Savings Plus - potential rate, one withdraw/qtr$11.30
Co-operative BankBBB+Step Saver - base$11.40
BBB+Step Saver - bonus rate$12.35
BBB+Step Saver - base and bonus rate$13.75
RaboDirectAPremiumSaver - base$12.00
APremiumSaver - bonus$12.00
APremiumSaver - potential rate - to $100,000$14.00
SBS BankBBBIncentive Saver - base rate$10.15
BBBIncentive Saver - bonus rate$11.80
BBBIncentive Saver - potential rate$11.95
WestpacAA-Westpac Bonus Saver - base rate$11.00
AA-Westpac Bonus Saver - bonus rate $12.25
AA-Westpac Bonus Saver - potential rate $13.25

Non-bank Deposit Takers

Licensed by the RBNZ, to be covered by the Deposit Compensation Scheme. More here.

Institution Credit Rating Account type Minimum deposit $ Interest rate %
Police CUBB+Bonus Saver - base$200.50
BB+Bonus Saver - bonus*$202.75
BB+Bonus Saver - potential interest$203.25
BB+Future Saver - base$200.75
BB+Future Saver - bonus$203.60
BB+Future Saver - potential interest$204.35