Term deposits 1 to 9 months
Banks
| Institution | Credit Rating | Minimum Deposit | Credit | Paid | 1 mth | 3 mths | 4 mths | 5 mths | 6 mths | 9 mths | |||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
 | AA- | $10,000 | Z | Y | 2.50 | 4.20 | 4.30 | 5.00 | 5.65 | 5.35 | |||
| ASB | AA- | $5,000 | Z | Y | 2.75 | 4.20 | 4.40 | 5.00 | 5.65 | 5.30 | |||
| AA- | $10,000 | Q | Y | 2.75 | 4.20 | 4.40 | 5.00 | 5.65 | 5.30 | ||||
| Bank of Baroda | BBB- | $1,000 | M | M | 3.50 | 4.50 | 4.75 | 5.25 | 5.75 | 5.55 | |||
| Bank of China | A | $100,000 | Z | Z | 4.00 | 5.05 | 5.15 | 5.15 | 5.90 | 5.55 | |||
| Bank of India | BB+ | $5,000 | M | Y | 2.50 | 4.00 | 4.20 | 4.60 | 5.10 | 5.45 | |||
 | AA- | $2,000 | Z | Z | 2.75 | 4.15 | 4.25 | 5.00 | 5.65 | 5.20 | |||
| AA- | $2,000 | Q | Q | ||||||||||
| AA- | $2,000 | M | M | 4.15 | 4.25 | 5.00 | 5.65 | 5.20 | |||||
| China Construction Bank | A | $100,000 | Z | Z | 4.00 | 5.20 | 5.30 | 5.30 | 5.50 | 5.40 | |||
| Co-operative Bank | BBB+ | $2,000 | Q | Q | 2.75 | 4.30 | 5.75 | 5.30 | |||||
| BBB+ | $5,000 | Q | Q | 2.75 | 4.30 | 5.80 | 5.30 | ||||||
| BBB+ | $5,000 | Q | Z | 5.80 | |||||||||
| Heartland Bank | BBB | $1,000 | Q | Q | 2.75 | 4.70 | 5.10 | 5.50 | 5.75 | 5.40 | |||
 | A | $5,000 | Z | Z | 3.90 | 5.10 | 5.20 | 5.20 | 5.70 | 5.35 | |||
| A | $10,000 | Z | Z | 4.00 | 5.20 | 5.30 | 5.30 | 5.80 | 5.45 | ||||
 | A1 | $1,000 | Z | Z | 0.25 | 0.25 | 0.25 | 0.50 | 0.50 | ||||
| A1 | $5,000 | Z | Z | 2.40 | 4.10 | 4.90 | 4.90 | 5.70 | 5.25 | ||||
| A1 | $5,000 | 200 days =
5.70
| |||||||||||
| A1 | $10,000 | Z | Z | 2.50 | 4.20 | 5.00 | 5.00 | 5.80 | 5.35 | ||||
| A1 | $10,000 | Z | Z | 200 days =
5.80
100 days =
4.20
| |||||||||
| Kookmin | A | $5,000 | Z | Z | 2.60 | 4.30 | 4.30 | 4.50 | 5.50 | 5.60 | |||
| A | $10,000 | Z | Z | 2.70 | 4.40 | 4.40 | 4.60 | 5.60 | 5.70 | ||||
| A | $50,000 | Z | Z | 2.70 | 4.40 | 4.40 | 4.60 | 5.60 | 5.70 | ||||
| A | $100,000 | Z | Z | 2.70 | 4.40 | 4.40 | 4.60 | 5.80 | 5.90 | ||||
 | A | $1,000 | Z | A | 3.00 | 4.55 | 5.90 | 5.80 | |||||
 | BBB | $1,000 | Q | Q | 2.50 | 4.15 | 4.25 | 5.00 | 5.70 | 5.40 | |||
| BBB | $1,000 | Z | Z | 5.70 | 5.40 | ||||||||
 | BBB+ | $1,000 | Z | S | 2.65 | 4.25 | 4.25 | 4.80 | 5.90 | 5.50 | |||
 | AA- | $5,000 | Q | Q | 2.50 | 4.20 | 4.50 | 5.40 | 5.65 | 5.30 | |||
| AA- | $5,000 | Z | Z | 8 months =
5.40
| |||||||||
Building Societies
| Institution | Credit Rating | Minimum Deposit | Credit | Paid | 1 mth | 3 mths | 4 mths | 5 mths | 6 mths | 9 mths |
|---|---|---|---|---|---|---|---|---|---|---|
| Heretaunga | $1 | 4.30 | 5.80 | |||||||
| Nelson | BB+ | $5,000 | 2.50 | 4.20 | 5.65 | 5.30 | ||||
| Wairarapa | BB+ | $2,000 | 4.20 | 4.20 | 5.70 | 5.60 |
Fund/Wealth Managers
Credit Unions
Finance Companies
| Institution | Credit Rating | Minimum Deposit | Credit | Paid | 1 mth | 3 mths | 4 mths | 5 mths | 6 mths | 9 mths |
|---|---|---|---|---|---|---|---|---|---|---|
| Christian Savings | BB+ | $1,000 | S | S | 3.20 | 4.40 | 5.90 | 5.70 | ||
| Finance Direct | $1,000 | Q | Q | 3.95 | ||||||
| General Finance | BB | $2,000 | Q | Q | 5.35 | 5.40 | 5.50 | 6.80 | 6.95 | |
| Gold Band Finance | B+ | $5,000 | Q | Q | 4.00 | 4.50 | ||||
| Liberty Financial | BBB | $5,000 | Q | Q | 4.75 | 6.55 | 6.50 | |||
| Xceda Finance | B+ | $2,500 | Q | Q | 7.10 | 7.20 |
Crown Companies
| Institution | Credit Rating | Minimum Deposit | Credit | Paid | 1 mth | 3 mths | 4 mths | 5 mths | 6 mths | 9 mths |
|---|---|---|---|---|---|---|---|---|---|---|
| Kiwi Bonds | AA+ | $1,000 | Q | Q | 5.00 |