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Term deposits 1 to 9 months

Featured rate
Featured rate

Banks

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
ANZAA-$10,000ZY2.503.954.004.304.404.35
ASBAA-$5,000ZY2.503.904.004.204.354.40
AA-$10,000QY2.503.904.004.204.354.40
BNZAA-$2,000ZZ2.503.853.954.054.304.30
AA-$2,000ZZ
AA-$2,000MM3.853.954.054.304.30
Bank of BarodaBBB-$1,000MM2.604.154.254.504.404.40
Bank of ChinaA$100,000ZZ2.754.154.204.504.604.55
Bank of IndiaBB+$5,000MY2.403.903.904.054.054.15
China Construction BankA$100,000ZZ2.754.004.054.304.454.40
Co-operative BankBBB+$2,000QQ2.503.904.454.40
BBB+$5,000QQ2.503.904.504.40
BBB+$5,000QZ4.50
Heartland BankBBB$1,000QQ2.703.954.104.404.454.40
ICBC A$5,000ZZ2.603.904.004.354.454.35
A$10,000ZZ2.704.004.104.454.554.45
KiwibankA1$1,000ZZ0.250.250.250.500.50
A1$5,000ZZ2.403.803.904.204.404.15
A1$5,000
200 days = 4.40
A1$10,000ZZ2.503.904.004.304.504.25
A1$10,000ZZ
200 days = 4.00
100 days = 3.90
KookminA$5,000ZZ2.604.104.104.505.004.90
A$10,000ZZ2.704.204.204.605.105.00
A$50,000ZZ2.704.204.204.605.105.00
A$100,000ZZ2.704.204.204.605.305.10
RaboDirectA$1,000ZA2.504.004.454.40
SBS Bank.BBB$1,000QQ2.504.004.054.354.454.40
BBB$1,000ZZ4.454.40
TSB BankBBB+$1,000ZS2.504.054.154.304.604.55
WestpacAA-$5,000QQ2.503.904.004.254.304.30
AA-$5,000ZZ
8 months = 4.40

Non-bank Deposit Takers

Licensed by the RBNZ, to be covered by the Deposit Compensation Scheme. More here.

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Christian Savings BB+$1,000SS2.754.104.604.55
Finance Direct$1,000QQ3.95
First CUBB$5004.254.504.45
General FinanceBB$2,000QQ4.504.554.605.805.90
Gold Band FinanceBB-$5,000QQ3.753.75
Heretaunga Bldg Socy$14.004.50
Liberty FinancialBBB$5,000QQ4.255.855.65
Nelson Bldg SocietyBB+$5,0002.203.504.003.85
Police CUBB+$5003.904.004.304.404.25
BB+$500
8 months = 4.35 Membership Criteria apply
UnityMoneyBB$1,0002.503.904.004.204.504.25
Wairarapa Bldg SocietyBB+$2,0004.054.054.504.60
Xceda FinanceB+$2,500QQ6.005.80

Fund/Wealth Managers

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
AMP.$1,0003.954.454.40

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Kiwi BondsAA+$1,000QQ3.50