non-performing loans
Reserve Bank figures show $1.58b rise in bank mortgage stock in October; amounts on floating mortgage rates rose by the most in over 13 years
2nd Dec 24, 2:29pm
21
Reserve Bank figures show $1.58b rise in bank mortgage stock in October; amounts on floating mortgage rates rose by the most in over 13 years
[updated]
ANZ NZ annual profit drops 2% as net interest margin falls while expenses and hedging losses rise
8th Nov 24, 10:03am
37
ANZ NZ annual profit drops 2% as net interest margin falls while expenses and hedging losses rise
[updated]
BNZ net profit driven by lending and deposit growth but offset by lower net interest margins and higher operating costs
7th Nov 24, 10:10am
4
BNZ net profit driven by lending and deposit growth but offset by lower net interest margins and higher operating costs
RBNZ says strong profitability has helped banks remain resilient during the recession and means they are well-positioned to cope with rising unemployment
5th Nov 24, 10:42am
26
RBNZ says strong profitability has helped banks remain resilient during the recession and means they are well-positioned to cope with rising unemployment
Latest Reserve Bank figures show over $70 billion worth of mortgages is due to be refixed before the end of 2024
4th Nov 24, 2:43pm
29
Latest Reserve Bank figures show over $70 billion worth of mortgages is due to be refixed before the end of 2024
Reserve Bank figures show the annual housing lending growth rate has risen to 3.7% from 3.5% in the past month; non-performing housing loans fall for second consecutive month
31st Oct 24, 3:58pm
17
Reserve Bank figures show the annual housing lending growth rate has risen to 3.7% from 3.5% in the past month; non-performing housing loans fall for second consecutive month
Unauthorised overdrafts, the banks' secret weapon in avoiding mortgagee sales?
15th Oct 24, 12:41pm
22
Unauthorised overdrafts, the banks' secret weapon in avoiding mortgagee sales?
It would be too early to say the housing investors 'are back' - but they do appear to be stirring, as evidenced by the latest Reserve Bank figures
1st Oct 24, 11:08am
41
It would be too early to say the housing investors 'are back' - but they do appear to be stirring, as evidenced by the latest Reserve Bank figures
Latest RBNZ figures show the total of non-performing housing loans has now risen above $2 billion and is at levels not seen since the aftermath of the Global Financial Crisis
3rd Sep 24, 9:53am
47
Latest RBNZ figures show the total of non-performing housing loans has now risen above $2 billion and is at levels not seen since the aftermath of the Global Financial Crisis
Reserve Bank details results of first published study on New Zealand non-performing loan data
2nd Aug 24, 7:00am
6
Reserve Bank details results of first published study on New Zealand non-performing loan data
Latest RBNZ figures show the total value of non-performing housing loans is hovering around $1.9 billion as mortgage holders look towards interest rate relief in the closing months of the year
1st Aug 24, 3:19pm
3
Latest RBNZ figures show the total value of non-performing housing loans is hovering around $1.9 billion as mortgage holders look towards interest rate relief in the closing months of the year
Three up, two down in terms of whether the five major rural lenders are growing or shrinking agriculture lending
1st Jun 24, 9:41am
4
Three up, two down in terms of whether the five major rural lenders are growing or shrinking agriculture lending
Westpac NZ CEO Catherine McGrath says home loan borrowers holding up better than expected, less than a quarter now on an interest rate below 5%
7th May 24, 9:27am
Westpac NZ CEO Catherine McGrath says home loan borrowers holding up better than expected, less than a quarter now on an interest rate below 5%
Loan books decline in the September quarter at two of the country's major banks, while the others record growth
28th Nov 23, 9:26am
Loan books decline in the September quarter at two of the country's major banks, while the others record growth
David Hargreaves examines financial statistics for the first six months of the year showing money being 'sucked out' of consumers' pockets both through higher mortgage and deposit rates
2nd Aug 23, 9:11am
28
David Hargreaves examines financial statistics for the first six months of the year showing money being 'sucked out' of consumers' pockets both through higher mortgage and deposit rates
Latest Reserve Bank figures show the total of officially 'impaired' housing loans has now surpassed the peak of the sharp, but brief rise during the pandemic in 2020
1st Aug 23, 1:44pm
20
Latest Reserve Bank figures show the total of officially 'impaired' housing loans has now surpassed the peak of the sharp, but brief rise during the pandemic in 2020
Latest Reserve Bank figures show non-performing housing loans rose nearly 12% in May, climbing to levels last seen around eight years ago
3rd Jul 23, 1:40pm
62
Latest Reserve Bank figures show non-performing housing loans rose nearly 12% in May, climbing to levels last seen around eight years ago
As mortgage deferral scheme ends banks may offer still struggling borrowers a further temporary payment deferral, extend the term of the loan to reduce repayments, or move borrowers to interest-only repayments
31st Mar 21, 10:56am
16
As mortgage deferral scheme ends banks may offer still struggling borrowers a further temporary payment deferral, extend the term of the loan to reduce repayments, or move borrowers to interest-only repayments
Banks are taking substantially different views over their appetite for rural debt, and they are not all based on loan-loss experience. Meanwhile, non-bank lenders are also moving in
30th Dec 20, 11:35am
17
Banks are taking substantially different views over their appetite for rural debt, and they are not all based on loan-loss experience. Meanwhile, non-bank lenders are also moving in
As of July 31 a total of $73.7 billion of bank loans were receiving some form of COVID-19 related relief. Gareth Vaughan speculates on what might happen to banks' non-performing loan ratios when the deferral scheme eventually ends
6th Sep 20, 6:02am
58
As of July 31 a total of $73.7 billion of bank loans were receiving some form of COVID-19 related relief. Gareth Vaughan speculates on what might happen to banks' non-performing loan ratios when the deferral scheme eventually ends
In its latest Financial Stability Report the Reserve Bank says options to address excessive dairy debt are limited as farm sales are at historically low levels
27th Nov 19, 2:52pm
3
In its latest Financial Stability Report the Reserve Bank says options to address excessive dairy debt are limited as farm sales are at historically low levels
NZ banks have lowest level of non-performing loans in the OECD, return on equity double the OECD median
1st Dec 16, 4:23pm
2
NZ banks have lowest level of non-performing loans in the OECD, return on equity double the OECD median