Financial Stability
Latest RBNZ figures show NZ's housing lending stock increased by over $1.3 billion in May, while the annual growth rate was the highest for over a year
29th Jun 24, 6:31am
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Latest RBNZ figures show NZ's housing lending stock increased by over $1.3 billion in May, while the annual growth rate was the highest for over a year
The AI transition will require stronger social safety nets, investment in education, and tax systems that support human workers and mitigate inequality, says the IMF
18th Jun 24, 9:58am
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The AI transition will require stronger social safety nets, investment in education, and tax systems that support human workers and mitigate inequality, says the IMF
Gareth Vaughan suggests bank capital will again be a key area of debate as parliamentary select committees inquire about banking competition
14th Jun 24, 5:00am
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Gareth Vaughan suggests bank capital will again be a key area of debate as parliamentary select committees inquire about banking competition
US dollar continues to cede ground in global foreign exchange reserves, but it remains the preeminent reserve currency
12th Jun 24, 9:51am
US dollar continues to cede ground in global foreign exchange reserves, but it remains the preeminent reserve currency
Latest RBNZ figures show non-performing housing loans increased $136 million in April to over $1.9 billion and are up 72% in the past 12 months
4th Jun 24, 2:54pm
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Latest RBNZ figures show non-performing housing loans increased $136 million in April to over $1.9 billion and are up 72% in the past 12 months
Latest Reserve Bank mortgage figures show while housing investors are not exactly piling back into the market, they are at least starting to sit up and pay attention
28th May 24, 4:07pm
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Latest Reserve Bank mortgage figures show while housing investors are not exactly piling back into the market, they are at least starting to sit up and pay attention
Reserve Bank says banks will have to comply with the new DTI rules from July 1, while loan to value ratio restriction easing will also be applied from the same date
28th May 24, 10:58am
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Reserve Bank says banks will have to comply with the new DTI rules from July 1, while loan to value ratio restriction easing will also be applied from the same date
Deposit insurance expert Geof Mortlock details concerns about New Zealand's incoming depositor compensation scheme
24th May 24, 10:01am
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Deposit insurance expert Geof Mortlock details concerns about New Zealand's incoming depositor compensation scheme
BNZ economists now expect house prices to rise just 2% in 2024, down from an earlier forecast of 5% and say even the latest lower forecast has 'downside risk'
23rd May 24, 11:16am
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BNZ economists now expect house prices to rise just 2% in 2024, down from an earlier forecast of 5% and say even the latest lower forecast has 'downside risk'
Latest quarterly Reserve Bank figures show ahead of the imminent introduction of debt to income restrictions (DTIs) the numbers of new loans on high DTIs are well below the proposed limits
16th May 24, 2:38pm
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Latest quarterly Reserve Bank figures show ahead of the imminent introduction of debt to income restrictions (DTIs) the numbers of new loans on high DTIs are well below the proposed limits
[updated]
Treasury says depositor compensation scheme fund to build up over 20 years, covering 0.8% of protected deposits
9th May 24, 10:00am
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Treasury says depositor compensation scheme fund to build up over 20 years, covering 0.8% of protected deposits
[updated]
The Reserve Bank says financial stress is building from very low levels with particular pressure on the commercial property sector
1st May 24, 11:08am
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The Reserve Bank says financial stress is building from very low levels with particular pressure on the commercial property sector
The RBNZ says dwelling insurance ‘is becoming more risk-based’ and owners of higher-risk properties may find insurance increasingly unaffordable
29th Apr 24, 3:56pm
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The RBNZ says dwelling insurance ‘is becoming more risk-based’ and owners of higher-risk properties may find insurance increasingly unaffordable
RBNZ's Christian Hawkesby cautions against throwing out 'internationally accepted approach to bank capital for large, sophisticated financial institutions'
25th Apr 24, 9:30am
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RBNZ's Christian Hawkesby cautions against throwing out 'internationally accepted approach to bank capital for large, sophisticated financial institutions'
RBNZ says higher operating costs a bigger competition challenge for small banks than regulatory capital settings
24th Apr 24, 12:18pm
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RBNZ says higher operating costs a bigger competition challenge for small banks than regulatory capital settings
RBNZ unleashes its inevitable push back after Commerce Commission recommended a rethink of banks' regulatory capital rules
23rd Apr 24, 9:58am
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RBNZ unleashes its inevitable push back after Commerce Commission recommended a rethink of banks' regulatory capital rules
The IMF says policymakers should prioritise steps toward greater economic resilience such as strengthening government finances and revitalising economic growth prospects
17th Apr 24, 11:21am
The IMF says policymakers should prioritise steps toward greater economic resilience such as strengthening government finances and revitalising economic growth prospects
'Digital cash' could shore up monetary sovereignty, plus boost competition and innovation, the RBNZ says
17th Apr 24, 6:01am
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'Digital cash' could shore up monetary sovereignty, plus boost competition and innovation, the RBNZ says
The IMF says the rapid growth of the Private Credit Market as an opaque and highly interconnected segment of the financial system could heighten financial vulnerabilities
11th Apr 24, 4:20pm
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The IMF says the rapid growth of the Private Credit Market as an opaque and highly interconnected segment of the financial system could heighten financial vulnerabilities
The Reserve Bank’s Monetary Policy Committee adds the word ‘confident’ to its inflation forecast, even as hot CPI release looms
11th Apr 24, 7:39am
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The Reserve Bank’s Monetary Policy Committee adds the word ‘confident’ to its inflation forecast, even as hot CPI release looms
Anat Admati debunks the misconceptions propagated by financial executives and economists opposed to regulatory reforms
10th Apr 24, 10:32am
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Anat Admati debunks the misconceptions propagated by financial executives and economists opposed to regulatory reforms
New Zealand Commerce Commission's plea for lower bank capital to bolster bank competition – what could possibly go wrong?
3rd Apr 24, 10:11am
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New Zealand Commerce Commission's plea for lower bank capital to bolster bank competition – what could possibly go wrong?
RBNZ figures show further rises in troubled housing loans, while SME loan stress is increasing sharply, non-performing commercial property loans have gone past half a billion dollars and system-wide non-performing loans have topped $4 billion
2nd Apr 24, 6:21pm
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RBNZ figures show further rises in troubled housing loans, while SME loan stress is increasing sharply, non-performing commercial property loans have gone past half a billion dollars and system-wide non-performing loans have topped $4 billion
RBNZ releases finalised guidance for financial institutions on evaluating and mitigating climate-related risks, says they should understand the compounding effect climate-related risks may have on other business risks
27th Mar 24, 5:00am
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RBNZ releases finalised guidance for financial institutions on evaluating and mitigating climate-related risks, says they should understand the compounding effect climate-related risks may have on other business risks
Latest mortgage figures from the Reserve Bank show that for February there was a seasonally-adjusted rise of 4% in borrowing, while the latest figures are up some 28% on the dire February 2023 figures
26th Mar 24, 3:54pm
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Latest mortgage figures from the Reserve Bank show that for February there was a seasonally-adjusted rise of 4% in borrowing, while the latest figures are up some 28% on the dire February 2023 figures