Financial Stability
Falling house prices will be the most tangible sign climate change is driving an insurability crisis that disrupts wider financial stability, Andrew J. Hoffman says
22nd Nov 24, 10:12am
13
Falling house prices will be the most tangible sign climate change is driving an insurability crisis that disrupts wider financial stability, Andrew J. Hoffman says
Latest quarterly Reserve Bank figures show the levels of new high debt-to-income borrowing are still well below the official limits that came into force in July this year
14th Nov 24, 10:35am
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Latest quarterly Reserve Bank figures show the levels of new high debt-to-income borrowing are still well below the official limits that came into force in July this year
Reserve Bank officials say global inflation generated by President-elect Donald Trump's trade policies will be manageable but risks triggering a wider trade war. MP says RBNZ being 'too sanguine'
7th Nov 24, 11:39am
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Reserve Bank officials say global inflation generated by President-elect Donald Trump's trade policies will be manageable but risks triggering a wider trade war. MP says RBNZ being 'too sanguine'
Reserve Bank's Financial Stability Report highlights tension between bank competition and resilience
6th Nov 24, 10:07am
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Reserve Bank's Financial Stability Report highlights tension between bank competition and resilience
Reserve Bank’s latest financial stability report says risk-based insurance pricing is a continuing trend and high-risk properties may see further increases
5th Nov 24, 11:17am
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Reserve Bank’s latest financial stability report says risk-based insurance pricing is a continuing trend and high-risk properties may see further increases
RBNZ says strong profitability has helped banks remain resilient during the recession and means they are well-positioned to cope with rising unemployment
5th Nov 24, 10:42am
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RBNZ says strong profitability has helped banks remain resilient during the recession and means they are well-positioned to cope with rising unemployment
Global conflicts and trade threats could threaten New Zealand’s financial stability, driving inflation, tighter policies, and triggering recession
4th Nov 24, 12:44pm
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Global conflicts and trade threats could threaten New Zealand’s financial stability, driving inflation, tighter policies, and triggering recession
The RBNZ says despite house prices easing, purchasing a new house 'remains relatively unfavourable compared with long-term averages'
31st Oct 24, 11:30am
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The RBNZ says despite house prices easing, purchasing a new house 'remains relatively unfavourable compared with long-term averages'
No date set yet, but Reserve Bank staff expected to appear before parliamentary banking inquiry
30th Oct 24, 9:54am
No date set yet, but Reserve Bank staff expected to appear before parliamentary banking inquiry
Whilst the push for greater bank competition is good news, it may also come with increased risk
28th Oct 24, 6:00am
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Whilst the push for greater bank competition is good news, it may also come with increased risk
Raghuram Rajan explains how the IMF as the world's financial backstop, must change if it is to remain effective
27th Oct 24, 11:10am
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Raghuram Rajan explains how the IMF as the world's financial backstop, must change if it is to remain effective
Increased investor risk-taking could fuel vulnerabilities, warns the IMF
RBNZ’s Adrian Orr says financial markets aren’t pricing in geopolitical risks, which Defence Minister Judith Collins says are ‘as bad’ as during the Cold War
27th Oct 24, 6:00am
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RBNZ’s Adrian Orr says financial markets aren’t pricing in geopolitical risks, which Defence Minister Judith Collins says are ‘as bad’ as during the Cold War
BNZ chief economist Mike Jones says longer term mortgage rates are already reflecting anticipated cuts to the Official Cash Rate, but shorter term mortgage rates have more 'downside'
23rd Oct 24, 9:23am
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BNZ chief economist Mike Jones says longer term mortgage rates are already reflecting anticipated cuts to the Official Cash Rate, but shorter term mortgage rates have more 'downside'
New Zealand gets its chance for some Australian-style bank political theatre
The country's banks are reporting early signs of a rebound in activity from property investors and demand for mortgage lending from both owner occupiers and investors is expected to continue to increase during the next six months
21st Oct 24, 11:32am
90
The country's banks are reporting early signs of a rebound in activity from property investors and demand for mortgage lending from both owner occupiers and investors is expected to continue to increase during the next six months
Reserve Bank says it agrees with Commerce Commission that broader access to settlement accounts will benefit innovation and competition
9th Oct 24, 9:17am
Reserve Bank says it agrees with Commerce Commission that broader access to settlement accounts will benefit innovation and competition
[updated]
Reserve Bank proactively publicly issues submission to parliamentary banking inquiry, defending its role
26th Sep 24, 1:06pm
3
Reserve Bank proactively publicly issues submission to parliamentary banking inquiry, defending its role
[updated]
Reserve Bank consultation details possible changes for its open bank resolution policy
5th Sep 24, 9:17am
Reserve Bank consultation details possible changes for its open bank resolution policy
Latest RBNZ figures show the total of non-performing housing loans has now risen above $2 billion and is at levels not seen since the aftermath of the Global Financial Crisis
3rd Sep 24, 9:53am
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Latest RBNZ figures show the total of non-performing housing loans has now risen above $2 billion and is at levels not seen since the aftermath of the Global Financial Crisis
Latest quarterly Reserve Bank figures show now the long-expected DTI limits are finally with us, we can actually forget all about them - for the moment
28th Aug 24, 10:17am
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Latest quarterly Reserve Bank figures show now the long-expected DTI limits are finally with us, we can actually forget all about them - for the moment
'We see recent falls in mortgage rates as more about preventing a deeper correction in house prices than providing the fuel for an immediate lurch higher'
28th Aug 24, 8:50am
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'We see recent falls in mortgage rates as more about preventing a deeper correction in house prices than providing the fuel for an immediate lurch higher'
Whilst the big bank bosses won't be quaking in their boots, the Commerce Commission's bank competition probe, and Nicola Willis' response, has put the issue very much on the political agenda
27th Aug 24, 5:00am
6
Whilst the big bank bosses won't be quaking in their boots, the Commerce Commission's bank competition probe, and Nicola Willis' response, has put the issue very much on the political agenda
Now that interest rates are officially on the way down, David Hargreaves has a crunch of some numbers that might help us to determine when the economy will pick up again
25th Aug 24, 6:30am
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Now that interest rates are officially on the way down, David Hargreaves has a crunch of some numbers that might help us to determine when the economy will pick up again
[updated]
Nicola Willis & Andrew Bayly set sights on Kiwibank, open banking, the Reserve Bank & mortgage brokers in response to Commerce Commission competition study
20th Aug 24, 11:35am
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Nicola Willis & Andrew Bayly set sights on Kiwibank, open banking, the Reserve Bank & mortgage brokers in response to Commerce Commission competition study