sign up log in
Want to go ad-free? Find out how, here.

Home loan affordability

At last some good news for first home buyers as a combination of falling prices and lower interest rates substantially reduce the cost of home ownership
21st Sep 24, 9:00am
55
At last some good news for first home buyers as a combination of falling prices and lower interest rates substantially reduce the cost of home ownership
First home buyers are benefiting from a combination of declining house prices and falling interest rates
27th Aug 24, 12:38pm
80
First home buyers are benefiting from a combination of declining house prices and falling interest rates
Improving affordability for first home buyers could mark a turning point in the housing market
20th Jul 24, 9:23am
89
Improving affordability for first home buyers could mark a turning point in the housing market
Small declines in mortgage rates, static house prices and rising incomes improving home ownership prospects for first home buyers
24th May 24, 10:24am
106
Small declines in mortgage rates, static house prices and rising incomes improving home ownership prospects for first home buyers
First home buyers were better off by $2 a week in November as the market drifted sideways
19th Dec 23, 1:06pm
81
First home buyers were better off by $2 a week in November as the market drifted sideways
First home buyers will have trouble finding their happy place if they are on average incomes
25th Nov 23, 6:00am
169
First home buyers will have trouble finding their happy place if they are on average incomes
Interest.co.nz's Home Loan Affordability Reports suggest first home buyers have been poorly served by both Labour and National-led governments
19th Oct 23, 9:11am
79
Interest.co.nz's Home Loan Affordability Reports suggest first home buyers have been poorly served by both Labour and National-led governments
First home buyers received little relief last month as further mortgage rate rises offset the benefit of slightly cheaper house prices
18th Sep 23, 2:35pm
108
First home buyers received little relief last month as further mortgage rate rises offset the benefit of slightly cheaper house prices
Small moves in house prices and interest rates in June leave home loan affordability little changed
25th Jul 23, 12:16pm
58
Small moves in house prices and interest rates in June leave home loan affordability little changed
Moving up the property ladder is still affordable for most existing home owners
26th Jun 23, 12:32pm
93
Moving up the property ladder is still affordable for most existing home owners
Rising wages are moderating the effect of rising interest rates on first home buyers
28th Apr 23, 5:00am
58
Rising wages are moderating the effect of rising interest rates on first home buyers
Housing affordability for first home buyers the worst it has been since interest.co.nz began producing affordability reports in 2004
22nd Nov 22, 10:59am
204
Housing affordability for first home buyers the worst it has been since interest.co.nz began producing affordability reports in 2004
The position of aspiring first home buyers has deteriorated substantially over the last three years
23rd Oct 22, 6:00am
234
The position of aspiring first home buyers has deteriorated substantially over the last three years
First home buyers in Northland, Wellington, Nelson/Marlborough and Otago have benefitted the most from falling house prices
25th Sep 22, 6:00am
72
First home buyers in Northland, Wellington, Nelson/Marlborough and Otago have benefitted the most from falling house prices
Rising interest rates eating up many of the benefits of falling house prices for first home buyers
26th Aug 22, 9:25am
124
Rising interest rates eating up many of the benefits of falling house prices for first home buyers
Established home owners may be well placed to make the move up to their next dream home, but a range of factors could be making them cautious
7th Jul 22, 9:49am
67
Established home owners may be well placed to make the move up to their next dream home, but a range of factors could be making them cautious
House prices at the bottom of the market now falling in every region, but first home buyers no better off due to rising interest rates
19th May 22, 10:00am
131
House prices at the bottom of the market now falling in every region, but first home buyers no better off due to rising interest rates
The flow-on effects of Reserve Bank policies have effectively thrown first home buyers under the bus
28th Apr 22, 1:49pm
150
The flow-on effects of Reserve Bank policies have effectively thrown first home buyers under the bus
Some light relief for first home buyers in Auckland as price falls at the bottom of the market outpaced interest rate rises
21st Mar 22, 11:48am
119
Some light relief for first home buyers in Auckland as price falls at the bottom of the market outpaced interest rate rises
Falling house prices make home ownership more affordable for first home buyers
22nd Feb 22, 9:00am
166
Falling house prices make home ownership more affordable for first home buyers
Prices at the bottom of the market continued to rise steeply in November pushing home ownership further out of reach for those on average wages
17th Dec 21, 11:15am
154
Prices at the bottom of the market continued to rise steeply in November pushing home ownership further out of reach for those on average wages
Rising mortgage rates took the shine off price falls for many first home buyers in September
24th Oct 21, 6:00am
43
Rising mortgage rates took the shine off price falls for many first home buyers in September
The prospect of home ownership has been increasingly hopeless for people on average wages but the Government's new housing policies should give them hope
24th Mar 21, 11:55am
217
The prospect of home ownership has been increasingly hopeless for people on average wages but the Government's new housing policies should give them hope
Housing affordability improved slightly for first home buyers in many parts of the country in January, but the outlook remains grim for those on average wages
28th Feb 21, 6:32am
91
Housing affordability improved slightly for first home buyers in many parts of the country in January, but the outlook remains grim for those on average wages
Low interest rates have created winners and losers in the housing market as the COVID-19 pandemic rumbles on
26th Jan 21, 10:12am
211
Low interest rates have created winners and losers in the housing market as the COVID-19 pandemic rumbles on