interest only
A new weekly data series from the Reserve Bank is giving extensive information on bank customer lending flows going back to the start of the lockdown
28th Jul 20, 11:48am
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A new weekly data series from the Reserve Bank is giving extensive information on bank customer lending flows going back to the start of the lockdown
Bank for International Settlements paper points out the financial stability implications of mortgage deferrals will be driven by the extent to which borrowers are willing & able to repay once 'holidays' end
6th Jun 20, 10:02am
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Bank for International Settlements paper points out the financial stability implications of mortgage deferrals will be driven by the extent to which borrowers are willing & able to repay once 'holidays' end
Morgan Stanley analysts crunches some numbers to estimate where loan losses from mortgage deferrals might end up for the big four banks
29th May 20, 2:30pm
Morgan Stanley analysts crunches some numbers to estimate where loan losses from mortgage deferrals might end up for the big four banks
RBNZ Governor says banks will need to be 'forgiving' as more people are set to lose their jobs as mortgage repayment deferrals expire
19th May 20, 5:12pm
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RBNZ Governor says banks will need to be 'forgiving' as more people are set to lose their jobs as mortgage repayment deferrals expire
UBS economists suggest higher funding costs may be a new structural market feature for the Australian parents of New Zealand's big four banks
31st Jul 18, 4:16pm
UBS economists suggest higher funding costs may be a new structural market feature for the Australian parents of New Zealand's big four banks
Westpac sees red flags for the economy in high and rising household debt levels on the back of low interest rates and high house prices
12th Jul 16, 11:01am
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Westpac sees red flags for the economy in high and rising household debt levels on the back of low interest rates and high house prices
Mystery shop finds Aussie banks have tightened lending criteria but the more aggressive are still prepared to lend 9.4x income for investor mortgages & 6.2x for owner-occupiers
20th Jun 16, 5:02pm
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Mystery shop finds Aussie banks have tightened lending criteria but the more aggressive are still prepared to lend 9.4x income for investor mortgages & 6.2x for owner-occupiers
What's keeping Graeme Wheeler up at night; The RBNZ runs the ruler over current and developing risks facing the economy
13th May 16, 5:03am
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What's keeping Graeme Wheeler up at night; The RBNZ runs the ruler over current and developing risks facing the economy
Bank of England data shows credit losses on loans to property investors running at twice the rate of losses on loans to owner-occupiers
3rd Dec 15, 5:02pm
Bank of England data shows credit losses on loans to property investors running at twice the rate of losses on loans to owner-occupiers
Loan sizes are up, less loan principal's being paid and more loans are going to investors
5th Nov 15, 3:26pm
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Loan sizes are up, less loan principal's being paid and more loans are going to investors
Macquarie banking analysts point out NZ loans to residential property investors are growing at a faster rate than in Australia
18th Mar 15, 10:34am
Macquarie banking analysts point out NZ loans to residential property investors are growing at a faster rate than in Australia
Finance Minister warns Auckland rents and rising house prices a concern for Government; says RBNZ has tools to address interest-only loans to landlords
17th Mar 15, 3:32pm
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Finance Minister warns Auckland rents and rising house prices a concern for Government; says RBNZ has tools to address interest-only loans to landlords
Morgan Stanley analysts see APRA heat on big Australasian banks over interest only mortgages and loans to property investors
16th Mar 15, 10:37am
Morgan Stanley analysts see APRA heat on big Australasian banks over interest only mortgages and loans to property investors
Property syndicates can offer high returns but investors need to be mindful of their upfront costs as well
13th Mar 15, 2:12pm
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Property syndicates can offer high returns but investors need to be mindful of their upfront costs as well
TSB Bank's new longer-term fixed loan offer aims to entice borrowers looking for debt servicing certainty
5th Feb 15, 5:53pm
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TSB Bank's new longer-term fixed loan offer aims to entice borrowers looking for debt servicing certainty
US confidence high; Abe wins re-election in landslide; China sees lower growth; bond yields slump; oil prices dive again; gold price stable; NZ$1 = 77.7 USc, TWI = 78.3
15th Dec 14, 7:10am
US confidence high; Abe wins re-election in landslide; China sees lower growth; bond yields slump; oil prices dive again; gold price stable; NZ$1 = 77.7 USc, TWI = 78.3
US retail sales rise briskly; Russia raises rates again; China pumps in $85 bln; RBA says no rate cuts coming; NZ$1 = 78 USc, TWI = 78.7
12th Dec 14, 7:32am
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US retail sales rise briskly; Russia raises rates again; China pumps in $85 bln; RBA says no rate cuts coming; NZ$1 = 78 USc, TWI = 78.7
American economy stronger; China inflation lower; NZ swap rates fall; oil price drops again; oil demand falling; AU mothballing electricity plants; NZ$1 = 77.1 USc, TWI = 77.5
11th Dec 14, 7:31am
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American economy stronger; China inflation lower; NZ swap rates fall; oil price drops again; oil demand falling; AU mothballing electricity plants; NZ$1 = 77.1 USc, TWI = 77.5
Could the RBNZ and FMA or Commerce Commission follow APRA and ASIC's one-two combination attack on risky home lending?
10th Dec 14, 1:31pm
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Could the RBNZ and FMA or Commerce Commission follow APRA and ASIC's one-two combination attack on risky home lending?
Stocks and bond yields fall on rising risks in Europe and China; US data positive; Australia clamps down in housing 'investors'; NZ$1 = 77.1 USc, TWI = 77.6
10th Dec 14, 7:32am
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Stocks and bond yields fall on rising risks in Europe and China; US data positive; Australia clamps down in housing 'investors'; NZ$1 = 77.1 USc, TWI = 77.6
Expected Australian regulatory crackdown on interest only loans to property investors seen hitting Westpac hardest
3rd Dec 14, 4:00pm
Expected Australian regulatory crackdown on interest only loans to property investors seen hitting Westpac hardest
Draft Responsible Lending Code says lenders should review fees if the fees are generating a profit
19th Nov 14, 4:00pm
Draft Responsible Lending Code says lenders should review fees if the fees are generating a profit
If it ain't broke, don't refix it
1st Mar 09, 7:47pm
If it ain't broke, don't refix it