cash incentives
Kiwibank is offering a new outsized incentive for home loan borrowers who want to go big, with up to $10,000 on offer for a million dollar mortgage
8th Jun 22, 5:22pm
63
Kiwibank is offering a new outsized incentive for home loan borrowers who want to go big, with up to $10,000 on offer for a million dollar mortgage
Another major bank falls into line with a 3.39% one year home loan rate while also raising its two year fixed rate by +10 bps
21st Nov 19, 8:49am
8
Another major bank falls into line with a 3.39% one year home loan rate while also raising its two year fixed rate by +10 bps
New Zealand's largest home loan bank has chosen to match the hot one year rate offer from the smallest of their major home loan rivals as wholesale rates stay low
19th Nov 19, 2:41pm
23
New Zealand's largest home loan bank has chosen to match the hot one year rate offer from the smallest of their major home loan rivals as wholesale rates stay low
Kiwibank makes a serious cut to its one year fixed home loan rate, besting all its major rivals. It also raises its one year TD rate, the first such rise for a term deposit rate in 2019, as wholesale rates turn up
15th Nov 19, 3:55pm
19
Kiwibank makes a serious cut to its one year fixed home loan rate, besting all its major rivals. It also raises its one year TD rate, the first such rise for a term deposit rate in 2019, as wholesale rates turn up
While mortgage bankers assess the wholesale money moves and await RBNZ rate and policy signals, at least one more bank is rolling out a cash incentive to get borrowers to switch
8th Nov 19, 4:37pm
2
While mortgage bankers assess the wholesale money moves and await RBNZ rate and policy signals, at least one more bank is rolling out a cash incentive to get borrowers to switch
The re-emergence of cash-back home loan incentives in public mortgage advertising heralds an elevated drive for business by a number of banks
21st Oct 19, 1:49pm
6
The re-emergence of cash-back home loan incentives in public mortgage advertising heralds an elevated drive for business by a number of banks
With headline mortgage rates from every bank for every fixed term now below 5% and most key rates below 4%, this is a very competitive home loan market. Cash incentives are also available as well
11th May 19, 3:09pm
5
With headline mortgage rates from every bank for every fixed term now below 5% and most key rates below 4%, this is a very competitive home loan market. Cash incentives are also available as well
ANZ follows up its new lower one year rate with a $3000 cash back incentive, with conditions that include promising to stay with them for three years
12th Nov 18, 9:05am
71
ANZ follows up its new lower one year rate with a $3000 cash back incentive, with conditions that include promising to stay with them for three years
We examine the margin shifts as wholesale money rates rise just as one large mortgage bank cuts a key rate, looking at the pressures and motivations for the move
10th Nov 18, 9:43am
34
We examine the margin shifts as wholesale money rates rise just as one large mortgage bank cuts a key rate, looking at the pressures and motivations for the move
New Zealand's largest home loan lender challenges its main rivals with a sub-4% one year fixed mortgage rate - just as wholesale swap rates turn up
10th Nov 18, 9:00am
41
New Zealand's largest home loan lender challenges its main rivals with a sub-4% one year fixed mortgage rate - just as wholesale swap rates turn up
Kiwibank is the next one to chop a key home loan rate, reducing its one year fixed rate to 4.05% as the main banks follow the challenger banks lower
5th Nov 18, 9:49am
33
Kiwibank is the next one to chop a key home loan rate, reducing its one year fixed rate to 4.05% as the main banks follow the challenger banks lower
Three cuts from a rising challenger bank tighten the rate competition for home loans. While none of these reductions are market-leading, they reinforce the downward trend in mortgage rate offers
3rd Nov 18, 11:17am
3
Three cuts from a rising challenger bank tighten the rate competition for home loans. While none of these reductions are market-leading, they reinforce the downward trend in mortgage rate offers
Another bank trims a key fixed home loan rate. We review where the market is settling to and assess how much lower it could go as banks try to protect their margins
31st Oct 18, 10:04am
32
Another bank trims a key fixed home loan rate. We review where the market is settling to and assess how much lower it could go as banks try to protect their margins
As mortgage lenders pull back from lending to property investors, offers to owner-occupiers are getting sharper as overall mortgage market growth slows
29th Oct 18, 8:36am
25
As mortgage lenders pull back from lending to property investors, offers to owner-occupiers are getting sharper as overall mortgage market growth slows
SBS Bank bursts into contention in the Spring selling season with a very sharp competitive two year fixed mortgage rate, lower than all rivals
19th Oct 18, 5:02pm
4
SBS Bank bursts into contention in the Spring selling season with a very sharp competitive two year fixed mortgage rate, lower than all rivals
Three banks change home loan rates. But even though the trend is down, further reductions may be achievable for many borrowers, even with cash-back incentives
11th Oct 18, 8:51pm
27
Three banks change home loan rates. But even though the trend is down, further reductions may be achievable for many borrowers, even with cash-back incentives
Major Aussie banks move quickly to act on recommendations they change how they pay retail banking staff, NZ banks 'support customer first obligations'
20th Apr 17, 9:36am
Major Aussie banks move quickly to act on recommendations they change how they pay retail banking staff, NZ banks 'support customer first obligations'
Co-operative Bank CEO Bruce McLachlan argues banks penalising floating mortgage customers for margin pressure elsewhere is not rational
19th Mar 16, 6:02am
4
Co-operative Bank CEO Bruce McLachlan argues banks penalising floating mortgage customers for margin pressure elsewhere is not rational
ASB, Kiwibank & ANZ fast out of the blocks announcing cuts in response to the RBNZ OCR reduction
11th Jun 15, 9:22am
10
ASB, Kiwibank & ANZ fast out of the blocks announcing cuts in response to the RBNZ OCR reduction
Both BNZ and Westpac announce new fixed rate mortgage reductions capping a week of small rate declines
23rd May 15, 8:57am
9
Both BNZ and Westpac announce new fixed rate mortgage reductions capping a week of small rate declines
ASB challenges its main rivals with a new rate lower by -24 bps, tweaks some of its standard rates down too
21st May 15, 5:30pm
3
ASB challenges its main rivals with a new rate lower by -24 bps, tweaks some of its standard rates down too
New Zealand's biggest mortgage bank removes most 'specials' but cuts all its standard rates. The result is nothing especially competitive
18th May 15, 9:43am
1
New Zealand's biggest mortgage bank removes most 'specials' but cuts all its standard rates. The result is nothing especially competitive
Reductions to 6 month, one year and five year rates position it lower than most of its main rivals, AMP Home Loan rates also cut
18th May 15, 8:18am
Reductions to 6 month, one year and five year rates position it lower than most of its main rivals, AMP Home Loan rates also cut
Sovereign launches a market leading one year fixed home loan offer of just 5.10%, in a limited two week campaign
15th May 15, 9:03am
2
Sovereign launches a market leading one year fixed home loan offer of just 5.10%, in a limited two week campaign
Market leading two home loan rate re-launched by BNZ as a 'one-week only' 'special' promotion
11th May 15, 8:30am
Market leading two home loan rate re-launched by BNZ as a 'one-week only' 'special' promotion