fixed mortgage rates
We look at how much more fixed home loan rates, and term deposit rates, could fall from here using history as a guide
26th Sep 24, 2:58pm
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We look at how much more fixed home loan rates, and term deposit rates, could fall from here using history as a guide
Although more borrowers may be taking an interest in break fees, this doesn't necessarily mean there'll be a spike in those breaking mortgage terms
3rd Sep 24, 12:11pm
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Although more borrowers may be taking an interest in break fees, this doesn't necessarily mean there'll be a spike in those breaking mortgage terms
What does five year mortgage rates being lower than one and two year rates mean?
25th Jul 23, 11:15am
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What does five year mortgage rates being lower than one and two year rates mean?
When the two year swap rate was last at Monday's level, that was back in May 2010 and the two year fixed mortgage rate was 7.30%. Who says it won't go back to that level?
26th Sep 22, 4:42pm
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When the two year swap rate was last at Monday's level, that was back in May 2010 and the two year fixed mortgage rate was 7.30%. Who says it won't go back to that level?
Wholesale swap rates get new energy to push on sharply higher, even on top of the recent sharp increases. This fire is now well ablaze
27th Oct 21, 4:50pm
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Wholesale swap rates get new energy to push on sharply higher, even on top of the recent sharp increases. This fire is now well ablaze
At least $1 billion in 'excess' interest cost is being left on the table by home owners who don't negotiate hard enough for the best mortgage rate available, sure to rise as policy makers create the conditions for higher rates
26th Sep 21, 4:55pm
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At least $1 billion in 'excess' interest cost is being left on the table by home owners who don't negotiate hard enough for the best mortgage rate available, sure to rise as policy makers create the conditions for higher rates
HSBC announces some substantial home loan rate reductions but these come amidst sharp wholesale market movements and just 14 days after they hiked rates sharply
6th Aug 21, 11:45am
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HSBC announces some substantial home loan rate reductions but these come amidst sharp wholesale market movements and just 14 days after they hiked rates sharply
Westpac matches ANZ and Bank of China with a one year 2.55% one year fixed 'special', a market-leading rate. Westpac also cuts almost all its term deposit rates
9th Jul 20, 3:03pm
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Westpac matches ANZ and Bank of China with a one year 2.55% one year fixed 'special', a market-leading rate. Westpac also cuts almost all its term deposit rates
ANZ cuts all its 'special' home loan rates, with two of them down to market-leading levels and probably sparking a renewed round of rate slicing. It is also cutting almost all its term deposit rates
7th Jul 20, 5:43pm
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ANZ cuts all its 'special' home loan rates, with two of them down to market-leading levels and probably sparking a renewed round of rate slicing. It is also cutting almost all its term deposit rates
More banks are still making small home loan rate cuts but none are market-leading as rate offers coalesce around a very tight range
23rd Jun 20, 3:15pm
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More banks are still making small home loan rate cuts but none are market-leading as rate offers coalesce around a very tight range
ASB cuts most home loan rates again, and matches them with even sharper term deposit rate cuts
19th Jun 20, 9:59am
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ASB cuts most home loan rates again, and matches them with even sharper term deposit rate cuts
New Zealand's largest home loan lender has adjusted its rate card lower. But none of the new lower levels are market-leading
11th Jun 20, 10:03am
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New Zealand's largest home loan lender has adjusted its rate card lower. But none of the new lower levels are market-leading
Bank of China launches a new all-time low home loan rate just as wholesale markets try and turn up after reaching their own record lows
5th Jun 20, 11:12am
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Bank of China launches a new all-time low home loan rate just as wholesale markets try and turn up after reaching their own record lows
The Red Bank has trimmed mortgage 'specials' across the board, with none of these sub 80% LVR rates over 3%. But their Standard rates aren't moving at this time
28th May 20, 5:14pm
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The Red Bank has trimmed mortgage 'specials' across the board, with none of these sub 80% LVR rates over 3%. But their Standard rates aren't moving at this time
BNZ makes further cuts to both home loan and term deposit rates, and resets its Standard mortgage rates lower across the board. The pace of reductions isn't slowing
27th May 20, 2:40pm
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BNZ makes further cuts to both home loan and term deposit rates, and resets its Standard mortgage rates lower across the board. The pace of reductions isn't slowing
HSBC grabs the 'lowest rate' mantle with sharp cuts for all terms for its Premier offers, none over 3%, and the lowest home loan rate ever at 2.60% for a one year fixed term
25th May 20, 4:03pm
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HSBC grabs the 'lowest rate' mantle with sharp cuts for all terms for its Premier offers, none over 3%, and the lowest home loan rate ever at 2.60% for a one year fixed term
Kiwibank reduces one to five year fixed-term mortgage rates for borrowers with at least 20% equity, taking its one-year rate to a new record low
22nd May 20, 3:17pm
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Kiwibank reduces one to five year fixed-term mortgage rates for borrowers with at least 20% equity, taking its one-year rate to a new record low
BNZ gets back in the ring with a 'special' rate card all below three percent, including all rates for three, four and five years fixed
22nd May 20, 2:07pm
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BNZ gets back in the ring with a 'special' rate card all below three percent, including all rates for three, four and five years fixed
Now its ASB's turn to push down home loan interest rates, with a market leading target at 2.69% for two years fixed, and trumping all their main rivals
22nd May 20, 10:07am
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Now its ASB's turn to push down home loan interest rates, with a market leading target at 2.69% for two years fixed, and trumping all their main rivals
Westpac joins the fray with a market leading two year fixed rate, but doesn't reduce standard rates so the difference grows to unusual levels
21st May 20, 6:38pm
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Westpac joins the fray with a market leading two year fixed rate, but doesn't reduce standard rates so the difference grows to unusual levels
TSB joins ANZ offering a home loan rate of 2.79% fixed for one year. It cuts four other rates, two of them to below 3%. It cuts term deposit rates too
21st May 20, 12:50pm
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TSB joins ANZ offering a home loan rate of 2.79% fixed for one year. It cuts four other rates, two of them to below 3%. It cuts term deposit rates too
ANZ cuts its one year mortgage special to 2.79%, lower than its main rivals and matching the lowest one year rate anywhere. Cuts most other fixed rates too
20th May 20, 6:35pm
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ANZ cuts its one year mortgage special to 2.79%, lower than its main rivals and matching the lowest one year rate anywhere. Cuts most other fixed rates too
BNZ rounds out the home loan rate cut trend with their own set, matching key rivals. They also made matching term deposit rate cuts
15th May 20, 9:14am
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BNZ rounds out the home loan rate cut trend with their own set, matching key rivals. They also made matching term deposit rate cuts
HSBC says it will cut fixed mortgage rates for its Premier rate card, but not until Thursday, May 21. However at this time, the signaled rates are among the most competitive for four popular terms
14th May 20, 2:53pm
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HSBC says it will cut fixed mortgage rates for its Premier rate card, but not until Thursday, May 21. However at this time, the signaled rates are among the most competitive for four popular terms
It is becoming a 2% world in the home loan sector as markets and regulators actively open up the space to cut rates further, and savers focus on 'safety' rather than 'return' for their nest eggs
13th May 20, 5:42pm
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It is becoming a 2% world in the home loan sector as markets and regulators actively open up the space to cut rates further, and savers focus on 'safety' rather than 'return' for their nest eggs