Martin Hawes

Martin Hawes has written a new book, a personal account about how he planned for his own retirement. There are lessons for everyone here

Martin Hawes has written a new book, a personal account about how he planned for his own retirement. There are lessons for everyone here

Martin Hawes shows how you can make your savings last the distance when you retire, especially when term deposits no longer cut the mustard

Martin Hawes shows how you can make your savings last the distance when you retire, especially when term deposits no longer cut the mustard

Summer KiwiSaver's Martin Hawes says big reforms for KiwiSaver will have to be left for future discussion but for now we should celebrate the excellent scheme we have

Summer KiwiSaver's Martin Hawes says big reforms for KiwiSaver will have to be left for future discussion but for now we should celebrate the excellent scheme we have

When you see the new KiwiSaver look-ahead projections, it is very important to understand the assumptions being used and the multiple uncertainties over long periods of time, says Martin Hawes

When you see the new KiwiSaver look-ahead projections, it is very important to understand the assumptions being used and the multiple uncertainties over long periods of time, says Martin Hawes

Kiwis need to get into the habit of contributing uninterrupted for long periods of time says Summer's Martin Hawes, and KiwiSaver is the right way to do that

Kiwis need to get into the habit of contributing uninterrupted for long periods of time says Summer's Martin Hawes, and KiwiSaver is the right way to do that

Summer KiwiSaver's Martin Hawes welcomes the fact that younger people are getting involved in share investment as he says the sharemarket is very different now to how it was back in the days of the 1987 crash

Summer KiwiSaver's Martin Hawes welcomes the fact that younger people are getting involved in share investment as he says the sharemarket is very different now to how it was back in the days of the 1987 crash

Summer KiwiSaver's Martin Hawes says the future has never been easy to read and its much tougher now, but the changes can be played to advantage. Don't discard goals and plans, adapt. A post-covid world will still have plenty going for it

Summer KiwiSaver's Martin Hawes says the future has never been easy to read and its much tougher now, but the changes can be played to advantage. Don't discard goals and plans, adapt. A post-covid world will still have plenty going for it

Summer KiwiSaver's Martin Hawes fears too many KiwiSaver investors are paying an expensive price for getting their fundamental investing approach wrong, overlooking longstanding principles

Summer KiwiSaver's Martin Hawes fears too many KiwiSaver investors are paying an expensive price for getting their fundamental investing approach wrong, overlooking longstanding principles

Summer KiwiSaver's Martin Hawes says this is a time to hold your nerve and your course. It may nerve-wracking, but to enjoy the recovery when it comes, the only certain way to own shares for the upturn is by having them now

Summer KiwiSaver's Martin Hawes says this is a time to hold your nerve and your course. It may nerve-wracking, but to enjoy the recovery when it comes, the only certain way to own shares for the upturn is by having them now

Summer KiwiSaver's Martin Hawes says good value companies that are found and bought in this volatility will look very good in a year or two, despite some rough moments in the meantime

Summer KiwiSaver's Martin Hawes says good value companies that are found and bought in this volatility will look very good in a year or two, despite some rough moments in the meantime

Summer KiwiSaver's Martin Hawes says balanced funds are likely to be more suitable for default KiwiSaver schemes than conservative funds

Summer KiwiSaver's Martin Hawes says balanced funds are likely to be more suitable for default KiwiSaver schemes than conservative funds

Summer KiwiSaver's Martin Hawes says by having three times as much money invested offshore as in New Zealand, KiwiSaver fund managers are doing the right thing for their members

Summer KiwiSaver's Martin Hawes says by having three times as much money invested offshore as in New Zealand, KiwiSaver fund managers are doing the right thing for their members

Summer KiwiSaver's Martin Hawes has a bright, inexpensive idea on how to use KiwiSaver when you are writing a will, one that can avoid all the costs and complexities of a trust

Summer KiwiSaver's Martin Hawes has a bright, inexpensive idea on how to use KiwiSaver when you are writing a will, one that can avoid all the costs and complexities of a trust

Summer KiwiSaver's Martin Hawes has a helpful guide to figure out how much you will need for a good retirement. Some idea of a retirement savings goal is a lot better than no idea at all

Summer KiwiSaver's Martin Hawes has a helpful guide to figure out how much you will need for a good retirement. Some idea of a retirement savings goal is a lot better than no idea at all

Summer KiwiSaver's Martin Hawes cautions millennial readers to be sceptical of American headlines when it comes to saving for retirement. Kiwis may need to save more but our goals can be met with more realistic standards

Summer KiwiSaver's Martin Hawes cautions millennial readers to be sceptical of American headlines when it comes to saving for retirement. Kiwis may need to save more but our goals can be met with more realistic standards

Summer KiwiSaver's Martin Hawes makes the case for allowing members to join more than one scheme, in part to encourage switching to better performing funds and in part to loosen the grip on KiwiSaver by banks

Summer KiwiSaver's Martin Hawes makes the case for allowing members to join more than one scheme, in part to encourage switching to better performing funds and in part to loosen the grip on KiwiSaver by banks

KiwiSaver is avoided by the self-employed even though they need it just as much as everyone else. They face extra stresses and hurdles, so Martin Hawes welcomes the proposal to change incentives for this group to join

KiwiSaver is avoided by the self-employed even though they need it just as much as everyone else. They face extra stresses and hurdles, so Martin Hawes welcomes the proposal to change incentives for this group to join

Martin Hawes thinks technology and demographic trends will keep interest rates low for a long time yet meaning real returns from term deposits will likely get worse and new options will be needed

Martin Hawes thinks technology and demographic trends will keep interest rates low for a long time yet meaning real returns from term deposits will likely get worse and new options will be needed

Martin Hawes points out that the amount you save now will have a huge bearing on what you can spend in retirement, and is probably more important than the returns on those savings

Martin Hawes points out that the amount you save now will have a huge bearing on what you can spend in retirement, and is probably more important than the returns on those savings

Martin Hawes wonders how many KiwiSaver members are really in the right fund type and will be badly exposed when the economic tide inevitably recedes. He counsels against simplistic positioning

Martin Hawes wonders how many KiwiSaver members are really in the right fund type and will be badly exposed when the economic tide inevitably recedes. He counsels against simplistic positioning

If you need to find an alternative to very low term deposit interest rate returns, Martin Hawes has some guidance on how you should approach the change

If you need to find an alternative to very low term deposit interest rate returns, Martin Hawes has some guidance on how you should approach the change

Martin Hawes wants to see two specific things done to help sort out the PIR tax problem that now bedevils so many KiwiSaver members

Martin Hawes wants to see two specific things done to help sort out the PIR tax problem that now bedevils so many KiwiSaver members

This is how one KiwiSaver manager views the current state of investment risk and volatility, positioning for the special perspective of New Zealand members. Your view?

This is how one KiwiSaver manager views the current state of investment risk and volatility, positioning for the special perspective of New Zealand members. Your view?

Martin Hawes asks: do you find market volatility 'interesting' or 'worrying'? Your tolerance for risk must pass the 'sleep test' and you may need to review the type of KiwiSaver fund you are in

Martin Hawes asks: do you find market volatility 'interesting' or 'worrying'? Your tolerance for risk must pass the 'sleep test' and you may need to review the type of KiwiSaver fund you are in

Martin Hawes thinks there are three key reasons property investors should also be in KiwiSaver - and one of them is that the returns can be better

Martin Hawes thinks there are three key reasons property investors should also be in KiwiSaver - and one of them is that the returns can be better