John Bolton

Squirrel's John Bolton shares his thoughts on some of the supply and demand issues - and opportunities - in the post-lockdown housing market

Squirrel's John Bolton shares his thoughts on some of the supply and demand issues - and opportunities - in the post-lockdown housing market

John Bolton says although there are economic clouds aplenty on the horizon our property market is well placed to weather the storm

John Bolton says although there are economic clouds aplenty on the horizon our property market is well placed to weather the storm

Squirrel Mortgages' John Bolton sees prices remaining relatively stable in the overall housing market but says new developments could come under price pressure

Squirrel Mortgages' John Bolton sees prices remaining relatively stable in the overall housing market but says new developments could come under price pressure

John Bolton argues Auckland’s housing challenges are over simplified and a bigger issue is how to cope with asymmetric growth in an increasingly global economy

John Bolton argues Auckland’s housing challenges are over simplified and a bigger issue is how to cope with asymmetric growth in an increasingly global economy

John Bolton on how retail banks make money and why mortgage rates are increasing  

John Bolton on how retail banks make money and why mortgage rates are increasing  

Mortgage broker John Bolton doesn't want the RBNZ pulling out the bazooka of DTIs - he'd rather to see them use a rifle and continue to finesse the rules already applied

Mortgage broker John Bolton doesn't want the RBNZ pulling out the bazooka of DTIs - he'd rather to see them use a rifle and continue to finesse the rules already applied

John Bolton sees much tighter monetary conditions than the RBNZ is expecting, banks maximising margin rather than market share & a riskier landscape for borrowers

John Bolton sees much tighter monetary conditions than the RBNZ is expecting, banks maximising margin rather than market share & a riskier landscape for borrowers

Mortgage broker John Bolton argues rising boomer disposable incomes, and a failure of policy to adjust to changes in society and technology, is causing the housing affordability issue

Mortgage broker John Bolton argues rising boomer disposable incomes, and a failure of policy to adjust to changes in society and technology, is causing the housing affordability issue

Mortgage broker John Bolton looks at the Auckland housing market and chances of a market correction

Mortgage broker John Bolton looks at the Auckland housing market and chances of a market correction

John Bolton questions whether the current monetary system will survive these days of high debt, weak inflation & low interest rates

John Bolton questions whether the current monetary system will survive these days of high debt, weak inflation & low interest rates

John Bolton argues the RBNZ's 70% Auckland LVR policy is a headless chicken moment. Focusing on affordability & debt servicing would've been better

John Bolton argues the RBNZ's 70% Auckland LVR policy is a headless chicken moment. Focusing on affordability & debt servicing would've been better

John Bolton says lack of supply will prop up house prices in the foreseeable future but he sees the Auckland market as an increasingly 'speculative play'

John Bolton says lack of supply will prop up house prices in the foreseeable future but he sees the Auckland market as an increasingly 'speculative play'

With mortgage rates unlikely to fall further without an OCR cut, it may be time to take the bird in the hand, says John Bolton

With mortgage rates unlikely to fall further without an OCR cut, it may be time to take the bird in the hand, says John Bolton

John Bolton says it's wise to be prepared for the next financial crisis, whenever and however it comes along

John Bolton says it's wise to be prepared for the next financial crisis, whenever and however it comes along

John Bolton takes a look at the big, long-term economic picture and finds pre-GFC fundamental problems are yet to be tackled

John Bolton takes a look at the big, long-term economic picture and finds pre-GFC fundamental problems are yet to be tackled

John Bolton shows what a property developer is up against when constructing houses. The costs of system inefficiencies get priced into the properties

John Bolton shows what a property developer is up against when constructing houses. The costs of system inefficiencies get priced into the properties

John Bolton takes a look at the term structure of mortgage interest rates, showing how to think about value-for-money for each of the terms

John Bolton takes a look at the term structure of mortgage interest rates, showing how to think about value-for-money for each of the terms

Squirrel Mortgages' John Bolton unpicks the tangle of how multiple mortgages and multiple banking can operate, identifying the traps and the opportunities

Squirrel Mortgages' John Bolton unpicks the tangle of how multiple mortgages and multiple banking can operate, identifying the traps and the opportunities

John Bolton argues interest rates will track below what the market is pricing in

John Bolton argues interest rates will track below what the market is pricing in

John Bolton says he's uncomfortable with how much the NZ economy is being talked up, urges that an eye be kept on overseas events

John Bolton says he's uncomfortable with how much the NZ economy is being talked up, urges that an eye be kept on overseas events