About
John Bolton is the principal at Squirrel Mortgages. You can contact him here.
John Bolton
Latest articles
Squirrel's John Bolton shares his thoughts on some of the supply and demand issues - and opportunities - in the post-lockdown housing market
21st Apr 20, 8:12am
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Squirrel's John Bolton shares his thoughts on some of the supply and demand issues - and opportunities - in the post-lockdown housing market
John Bolton says although there are economic clouds aplenty on the horizon our property market is well placed to weather the storm
4th Nov 18, 6:02am
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John Bolton says although there are economic clouds aplenty on the horizon our property market is well placed to weather the storm
Squirrel Mortgages' John Bolton sees prices remaining relatively stable in the overall housing market but says new developments could come under price pressure
29th Aug 18, 9:55am
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Squirrel Mortgages' John Bolton sees prices remaining relatively stable in the overall housing market but says new developments could come under price pressure
John Bolton argues Auckland’s housing challenges are over simplified and a bigger issue is how to cope with asymmetric growth in an increasingly global economy
7th Nov 17, 4:49pm
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John Bolton argues Auckland’s housing challenges are over simplified and a bigger issue is how to cope with asymmetric growth in an increasingly global economy
John Bolton on how retail banks make money and why mortgage rates are increasing
8th Feb 17, 9:37am
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John Bolton on how retail banks make money and why mortgage rates are increasing
Mortgage broker John Bolton doesn't want the RBNZ pulling out the bazooka of DTIs - he'd rather to see them use a rifle and continue to finesse the rules already applied
30th Oct 16, 9:09am
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Mortgage broker John Bolton doesn't want the RBNZ pulling out the bazooka of DTIs - he'd rather to see them use a rifle and continue to finesse the rules already applied
John Bolton sees much tighter monetary conditions than the RBNZ is expecting, banks maximising margin rather than market share & a riskier landscape for borrowers
19th Oct 16, 9:47am
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John Bolton sees much tighter monetary conditions than the RBNZ is expecting, banks maximising margin rather than market share & a riskier landscape for borrowers
Mortgage broker John Bolton argues rising boomer disposable incomes, and a failure of policy to adjust to changes in society and technology, is causing the housing affordability issue
30th Jul 16, 9:28am
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Mortgage broker John Bolton argues rising boomer disposable incomes, and a failure of policy to adjust to changes in society and technology, is causing the housing affordability issue
Mortgage broker John Bolton looks at the Auckland housing market and chances of a market correction
23rd Jul 16, 9:14am
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Mortgage broker John Bolton looks at the Auckland housing market and chances of a market correction
John Bolton questions whether the current monetary system will survive these days of high debt, weak inflation & low interest rates
17th Oct 15, 6:02am
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John Bolton questions whether the current monetary system will survive these days of high debt, weak inflation & low interest rates
John Bolton argues the RBNZ's 70% Auckland LVR policy is a headless chicken moment. Focusing on affordability & debt servicing would've been better
17th Aug 15, 10:55am
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John Bolton argues the RBNZ's 70% Auckland LVR policy is a headless chicken moment. Focusing on affordability & debt servicing would've been better
John Bolton says lack of supply will prop up house prices in the foreseeable future but he sees the Auckland market as an increasingly 'speculative play'
17th Mar 15, 5:00am
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John Bolton says lack of supply will prop up house prices in the foreseeable future but he sees the Auckland market as an increasingly 'speculative play'
With mortgage rates unlikely to fall further without an OCR cut, it may be time to take the bird in the hand, says John Bolton
16th Mar 15, 10:14am
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With mortgage rates unlikely to fall further without an OCR cut, it may be time to take the bird in the hand, says John Bolton
John Bolton says it's wise to be prepared for the next financial crisis, whenever and however it comes along
17th Jan 15, 8:00am
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John Bolton says it's wise to be prepared for the next financial crisis, whenever and however it comes along
John Bolton takes a look at the big, long-term economic picture and finds pre-GFC fundamental problems are yet to be tackled
16th Jan 15, 10:31am
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John Bolton takes a look at the big, long-term economic picture and finds pre-GFC fundamental problems are yet to be tackled
John Bolton shows what a property developer is up against when constructing houses. The costs of system inefficiencies get priced into the properties
9th Oct 14, 9:30am
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John Bolton shows what a property developer is up against when constructing houses. The costs of system inefficiencies get priced into the properties
John Bolton takes a look at the term structure of mortgage interest rates, showing how to think about value-for-money for each of the terms
8th Oct 14, 9:30am
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John Bolton takes a look at the term structure of mortgage interest rates, showing how to think about value-for-money for each of the terms
Squirrel Mortgages' John Bolton unpicks the tangle of how multiple mortgages and multiple banking can operate, identifying the traps and the opportunities
7th Oct 14, 9:24am
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Squirrel Mortgages' John Bolton unpicks the tangle of how multiple mortgages and multiple banking can operate, identifying the traps and the opportunities
John Bolton argues interest rates will track below what the market is pricing in
10th Apr 14, 8:00am
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John Bolton argues interest rates will track below what the market is pricing in
John Bolton says he's uncomfortable with how much the NZ economy is being talked up, urges that an eye be kept on overseas events
11th Feb 14, 5:16pm
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John Bolton says he's uncomfortable with how much the NZ economy is being talked up, urges that an eye be kept on overseas events