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Daily term deposit newsletter for Friday, April 4, 2025

The Daily Term Deposit Newsletter

News and analysis

Banks

Institution Credit Rating Minimum
Deposit
Interest
Paid
3
mths
6
mths
9
mths
1
year
18
mths
2
years
3
years
ANZAA-$10,000Y3.554.053.95
AA-$10,000Y3.903.904.004.05
ASBAA-$5,000Y3.504.003.953.903.953.904.05
AA-$10,000Y3.504.003.953.903.953.904.05
BNZAA-$2,000M3.504.003.954.004.004.004.05
AA-$2,000M3.504.003.954.004.004.004.05
Bank of BarodaBBB-$1,000M3.754.004.004.003.953.903.85
Bank of ChinaA$100,000Z3.904.254.104.054.054.054.15
Bank of IndiaBB+$5,000Y3.503.903.953.903.954.004.05
China Construction BankA$100,000Z3.754.254.204.204.204.204.20
Co-operative BankBBB+$2,000Q3.554.054.053.854.004.004.10
BBB+$5,000Q3.554.104.054.004.004.004.10
BBB+$5,000Z4.104.00
Heartland BankBBB$1,000Q3.654.304.204.154.154.154.25
ICBC A$5,000Z3.704.204.154.054.054.104.15
A$10,000Z3.804.304.254.154.154.204.25
KiwibankA1$1,000Z3.504.104.00
A1$1,000M4.004.004.00
A1$5,000Z3.504.104.004.004.004.00
KookminA$5,000Z4.105.004.904.604.404.40
A$10,000Z4.205.105.004.704.404.40
A$50,000Z4.205.105.004.704.404.40
A$100,000Z4.205.305.104.804.404.40
RaboDirectA$1,000A3.804.154.104.054.104.054.15
A$1,000M4.014.064.014.11
SBS Bank.BBB$1,000Q3.554.004.004.004.004.004.00
BBB$1,000Z4.004.004.004.004.004.00
TSB BankBBB+$1,000S3.553.953.953.903.904.004.10
WestpacAA-$5,000Q3.554.004.003.903.904.004.10

Non-bank Deposit Takers

Licensed by the RBNZ, to be covered by the Deposit Compensation Scheme. More here.
Institution Credit Rating Minimum
Deposit
Interest
Paid
3
mths
6
mths
9
mths
1
year
18
mths
2
years
3
years
Christian Savings BB+$1,000S3.654.154.104.054.054.054.15
Finance Direct$1,000Q3.955.355.855.555.15
First CUBB$5004.004.254.254.254.154.15
General FinanceBB$2,000Q4.005.255.405.505.255.004.40
Gold Band FinanceBB-$5,000Q3.753.756.406.205.755.75
Heretaunga Bldg Socy$13.904.354.304.25
Liberty FinancialBBB$5,000Q3.955.155.155.204.804.804.70
Mutual Credit FinanceB+$5,000Q5.255.255.455.45
Nelson Bldg SocietyBB+$5,0003.253.753.653.603.603.703.70
Police CUBB+$5003.554.054.004.154.104.05
UnityMoneyBB$1,0003.503.853.853.803.803.803.80
Wairarapa Bldg SocietyBB+$2,0003.804.154.104.104.104.10
Xceda FinanceB+$2,500Q6.005.805.705.605.505.00

Fund/Wealth Managers

Institution Credit Rating Minimum
Deposit
Interest
Paid
3
mths
6
mths
9
mths
1
year
18
mths
2
years
3
years
AMP.$1,0003.654.304.204.154.15

Crown Companies

Institution Credit Rating Minimum
Deposit
Interest
Paid
3
mths
6
mths
9
mths
1
year
18
mths
2
years
3
years
Kiwi BondsAA+$1,000Q3.503.503.50