debt to income ratios
New Zealand Banking Association calls for less restrictive debt-to-income limits for home lending than the RBNZ wants
16th Mar 24, 9:11am
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New Zealand Banking Association calls for less restrictive debt-to-income limits for home lending than the RBNZ wants
Geof Mortlock argues Minister of Finance Nicola Willis should commission an independent review of the RBNZ's DTI policy coordinated by Treasury
30th Jan 24, 9:19am
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Geof Mortlock argues Minister of Finance Nicola Willis should commission an independent review of the RBNZ's DTI policy coordinated by Treasury
[updated]
RBNZ wants to loosen loan-to-value ratio restrictions and introduce debt-to-income restrictions on banks' home lending
23rd Jan 24, 10:19am
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RBNZ wants to loosen loan-to-value ratio restrictions and introduce debt-to-income restrictions on banks' home lending
The Reserve Bank hints debt to income ratio restrictions could be put in place in the middle of 2024
2nd Nov 23, 6:49am
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The Reserve Bank hints debt to income ratio restrictions could be put in place in the middle of 2024
She was 'appalled' he was reappointed without an independent review, so how will likely incoming Finance Minister Nicola Willis get on with RBNZ Governor Adrian Orr?
17th Oct 23, 2:14pm
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She was 'appalled' he was reappointed without an independent review, so how will likely incoming Finance Minister Nicola Willis get on with RBNZ Governor Adrian Orr?
The Reserve Bank says the potential benefits of DTI restrictions would significantly outweigh banks' costs
3rd Apr 23, 4:07pm
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The Reserve Bank says the potential benefits of DTI restrictions would significantly outweigh banks' costs
Reserve Bank outlines design plans for tool it could enforce on banks to limit the debt-to-income ratio of home buyers
10th Nov 22, 1:54pm
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Reserve Bank outlines design plans for tool it could enforce on banks to limit the debt-to-income ratio of home buyers
NZ Bankers' Association argues there'd be 'real risk of adverse customer impact' if the RBNZ introduces a debt-to-income ratio cap for home loan borrowers
11th Mar 22, 12:23pm
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NZ Bankers' Association argues there'd be 'real risk of adverse customer impact' if the RBNZ introduces a debt-to-income ratio cap for home loan borrowers
Centrix questions if we are facing the next great credit crunch, as borrowers face more hoops to jump through
2nd Feb 22, 1:20pm
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Centrix questions if we are facing the next great credit crunch, as borrowers face more hoops to jump through
Reserve Bank launches consultation on potential debt serviceability restrictions that could be used if it believes financial stability risks warrant them
23rd Nov 21, 10:49am
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Reserve Bank launches consultation on potential debt serviceability restrictions that could be used if it believes financial stability risks warrant them
The RBNZ finally gets conditional agreement from the Finance Minister for debt serviceability tools, but the initial one it's able to use is likely to be one pushed by the bank lobby group
17th Jun 21, 10:30am
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The RBNZ finally gets conditional agreement from the Finance Minister for debt serviceability tools, but the initial one it's able to use is likely to be one pushed by the bank lobby group
Finance Minister Grant Robertson tells Bloomberg the Reserve Bank requesting a debt to income ratio tool doesn’t automatically translate to the Government approving it
18th Dec 20, 8:08am
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Finance Minister Grant Robertson tells Bloomberg the Reserve Bank requesting a debt to income ratio tool doesn’t automatically translate to the Government approving it
With a debt-to-income ratio tool back on the table, Gareth Vaughan looks at the political and other challenges the RBNZ needs to overcome to be granted the financial stability tool
15th Dec 20, 11:47am
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With a debt-to-income ratio tool back on the table, Gareth Vaughan looks at the political and other challenges the RBNZ needs to overcome to be granted the financial stability tool
Phase two of RBNZ Act review raises the possibility of loan-to-value ratio restrictions being extended from banks to all lenders active in the residential mortgage market
9th Jul 19, 5:00am
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Phase two of RBNZ Act review raises the possibility of loan-to-value ratio restrictions being extended from banks to all lenders active in the residential mortgage market
Despite being knocked back by both major political parties during the 2017 election year, the RBNZ continues to push for the inclusion of a debt-to-income limiting tool in its macro-prudential toolkit
24th May 19, 5:00am
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Despite being knocked back by both major political parties during the 2017 election year, the RBNZ continues to push for the inclusion of a debt-to-income limiting tool in its macro-prudential toolkit
UBS points out APRA's focus on debt-to-income levels may significantly reduce the borrowing capacity of many would-be Aussie home buyers
21st Jun 18, 10:52am
UBS points out APRA's focus on debt-to-income levels may significantly reduce the borrowing capacity of many would-be Aussie home buyers
UBS argues APRA move on debt-to-income limits could hit Australian investors who have an owner-occupier mortgage and geared investments hard
20th Jun 18, 9:37am
UBS argues APRA move on debt-to-income limits could hit Australian investors who have an owner-occupier mortgage and geared investments hard
RBNZ Governor Adrian Orr is confident NZ’s highly indebted households can withstand interest rate rises, as long as there are no ‘abrupt changes’
30th May 18, 1:04pm
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RBNZ Governor Adrian Orr is confident NZ’s highly indebted households can withstand interest rate rises, as long as there are no ‘abrupt changes’
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RBNZ Governor says differences between deposit insurance & minimum deposit not frozen in OBR scenario are 'technicalities', NZ banks searching for 'skeletons' against backdrop of Aussie Royal Commission
28th Apr 18, 9:30am
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RBNZ Governor says differences between deposit insurance & minimum deposit not frozen in OBR scenario are 'technicalities', NZ banks searching for 'skeletons' against backdrop of Aussie Royal Commission
Greg Ninness takes a look at the concept of the RBNZ having a debt-to-income ratio tool and the Government banning foreign house buyers and says bring them both on
22nd Apr 18, 7:02am
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Greg Ninness takes a look at the concept of the RBNZ having a debt-to-income ratio tool and the Government banning foreign house buyers and says bring them both on
The IMF doesn't think the Government’s policy to ban foreigners from buying Kiwi homes will have much of an impact on house prices; but officials do think DTIs should be added to the RBNZ’s toolkit
17th Apr 18, 3:40pm
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The IMF doesn't think the Government’s policy to ban foreigners from buying Kiwi homes will have much of an impact on house prices; but officials do think DTIs should be added to the RBNZ’s toolkit
Finance Minister Grant Robertson says there's much work to do in the housing market, and he remains unenthusiastic about the RBNZ getting a debt-to-income ratio tool
15th Mar 18, 8:03am
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Finance Minister Grant Robertson says there's much work to do in the housing market, and he remains unenthusiastic about the RBNZ getting a debt-to-income ratio tool
Acting Governor Grant Spencer says upcoming review of RBNZ's macro-prudential tools should add 'carefully designed' debt to income or debt servicing tool
13th Mar 18, 1:17pm
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Acting Governor Grant Spencer says upcoming review of RBNZ's macro-prudential tools should add 'carefully designed' debt to income or debt servicing tool
The 2017 Interesties featuring Jacinda Ardern, Steven Joyce, Metiria Turei, Donald Trump, Xi Jinping, Grant Spencer, Mark Quickfall, bitcoin, DTIs, CBA, Tony Alexander, Zombie ponzi & many more
22nd Dec 17, 10:52am
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The 2017 Interesties featuring Jacinda Ardern, Steven Joyce, Metiria Turei, Donald Trump, Xi Jinping, Grant Spencer, Mark Quickfall, bitcoin, DTIs, CBA, Tony Alexander, Zombie ponzi & many more
RBNZ again floats idea of macro-prudential tools being in place permanently in response to submissions in what may ultimately be an exercise in futility on its part
27th Nov 17, 4:43pm
RBNZ again floats idea of macro-prudential tools being in place permanently in response to submissions in what may ultimately be an exercise in futility on its part