wholesale funding
Despite encouragement from the Reserve Bank, most banks are not incentivising retail deposit growth as they look for ways to deal with margin compression that has become chronic
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Despite encouragement from the Reserve Bank, most banks are not incentivising retail deposit growth as they look for ways to deal with margin compression that has become chronic
Interest rates will fall in 2026 only if the economy fails to pick up steam AND inflation falls from here. The combination seems unlikely as we start the new year. More likely, savers will be in demand
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Interest rates will fall in 2026 only if the economy fails to pick up steam AND inflation falls from here. The combination seems unlikely as we start the new year. More likely, savers will be in demand
Citing Resimac & Bluestone withdrawals from NZ, securitisation lobby group pushes for help for non-bank lending institutions
Citing Resimac & Bluestone withdrawals from NZ, securitisation lobby group pushes for help for non-bank lending institutions
Deposit insurance expert Geof Mortlock details concerns about New Zealand's incoming depositor compensation scheme
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Deposit insurance expert Geof Mortlock details concerns about New Zealand's incoming depositor compensation scheme
New Zealand Financial Markets Association seeking to broaden membership to become industry association for all participants in NZ’s wholesale OTC financial markets
New Zealand Financial Markets Association seeking to broaden membership to become industry association for all participants in NZ’s wholesale OTC financial markets
We look at some key data available from the RBNZ Dashboard to help investors and depositors in our banks understand where some important hazards lie
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We look at some key data available from the RBNZ Dashboard to help investors and depositors in our banks understand where some important hazards lie
Fitch says Kiwibank cancelling a bond issue & having its capital questioned by the RBNZ, could hinder the bank's funding market access & hit profitability
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Fitch says Kiwibank cancelling a bond issue & having its capital questioned by the RBNZ, could hinder the bank's funding market access & hit profitability
Morgan Stanley analysts see competition, the impact of lower interest rates & term deposit margin squeeze as the main threats to bank earnings in 2017
Morgan Stanley analysts see competition, the impact of lower interest rates & term deposit margin squeeze as the main threats to bank earnings in 2017
Westpac NZ CEO David McLean says attracting crucial deposit funding in this low interest rate world is 'hard', RBNZ's monetary policy is 'losing its effect'
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Westpac NZ CEO David McLean says attracting crucial deposit funding in this low interest rate world is 'hard', RBNZ's monetary policy is 'losing its effect'
ASB June quarter net interest income and profit up, cost-to-income ratio and cost of funds down
ASB June quarter net interest income and profit up, cost-to-income ratio and cost of funds down
Mind the funding gap; Like their Kiwi subsidiaries, Australia's big banks are seeing lending growth outstrip retail funding growth
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Mind the funding gap; Like their Kiwi subsidiaries, Australia's big banks are seeing lending growth outstrip retail funding growth
Gareth Vaughan argues banks not passing on the full 25 basis points OCR cut is not justified
CFO Adrienne Duarte says BNZ continues to attract deposit money in faster than it's lending money out
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CFO Adrienne Duarte says BNZ continues to attract deposit money in faster than it's lending money out
CFO Adrienne Duarte says BNZ is the 1st of the big 4 NZ banks to establish funding independence from its Aussie parent
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CFO Adrienne Duarte says BNZ is the 1st of the big 4 NZ banks to establish funding independence from its Aussie parent
Westpac says unsecured depositors in bank with maximum 10% covered bond issuance would still be made whole in 'catastrophic default event'
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Westpac says unsecured depositors in bank with maximum 10% covered bond issuance would still be made whole in 'catastrophic default event'