home loan rates
Infometric's Gareth Kiernan takes a look at where mortgage interest rates are headed in light of the recent changed signals from the RBNZ
31st May 23, 1:10pm
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Infometric's Gareth Kiernan takes a look at where mortgage interest rates are headed in light of the recent changed signals from the RBNZ
[updated]
NZ's largest bank raises fixed and floating home loan rates, savings account rates, and term deposit rates in a broad response to the recent RBNZ OCR rises
12th Apr 23, 4:34pm
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NZ's largest bank raises fixed and floating home loan rates, savings account rates, and term deposit rates in a broad response to the recent RBNZ OCR rises
At least $1 billion in 'excess' interest cost is being left on the table by home owners who don't negotiate hard enough for the best mortgage rate available, sure to rise as policy makers create the conditions for higher rates
26th Sep 21, 4:55pm
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At least $1 billion in 'excess' interest cost is being left on the table by home owners who don't negotiate hard enough for the best mortgage rate available, sure to rise as policy makers create the conditions for higher rates
In a surprise move, Heartland Bank has sharply cut its floating and one year fixed home loan rates to levels that will cause its rivals to have a double-take
12th May 21, 2:18pm
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In a surprise move, Heartland Bank has sharply cut its floating and one year fixed home loan rates to levels that will cause its rivals to have a double-take
SBS Bank's new very low one year fixed rate offer is available for first home buyers with only a 10%+ deposit. Others need 20%. Investors need 40%.
7th May 21, 4:50pm
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SBS Bank's new very low one year fixed rate offer is available for first home buyers with only a 10%+ deposit. Others need 20%. Investors need 40%.
A set of home loan rate changes are now in place from all main banks, repricing to reflect a steeper rate curve. A slower real estate market means fewer transactions to compete for
5th May 21, 1:01pm
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A set of home loan rate changes are now in place from all main banks, repricing to reflect a steeper rate curve. A slower real estate market means fewer transactions to compete for
New Zealand's largest mortgage lender chimes in with home loan rate cuts of its own, nabbing the lowest rate for an 18 month term of any main bank. But it has raised its three year rate
28th Apr 21, 6:49pm
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New Zealand's largest mortgage lender chimes in with home loan rate cuts of its own, nabbing the lowest rate for an 18 month term of any main bank. But it has raised its three year rate
Home loan heavyweight ASB trims some short-term fixed rates and raises some longer-term fixed mortgage rates as background wholesale rates shift under varying influences. Westpac follows
23rd Apr 21, 9:49am
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Home loan heavyweight ASB trims some short-term fixed rates and raises some longer-term fixed mortgage rates as background wholesale rates shift under varying influences. Westpac follows
HSBC ends its 1.99% fixed home loan offers, raising them to 2.25% after a two month run at the unusually low level. All eyes are on how the RBNZ will react to rising international benchmark rates
6th Apr 21, 3:55pm
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HSBC ends its 1.99% fixed home loan offers, raising them to 2.25% after a two month run at the unusually low level. All eyes are on how the RBNZ will react to rising international benchmark rates
SBS Bank extends its 2.29% home loan rate out to terms of 18 months and two years fixed, making the two year offer the lowest in the market. It is also offering up to $6000 as a cash incentive
12th Feb 21, 4:02pm
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SBS Bank extends its 2.29% home loan rate out to terms of 18 months and two years fixed, making the two year offer the lowest in the market. It is also offering up to $6000 as a cash incentive
Another challenger bank goes below 2% for mortgages, as the 2021 home loan market swells on sharply rising demand. These challenger banks have opened up a 30 bps rate advantage over the main banks
10th Feb 21, 10:10am
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Another challenger bank goes below 2% for mortgages, as the 2021 home loan market swells on sharply rising demand. These challenger banks have opened up a 30 bps rate advantage over the main banks
A challenger bank offers first home buyers a one year fixed rate well below the main banks, raises two term deposit rates to well above the main banks as well
27th Jan 21, 3:30pm
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A challenger bank offers first home buyers a one year fixed rate well below the main banks, raises two term deposit rates to well above the main banks as well
More big banks slip into line with lower one year fixed rate home loan offers. BNZ is the latest, then ASB. But challenger banks still have lower rates on the table
22nd Jan 21, 8:37am
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More big banks slip into line with lower one year fixed rate home loan offers. BNZ is the latest, then ASB. But challenger banks still have lower rates on the table
Another big bank has cut a key home loan rate, signaling that a new round of mortgage rate cuts are on their way. The RBNZ's FLP gives them the low cost funds to do this if they apply
19th Jan 21, 6:22pm
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Another big bank has cut a key home loan rate, signaling that a new round of mortgage rate cuts are on their way. The RBNZ's FLP gives them the low cost funds to do this if they apply
Encouraged by the RBNZ, one major bank offers a 2.29% one year fixed home loan rate. It is almost certain to signal a new round of mortgage rate cuts that will juice up the already-hot housing market
11th Jan 21, 8:18am
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Encouraged by the RBNZ, one major bank offers a 2.29% one year fixed home loan rate. It is almost certain to signal a new round of mortgage rate cuts that will juice up the already-hot housing market
HSBC pushed fixed home loan rate offers lower yet again, with some market-leading low levels for their Premier product. They have cut TD rates as well. Meanwhile other banks are offering cashbacks more liberally
6th Nov 20, 10:27am
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HSBC pushed fixed home loan rate offers lower yet again, with some market-leading low levels for their Premier product. They have cut TD rates as well. Meanwhile other banks are offering cashbacks more liberally
Another challenger bank has launched even lower home loan rate offers today, the first time any mortgage rate has fallen below 2%. These Heartland offers are digital-only
12th Oct 20, 2:07pm
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Another challenger bank has launched even lower home loan rate offers today, the first time any mortgage rate has fallen below 2%. These Heartland offers are digital-only
Challenger bank SBS has grabbed the market leading home loan rate position with 2.49% fixed for 18 months, two and three years
12th Oct 20, 9:27am
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Challenger bank SBS has grabbed the market leading home loan rate position with 2.49% fixed for 18 months, two and three years
A large challenger bank trims home loan rates to near market-leading levels, the first to do so after the RBNZ MPS and the first to line up for the Spring real estate selling season race
17th Aug 20, 5:20pm
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A large challenger bank trims home loan rates to near market-leading levels, the first to do so after the RBNZ MPS and the first to line up for the Spring real estate selling season race
A new low mortgage rate launched at 2.45% for one year fixed, by HSBC. And every fixed rate offered for their Premier customers is now market-leading
20th Jul 20, 10:40am
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A new low mortgage rate launched at 2.45% for one year fixed, by HSBC. And every fixed rate offered for their Premier customers is now market-leading
ASB becomes the first main bank to eliminate the difference between 'standard' and 'special' home loan rates, saving about 50 bps for most first home buyers
16th Jul 20, 9:11am
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ASB becomes the first main bank to eliminate the difference between 'standard' and 'special' home loan rates, saving about 50 bps for most first home buyers
With headline mortgage rates from every bank for every fixed term now below 5% and most key rates below 4%, this is a very competitive home loan market. Cash incentives are also available as well
11th May 19, 3:09pm
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With headline mortgage rates from every bank for every fixed term now below 5% and most key rates below 4%, this is a very competitive home loan market. Cash incentives are also available as well
Westpac holds back some of the OCR cut, only drops their floating rate by 15 bps. Kiwibank first to pass on new lower floating rate, ANZ follows with full cut
10th Sep 15, 9:24am
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Westpac holds back some of the OCR cut, only drops their floating rate by 15 bps. Kiwibank first to pass on new lower floating rate, ANZ follows with full cut
Savers earn record low returns for their cash, while the capital value of assets like houses (or jobs) push on up into the clouds
2nd Aug 15, 4:03pm
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Savers earn record low returns for their cash, while the capital value of assets like houses (or jobs) push on up into the clouds
The repression of saver's returns gathers pace as the OCR is cut and more are signaled. David Chaston updates what has happened to the term deposit market
24th Jul 15, 9:35am
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The repression of saver's returns gathers pace as the OCR is cut and more are signaled. David Chaston updates what has happened to the term deposit market