Home Loan Affordability Reports
The first home buyers of 10 years ago should be well placed to keep moving up the property ladder today
19th Aug 20, 8:00am
161
The first home buyers of 10 years ago should be well placed to keep moving up the property ladder today
Prices at the bottom end of the market were rising strongly in most places in March but record low mortgage interest rates provided some relief for first home buyers
23rd Apr 20, 8:00am
167
Prices at the bottom end of the market were rising strongly in most places in March but record low mortgage interest rates provided some relief for first home buyers
Low interest rates have kept mortgage payments affordable for first home buyers in spite of record house prices at the bottom end of the market
22nd Mar 20, 6:02am
20
Low interest rates have kept mortgage payments affordable for first home buyers in spite of record house prices at the bottom end of the market
House prices have risen more than twice as fast as incomes for typical first home buyers over the last 10 years, leaving them struggling to scrape up a deposit in most parts of the country
27th Jan 20, 6:02am
172
House prices have risen more than twice as fast as incomes for typical first home buyers over the last 10 years, leaving them struggling to scrape up a deposit in most parts of the country
Rising house prices are pushing the dream of home ownership further out of reach for aspiring first home buyers, in spite of recent cuts to mortgage interest rates, Interest.co.nz's latest Home Loan Affordability Reports show
20th Dec 19, 12:00pm
106
Rising house prices are pushing the dream of home ownership further out of reach for aspiring first home buyers, in spite of recent cuts to mortgage interest rates, Interest.co.nz's latest Home Loan Affordability Reports show
Lower quartile house prices dropped significantly in parts of Auckland in July leading to ongoing improvements in affordability, latest interest.co.nz Home Loan Affordability Reports show
22nd Aug 19, 10:42am
100
Lower quartile house prices dropped significantly in parts of Auckland in July leading to ongoing improvements in affordability, latest interest.co.nz Home Loan Affordability Reports show
Outlook brightens for first home buyers in Auckland with lower quartile house prices declining for three months in a row, latest interest.co.nz Home Loan Affordability Reports show
24th Jul 19, 5:00am
127
Outlook brightens for first home buyers in Auckland with lower quartile house prices declining for three months in a row, latest interest.co.nz Home Loan Affordability Reports show
First home buyers being squeezed between rising lower quartile housing prices & higher mortgage interest rates, putting a dampener on their home ownership hopes
19th Dec 18, 5:00am
52
First home buyers being squeezed between rising lower quartile housing prices & higher mortgage interest rates, putting a dampener on their home ownership hopes
Rising house prices have more than offset falling interest rates in 11 of 12 regions over the last six months - Home loan Affordability Reports
21st Nov 18, 11:46am
182
Rising house prices have more than offset falling interest rates in 11 of 12 regions over the last six months - Home loan Affordability Reports
Falling interest rates, easing house prices and rising incomes have improved the lot of typical first home buyers in Auckland by nearly $90 a week since March 2017
26th Oct 18, 11:04am
79
Falling interest rates, easing house prices and rising incomes have improved the lot of typical first home buyers in Auckland by nearly $90 a week since March 2017
Slightly lower prices, falling interest rates and slowly rising incomes are all helping to improve affordability for first home buyers - but not by much
26th Sep 18, 10:22am
110
Slightly lower prices, falling interest rates and slowly rising incomes are all helping to improve affordability for first home buyers - but not by much
A flattening of house prices at the bottom of the market is making home ownership more affordable for first home buyers in most parts of the country but Queenstown prices have gone through the roof
25th Aug 18, 10:44am
82
A flattening of house prices at the bottom of the market is making home ownership more affordable for first home buyers in most parts of the country but Queenstown prices have gone through the roof
Housing affordability at record levels in Christchurch, improving in Auckland, latest interest.co.nz Home Loan Affordability Reports show
25th Jul 18, 10:01am
62
Housing affordability at record levels in Christchurch, improving in Auckland, latest interest.co.nz Home Loan Affordability Reports show
Modest falls in interest rates and flat house prices bring slight relief to first home buyers: Home Loan Affordability Report
23rd Oct 17, 11:57am
38
Modest falls in interest rates and flat house prices bring slight relief to first home buyers: Home Loan Affordability Report
Falling house prices shave $50.97 a week off mortgage payments for first home buyers in Auckland: Home Loan Affordability Report
21st Sep 17, 10:23am
60
Falling house prices shave $50.97 a week off mortgage payments for first home buyers in Auckland: Home Loan Affordability Report
House prices have risen at nearly 10 times the pace of wages for typical first home buyers in Auckland over the last four years
24th Aug 17, 5:02am
118
House prices have risen at nearly 10 times the pace of wages for typical first home buyers in Auckland over the last four years
Falling house prices around NZ bring home ownership a step closer for first homes buyers, but they'd still struggle to get on the property ladder in Auckland or Queenstown
28th Jul 17, 9:42am
124
Falling house prices around NZ bring home ownership a step closer for first homes buyers, but they'd still struggle to get on the property ladder in Auckland or Queenstown
Saving a 20% deposit for a lower-priced home in Auckland would take from 6.3 years to 8.7 years for typical first home buyers on median incomes
20th Jun 17, 2:23pm
114
Saving a 20% deposit for a lower-priced home in Auckland would take from 6.3 years to 8.7 years for typical first home buyers on median incomes
Lower house prices and static mortgage rates improved housing affordability substantially in many parts of the country in April
29th May 17, 1:51pm
70
Lower house prices and static mortgage rates improved housing affordability substantially in many parts of the country in April
Auckland housing now the most unaffordable it has been since interest.co.nz's Home Loan Affordability reports began in 2004, with first home buyers increasingly priced out of the market
26th Apr 17, 10:48am
146
Auckland housing now the most unaffordable it has been since interest.co.nz's Home Loan Affordability reports began in 2004, with first home buyers increasingly priced out of the market
Housing affordability improving in Auckland as lower quartile prices slide for third consecutive month
22nd Mar 17, 5:02am
68
Housing affordability improving in Auckland as lower quartile prices slide for third consecutive month
Housing affordability improving in most parts of the country as prices fall faster than interest rates are rising, our latest Home Loan Affordability Reports show
22nd Feb 17, 9:04am
17
Housing affordability improving in most parts of the country as prices fall faster than interest rates are rising, our latest Home Loan Affordability Reports show
Housing prices headed south in most parts of the country last month, providing a faint ray of hope for those struggling to get onto the property ladder, even in Auckland
23rd Jan 17, 8:36am
69
Housing prices headed south in most parts of the country last month, providing a faint ray of hope for those struggling to get onto the property ladder, even in Auckland
Scraping together a deposit is likely to be the biggest hurdle first home buyers face, and not just in Auckland
22nd Dec 16, 8:15am
36
Scraping together a deposit is likely to be the biggest hurdle first home buyers face, and not just in Auckland
First home buyers are being squeezed between rising prices and rising interest rates in the upper North Island, but prices are easing in other parts of the country
1st Dec 16, 8:22am
32
First home buyers are being squeezed between rising prices and rising interest rates in the upper North Island, but prices are easing in other parts of the country