Equifax
Equifax says consumer debt demand rose year-on-year in the September quarter, boosted by unsecured personal loans
26th Oct 23, 10:09am
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Equifax says consumer debt demand rose year-on-year in the September quarter, boosted by unsecured personal loans
Gareth Vaughan on spoofing, gold secrets & gasping jurors, roaming rivers, a heretic economist, reforming our ports and China's village bank collapses explained
13th Aug 22, 9:00am
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Gareth Vaughan on spoofing, gold secrets & gasping jurors, roaming rivers, a heretic economist, reforming our ports and China's village bank collapses explained
Overall consumer credit applications dived by almost a third with home loan applications down by -42% and unsecured credit applications down -32% in the March quarter
22nd Apr 22, 9:49am
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Overall consumer credit applications dived by almost a third with home loan applications down by -42% and unsecured credit applications down -32% in the March quarter
The opening of new retail credit accounts dropped 44% year-on-year in the first full month after CCCFA changes, the steepest fall since the start of the Covid-19 pandemic
7th Mar 22, 1:08pm
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The opening of new retail credit accounts dropped 44% year-on-year in the first full month after CCCFA changes, the steepest fall since the start of the Covid-19 pandemic
Business credit demand drops 7.3% during the December 2021 quarter, fueled by the sectors most beaten up by Covid-19 restrictions
8th Feb 22, 2:06pm
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Business credit demand drops 7.3% during the December 2021 quarter, fueled by the sectors most beaten up by Covid-19 restrictions
We look at what a 'credit crunch' really is in light of recent local reports of sharp falls in loan application approvals. Brokers are squealing; politicians dodging for cover. But is it the adjustment we need to have, finally?
16th Jan 22, 11:18am
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We look at what a 'credit crunch' really is in light of recent local reports of sharp falls in loan application approvals. Brokers are squealing; politicians dodging for cover. But is it the adjustment we need to have, finally?
Equifax reports that overall credit demand fell about -35% in Auckland and Wellington in the December quarter of 2021 from a booming Q4 in 2020. They see some regional shifts as indicating new responses by consumers
14th Jan 22, 11:19am
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Equifax reports that overall credit demand fell about -35% in Auckland and Wellington in the December quarter of 2021 from a booming Q4 in 2020. They see some regional shifts as indicating new responses by consumers
Credit firm Equifax says the surge in mortgage activity by the big banks has driven a more than 100% rise in credit inquiries
10th May 21, 1:42pm
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Credit firm Equifax says the surge in mortgage activity by the big banks has driven a more than 100% rise in credit inquiries
Credit bureau Equifax says 96% of all accounts previously in mortgage deferral are now up to date
4th Dec 20, 9:44am
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Credit bureau Equifax says 96% of all accounts previously in mortgage deferral are now up to date
Figures from credit bureau Equifax show consumer loan arrears down significantly this year. But what will happen when COVID-19 related support ends?
7th Sep 20, 4:04pm
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Figures from credit bureau Equifax show consumer loan arrears down significantly this year. But what will happen when COVID-19 related support ends?
Consumer credit demand fell by up to 71% and commercial credit demand dropped by up to 63% during the Covid-19 Alert Level 4 lockdown, credit bureau Equifax says
7th May 20, 12:14pm
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Consumer credit demand fell by up to 71% and commercial credit demand dropped by up to 63% during the Covid-19 Alert Level 4 lockdown, credit bureau Equifax says
BNZ delays comprehensive credit reporting until 2019 blaming 'new requirements introduced by regulators in relation to cloud-based storage platforms'
19th Sep 18, 4:48pm
BNZ delays comprehensive credit reporting until 2019 blaming 'new requirements introduced by regulators in relation to cloud-based storage platforms'
Five-and-a-half years into New Zealand's comprehensive credit reporting regime two of the big five banks are yet to embrace it
13th Nov 17, 11:35am
Five-and-a-half years into New Zealand's comprehensive credit reporting regime two of the big five banks are yet to embrace it
The Co-operative Bank adopts risk-based pricing for its personal loans, bringing sharp interest rate benefits to borrowers with a good credit score
28th Mar 17, 11:25am
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The Co-operative Bank adopts risk-based pricing for its personal loans, bringing sharp interest rate benefits to borrowers with a good credit score