David Chaston

Kiwibank cuts its fixed home loan rates, the last of the majors to move lower in this rate cycle. It now has the lowest fixed six month rate, but me-too for other fixed terms

Kiwibank cuts its fixed home loan rates, the last of the majors to move lower in this rate cycle. It now has the lowest fixed six month rate, but me-too for other fixed terms

US data sparse and weak as US shutdown extends; risks from non-bank lending highlighted; Shanghai property sales jump; aluminium prices surge; UST 10yr at 3.95%; gold drops again, oil up; NZ$1 = 57.5 USc; TWI-5 = 62.1

US data sparse and weak as US shutdown extends; risks from non-bank lending highlighted; Shanghai property sales jump; aluminium prices surge; UST 10yr at 3.95%; gold drops again, oil up; NZ$1 = 57.5 USc; TWI-5 = 62.1

A review of things you need to know before you sign off on Wednesday; BNZ next to cut mortgage rates, landlords in weak position, dairy prices slip again, job ads tick up slightly, NZ Super Fund shines, swaps and NZD stable. & more

A review of things you need to know before you sign off on Wednesday; BNZ next to cut mortgage rates, landlords in weak position, dairy prices slip again, job ads tick up slightly, NZ Super Fund shines, swaps and NZD stable. & more

Following Tuesday's term deposit rate cuts, BNZ moves to match its main rivals' lowest home loan rate offers for all fixed terms

Following Tuesday's term deposit rate cuts, BNZ moves to match its main rivals' lowest home loan rate offers for all fixed terms

Dairy prices soft; US shutdown extends, eyes on US retail pullback; Canada CPI jumps ahead of expected BofC cut; Taiwan astounds again; Australia glows; UST 10yr at 3.96%; gold drops hard, oil holds; NZ$1 = 57.5 USc; TWI-5 = 62

Dairy prices soft; US shutdown extends, eyes on US retail pullback; Canada CPI jumps ahead of expected BofC cut; Taiwan astounds again; Australia glows; UST 10yr at 3.96%; gold drops hard, oil holds; NZ$1 = 57.5 USc; TWI-5 = 62

A review of things you need to know before you sign off on Tuesday; some big bank rate cuts to home loans and term deposits, trade balance repairs quickly, credit card activity data stutters, can you Support us? swaps softish, NZD stable, & more

A review of things you need to know before you sign off on Tuesday; some big bank rate cuts to home loans and term deposits, trade balance repairs quickly, credit card activity data stutters, can you Support us? swaps softish, NZD stable, & more

Savers are being forced to contemplate after-tax returns from term deposits that come in sharply less than inflation and don't keep up with household living cost rises

Savers are being forced to contemplate after-tax returns from term deposits that come in sharply less than inflation and don't keep up with household living cost rises

With an economy mired in the doldrums, it is vital that reporting on what is happening stays comprehensive, open and free. We need our Supporters now more than ever. If you can support us you can go ad-free too

With an economy mired in the doldrums, it is vital that reporting on what is happening stays comprehensive, open and free. We need our Supporters now more than ever. If you can support us you can go ad-free too

Australia comes away from Trump meeting with wins; Canada data soft; China reports good data but questions linger; France downgraded; German PPI falls; UST 10yr at 3.99%; gold higher, oil lower; NZ$1 = 57.5 USc; TWI-5 = 62

Australia comes away from Trump meeting with wins; Canada data soft; China reports good data but questions linger; France downgraded; German PPI falls; UST 10yr at 3.99%; gold higher, oil lower; NZ$1 = 57.5 USc; TWI-5 = 62

The second largest mortgage bank cuts home loan rates in response to the largest lender's cuts late last week. But some are me-too, some not as good as their main rivals, one dips just -4 bps

The second largest mortgage bank cuts home loan rates in response to the largest lender's cuts late last week. But some are me-too, some not as good as their main rivals, one dips just -4 bps

A review of things you need to know before you sign off on Monday; quiet on the retail rate front, hot on the inflation front, Kiwibank get new Chair, IRD claims compliance success, Future Fund proposed, swaps & NZD stable, & more

A review of things you need to know before you sign off on Monday; quiet on the retail rate front, hot on the inflation front, Kiwibank get new Chair, IRD claims compliance success, Future Fund proposed, swaps & NZD stable, & more

A big week of data and earnings reports ahead; India rises; Singapore exports jump; Malaysia grows faster; AU-US links at risk; more TACO twists; UST 10yr at 4.01%; gold up, oil holds low; NZ$1 = 57.4 USc; TWI-5 = 61.9

A big week of data and earnings reports ahead; India rises; Singapore exports jump; Malaysia grows faster; AU-US links at risk; more TACO twists; UST 10yr at 4.01%; gold up, oil holds low; NZ$1 = 57.4 USc; TWI-5 = 61.9

Benchmark US Treasury bond yields may be falling on risk aversion, but that hides a shift in sentiment away from risk-free American options as their fiscal mismanagement gets entrenched

Benchmark US Treasury bond yields may be falling on risk aversion, but that hides a shift in sentiment away from risk-free American options as their fiscal mismanagement gets entrenched

US financial markets feature the flaky & flimsy; India bank loan growth soars; Singapore exports rise; Malaysia growth rises; Australian stresses build; UST 10yr at 4.01%; gold down, oil holds low; NZ$1 = 57.3 USc; TWI-5 = 61.8

US financial markets feature the flaky & flimsy; India bank loan growth soars; Singapore exports rise; Malaysia growth rises; Australian stresses build; UST 10yr at 4.01%; gold down, oil holds low; NZ$1 = 57.3 USc; TWI-5 = 61.8

A review of things you need to know before you sign off on Friday; mortgagee sales spike, farmers buy more tractors, red meat sales soar, debt demand rises, MTF in big securitisation, swaps fall, NZD falls, & more

A review of things you need to know before you sign off on Friday; mortgagee sales spike, farmers buy more tractors, red meat sales soar, debt demand rises, MTF in big securitisation, swaps fall, NZD falls, & more

US data weak; Canada housing starts strong; Japanese machinery orders dip; Aussie jobs growth weaker; freight rates stop falling; UST 10yr at 3.97%; gold up yet again, oil lower again; NZ$1 = 57.3 USc; TWI-5 = 61.8

US data weak; Canada housing starts strong; Japanese machinery orders dip; Aussie jobs growth weaker; freight rates stop falling; UST 10yr at 3.97%; gold up yet again, oil lower again; NZ$1 = 57.3 USc; TWI-5 = 61.8

ANZ trims fixed rates, but only to levels that make them look good against their main rivals. Some challenger banks have much lower rates. ANZ also pushed through matching term deposit rate cuts

ANZ trims fixed rates, but only to levels that make them look good against their main rivals. Some challenger banks have much lower rates. ANZ also pushed through matching term deposit rate cuts

A review of things you need to know before you sign off on Thursday; Kiwi Bond rates cut the full 50 bps, inflation signals sag, building cost pressure eases, more benefit claims, Dawn to pay Alliance more, swaps soft, NZD firm, & more

A review of things you need to know before you sign off on Thursday; Kiwi Bond rates cut the full 50 bps, inflation signals sag, building cost pressure eases, more benefit claims, Dawn to pay Alliance more, swaps soft, NZD firm, & more

Treasury reduces Kiwi Bond interest rates again, the benchmark for risk-free saving for retail savers, their fourth cut in 2025

Treasury reduces Kiwi Bond interest rates again, the benchmark for risk-free saving for retail savers, their fourth cut in 2025

US data highlights inflation but officials turn a blind eye; China gets more deflation, softer debt expansion; India exports rise; Aussie house building weak; UST 10yr at 4.05%; gold up yet again, oil lower again; NZ$1 = 57.2 USc; TWI-5 = 61.7

US data highlights inflation but officials turn a blind eye; China gets more deflation, softer debt expansion; India exports rise; Aussie house building weak; UST 10yr at 4.05%; gold up yet again, oil lower again; NZ$1 = 57.2 USc; TWI-5 = 61.7

A review of things you need to know before you sign off on Wednesday; another new low mortgage rate, TD rates fall too, RE commissions hold up, FMA issues public warning, milk powder prices dip, swaps hold, NZD soft, & more

A review of things you need to know before you sign off on Wednesday; another new low mortgage rate, TD rates fall too, RE commissions hold up, FMA issues public warning, milk powder prices dip, swaps hold, NZD soft, & more

Powell gets ready to support a dipping US economy; US SME optimism fades; China car market roars; Singapore doing better; IMF cautious; UST 10yr at 4.03%; gold up again, oil lower; NZ$1 = 57.2 USc; TWI-5 = 61.8

Powell gets ready to support a dipping US economy; US SME optimism fades; China car market roars; Singapore doing better; IMF cautious; UST 10yr at 4.03%; gold up again, oil lower; NZ$1 = 57.2 USc; TWI-5 = 61.8

A review of things you need to know before you sign off on Tuesday; first sign of another step down for fixed rates, RBNZ eases LVR rules, REINZ finds market going sideways, spending softens, swaps stable, NZD eases, & more

A review of things you need to know before you sign off on Tuesday; first sign of another step down for fixed rates, RBNZ eases LVR rules, REINZ finds market going sideways, spending softens, swaps stable, NZD eases, & more

Bank of China makes the first broad fixed mortgage rate cuts since the October 8 OCR cut. Not to be outdone, ICBC now goes even lower. Will this induce the main banks to move too?

Bank of China makes the first broad fixed mortgage rate cuts since the October 8 OCR cut. Not to be outdone, ICBC now goes even lower. Will this induce the main banks to move too?

China's exports soar while US exports shrink; India inflation falls below target; Nobel Prize in economics 'proves' creative destruction long term benefits; UST 10yr at 4.07%; gold leaps again, oil little-changed; NZ$1 = 57.4 USc; TWI-5 = 61.9

China's exports soar while US exports shrink; India inflation falls below target; Nobel Prize in economics 'proves' creative destruction long term benefits; UST 10yr at 4.07%; gold leaps again, oil little-changed; NZ$1 = 57.4 USc; TWI-5 = 61.9