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David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
A review of things you need to know before you sign off on Wednesday; no retail rate changes, current account shrinks notably, dairy prices dip marginally, sentiment edges lower, e-Can acts, swaps soft, NZD stable, & more
17th Sep 25, 3:59pm
10
A review of things you need to know before you sign off on Wednesday; no retail rate changes, current account shrinks notably, dairy prices dip marginally, sentiment edges lower, e-Can acts, swaps soft, NZD stable, & more
Banks with strong or rising home loan market share have a common trait - they prioritise broker channels. But because that is costly, they can no longer offer lower interest rates to borrowers
17th Sep 25, 2:30pm
Banks with strong or rising home loan market share have a common trait - they prioritise broker channels. But because that is costly, they can no longer offer lower interest rates to borrowers
Dairy prices hold; US data positive; Binance to escape oversight; Canadian inflation stays in zone; China and EU industrial production rise; UST 10yr at 4.03%; gold firm, oil up; NZ$1 = 59.9 USc; TWI-5 = 66.7
17th Sep 25, 7:19am
22
Dairy prices hold; US data positive; Binance to escape oversight; Canadian inflation stays in zone; China and EU industrial production rise; UST 10yr at 4.03%; gold firm, oil up; NZ$1 = 59.9 USc; TWI-5 = 66.7
A review of things you need to know before you sign off on Tuesday; ASB trims some TD rates, food inflation stays at 5%, REINZ sales 'chilly', business sentiment upbeat, eyes on dairy auction, swaps soft, NZD eases slightly, & more
16th Sep 25, 3:59pm
19
A review of things you need to know before you sign off on Tuesday; ASB trims some TD rates, food inflation stays at 5%, REINZ sales 'chilly', business sentiment upbeat, eyes on dairy auction, swaps soft, NZD eases slightly, & more
Markets position for Fed decision; another US factory survey weak; China data below expectations; Indonesia splashes stimulus; climate risk in focus; UST 10yr at 4.04%; gold rises, oil up; NZ$1 = 59.7 USc; TWI-5 = 66.7
16th Sep 25, 7:19am
3
Markets position for Fed decision; another US factory survey weak; China data below expectations; Indonesia splashes stimulus; climate risk in focus; UST 10yr at 4.04%; gold rises, oil up; NZ$1 = 59.7 USc; TWI-5 = 66.7
A review of things you need to know before you sign off on Monday; No retail rate changes again, PSI contracting again, ANZ fined again, farmer sentiment high, FMA warns about McEwen again, swaps stable, NZD on hold, & more
15th Sep 25, 3:59pm
6
A review of things you need to know before you sign off on Monday; No retail rate changes again, PSI contracting again, ANZ fined again, farmer sentiment high, FMA warns about McEwen again, swaps stable, NZD on hold, & more
US inflation expectations stay high as sentiment turns lower; US & China talking in Madrid; China loan demand soft; France downgraded; copper resource plentiful; UST 10yr at 4.06%; gold dips, oil stable; NZ$1 = 59.6 USc; TWI-5 = 66.7
15th Sep 25, 7:19am
16
US inflation expectations stay high as sentiment turns lower; US & China talking in Madrid; China loan demand soft; France downgraded; copper resource plentiful; UST 10yr at 4.06%; gold dips, oil stable; NZ$1 = 59.6 USc; TWI-5 = 66.7
Koichi Hamada cannot see US leadership recovering from Trump's bullying of trade partners
13th Sep 25, 9:30am
Koichi Hamada cannot see US leadership recovering from Trump's bullying of trade partners
US sentiment slides; Canadian house building rises; China bank debt not growing; India CPI stable; Russia cuts rates; Pacific Ocean surprise; UST 10yr at 4.07%; gold & silver at new ATHs, oil stable; NZ$1 = 59.6 USc; TWI-5 = 66.8
13th Sep 25, 8:34am
3
US sentiment slides; Canadian house building rises; China bank debt not growing; India CPI stable; Russia cuts rates; Pacific Ocean surprise; UST 10yr at 4.07%; gold & silver at new ATHs, oil stable; NZ$1 = 59.6 USc; TWI-5 = 66.8
A review of things you need to know before you sign off on Friday; no retail rate changes, retail sector patchy, PMI slips, fiscal situation goes backwards, settlement accounts shrink fast, swaps stable NZD firms on USD weakness, & more
12th Sep 25, 3:59pm
32
A review of things you need to know before you sign off on Friday; no retail rate changes, retail sector patchy, PMI slips, fiscal situation goes backwards, settlement accounts shrink fast, swaps stable NZD firms on USD weakness, & more
US inflation rises along with jobless claims; US Federal deficit surges; US demographics turn negative; Japan PPI stable; China car sales rise; Aussie inflation expectations rise; UST 10yr at 4.00%; gold dips, oil soft; NZ$1 = 59.7 USc; TWI-5 = 66.8
12th Sep 25, 7:23am
27
US inflation rises along with jobless claims; US Federal deficit surges; US demographics turn negative; Japan PPI stable; China car sales rise; Aussie inflation expectations rise; UST 10yr at 4.00%; gold dips, oil soft; NZ$1 = 59.7 USc; TWI-5 = 66.8
A review of things you need to know before you sign off on Thursday; Westpac cuts TD rates, Cotality highlights downward pressure from demographics, Asian ethnicities rise, renewables save the day, swaps stable, NZD holds, & more
11th Sep 25, 3:59pm
20
A review of things you need to know before you sign off on Thursday; Westpac cuts TD rates, Cotality highlights downward pressure from demographics, Asian ethnicities rise, renewables save the day, swaps stable, NZD holds, & more
US PPI up much less than expected; US mortgage applications jump; Japanese exporters bullish; China deflation worse; global growth improves but US a laggard; UST 10yr at 4.03%; gold at another ATH, oil firm; NZ$1 = 59.5 USc; TWI-5 = 66.8
11th Sep 25, 7:19am
25
US PPI up much less than expected; US mortgage applications jump; Japanese exporters bullish; China deflation worse; global growth improves but US a laggard; UST 10yr at 4.03%; gold at another ATH, oil firm; NZ$1 = 59.5 USc; TWI-5 = 66.8
A review of things you need to know before you sign off on Wednesday; immigration dries up, winter tourists flood in, truckometer mixed, ETS auction fails, deep drilling planned, dairy prices waiver, swaps & NZD stable, & more
10th Sep 25, 3:59pm
21
A review of things you need to know before you sign off on Wednesday; immigration dries up, winter tourists flood in, truckometer mixed, ETS auction fails, deep drilling planned, dairy prices waiver, swaps & NZD stable, & more
US data average, with bonds in defensive posture; US jobs revised sharply lower; Japan and Taiwan report sharp increases; AU sentiment surveys slip; UST 10yr at 4.07%; gold at new ATH, oil holds; NZ$1 = 59.3 USc; TWI-5 = 66.6
10th Sep 25, 7:19am
22
US data average, with bonds in defensive posture; US jobs revised sharply lower; Japan and Taiwan report sharp increases; AU sentiment surveys slip; UST 10yr at 4.07%; gold at new ATH, oil holds; NZ$1 = 59.3 USc; TWI-5 = 66.6
A review of things you need to know before you sign off on Tuesday; Q2 GDP on track to be weak, dairy prices turn uncertain, beef prices move up, ANZ Group sheds Aussie staff, swaps stable, NZD firm, & more
9th Sep 25, 3:59pm
17
A review of things you need to know before you sign off on Tuesday; Q2 GDP on track to be weak, dairy prices turn uncertain, beef prices move up, ANZ Group sheds Aussie staff, swaps stable, NZD firm, & more
US inflation expectations rise, debt stress rises; Chinese exports rise; PM changes in Japan, France; Germany exports rise with factory output; UST 10yr at 4.05%; gold surges to new ATH, oil holds low; NZ$1 = 59.3 USc; TWI-5 = 66.7
9th Sep 25, 7:19am
29
US inflation expectations rise, debt stress rises; Chinese exports rise; PM changes in Japan, France; Germany exports rise with factory output; UST 10yr at 4.05%; gold surges to new ATH, oil holds low; NZ$1 = 59.3 USc; TWI-5 = 66.7
A review of things you need to know before you sign off on Monday; WBS goes surprisingly low, local authority rates boom hits 2 year streak, ANZ & FMA reach deal on failings, less food waste, swaps stable, NZD firmish, & more
8th Sep 25, 3:59pm
28
A review of things you need to know before you sign off on Monday; WBS goes surprisingly low, local authority rates boom hits 2 year streak, ANZ & FMA reach deal on failings, less food waste, swaps stable, NZD firmish, & more
[updated]
A 4.59% two year fixed rate launched by the Wairarapa Building Society has beaten any bank to lead the spring real estate selling season. You can have a low rate with cashback too
8th Sep 25, 3:37pm
A 4.59% two year fixed rate launched by the Wairarapa Building Society has beaten any bank to lead the spring real estate selling season. You can have a low rate with cashback too
After weak jobs data US eyes now turn to upcoming inflation and sentiment readings; Canada pushes active economic defense; global food prices stable; UST 10yr at 4.09%; gold stays near ATH, oil soft; NZ$1 = 58.9 USc; TWI-5 = 66.4
8th Sep 25, 7:20am
22
After weak jobs data US eyes now turn to upcoming inflation and sentiment readings; Canada pushes active economic defense; global food prices stable; UST 10yr at 4.09%; gold stays near ATH, oil soft; NZ$1 = 58.9 USc; TWI-5 = 66.4
US factory jobs shrink as overall labour market cools; US inflation stays high; Canada turns active in economic defense; global food prices stable; UST 10yr at 4.09%; gold jumps to new ATH, oil retreats further; NZ$1 = 58.9 USc; TWI-5 = 66.3
6th Sep 25, 8:32am
30
US factory jobs shrink as overall labour market cools; US inflation stays high; Canada turns active in economic defense; global food prices stable; UST 10yr at 4.09%; gold jumps to new ATH, oil retreats further; NZ$1 = 58.9 USc; TWI-5 = 66.3
A review of things you need to know before you sign off on Friday; SBS ends its 3.99% first home special, insurers show more caution, CHFA gets an A+ rating, NZX50 heading for a +2% weekly gain, swaps stable, NZD weaker, & more
5th Sep 25, 3:59pm
11
A review of things you need to know before you sign off on Friday; SBS ends its 3.99% first home special, insurers show more caution, CHFA gets an A+ rating, NZX50 heading for a +2% weekly gain, swaps stable, NZD weaker, & more
US labour market data generally weak; US services sector stays expanding; markets expect a Fed rate cut; China juices personal loans for consumption; UST 10yr at 4.17%; gold settles back, oil holds low; NZ$1 = 58.4 USc; TWI-5 = 66.1
5th Sep 25, 7:24am
5
US labour market data generally weak; US services sector stays expanding; markets expect a Fed rate cut; China juices personal loans for consumption; UST 10yr at 4.17%; gold settles back, oil holds low; NZ$1 = 58.4 USc; TWI-5 = 66.1
A review of things you need to know before you sign off on Thursday; housing market fades, trouble follows Fletcher, Q2 construction weak, retail glimmers, farmers winning, bonds hot, swaps stable, NZD firms, & more
4th Sep 25, 3:58pm
20
A review of things you need to know before you sign off on Thursday; housing market fades, trouble follows Fletcher, Q2 construction weak, retail glimmers, farmers winning, bonds hot, swaps stable, NZD firms, & more
US data very unimpressive; China services expand faster; Korea eyes joining the CPTPP; Australian GDP rises faster than expected; UST 10yr at 4.22%; gold rises sharply again, oil firmish; NZ$1 = 58.8 USc; TWI-5 = 66.3
4th Sep 25, 7:19am
24
US data very unimpressive; China services expand faster; Korea eyes joining the CPTPP; Australian GDP rises faster than expected; UST 10yr at 4.22%; gold rises sharply again, oil firmish; NZ$1 = 58.8 USc; TWI-5 = 66.3