About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
[updated]
A review of things you need to know before you sign off on Thursday; time for renters to buy, more Budget 2026 details, primary sector export gains, wildly popular NZGB tender, swaps stable, gold drops hard, NZD eases, & more
11th Jun 26, 3:59pm
8
A review of things you need to know before you sign off on Thursday; time for renters to buy, more Budget 2026 details, primary sector export gains, wildly popular NZGB tender, swaps stable, gold drops hard, NZD eases, & more
By not following ANZ up, its main rivals have opened up a competitive mortgage pricing advantage. Will they take the extra margin and rise too, or the extra volume that lower prices can encourage?
11th Jun 26, 9:56am
By not following ANZ up, its main rivals have opened up a competitive mortgage pricing advantage. Will they take the extra margin and rise too, or the extra volume that lower prices can encourage?
US trapped in Iran quagmire; US inflation rises, oil stocks retreat; Canada holds; Japan PPI jumps; China CPI low but PPI high; AU fuel tax cut nears end; UST 10yr at 4.54%; gold drops hard as oil rises; NZ$1 = 58.1 USc; TWI-5 = 61.8
11th Jun 26, 7:20am
20
US trapped in Iran quagmire; US inflation rises, oil stocks retreat; Canada holds; Japan PPI jumps; China CPI low but PPI high; AU fuel tax cut nears end; UST 10yr at 4.54%; gold drops hard as oil rises; NZ$1 = 58.1 USc; TWI-5 = 61.8
A review of things you need to know before you sign off on Wednesday; no majors follow ANZ up, top-ups rise, 8.3% rates rise is a three year low, truckometer loses momentum, fuel full, swaps stable, NZD firmish, & more
10th Jun 26, 4:01pm
22
A review of things you need to know before you sign off on Wednesday; no majors follow ANZ up, top-ups rise, 8.3% rates rise is a three year low, truckometer loses momentum, fuel full, swaps stable, NZD firmish, & more
US data mixed but exports up slightly; Canadian exports jump; China's exports surge, Taiwan even more so; Japanese & Indonesian central banks wary; UST 10yr at 4.53%; gold drops as does oil; NZ$1 = 58.2 USc; TWI-5 = 61.9
10th Jun 26, 7:24am
59
US data mixed but exports up slightly; Canadian exports jump; China's exports surge, Taiwan even more so; Japanese & Indonesian central banks wary; UST 10yr at 4.53%; gold drops as does oil; NZ$1 = 58.2 USc; TWI-5 = 61.9
A review of things you need to know before you sign off on Tuesday; TSB raises rates, Westpac can't see consumer spending improvements, good Q1 data, fuel stocks rise, carbon price firm, swaps dip, NZD firmish, & more
9th Jun 26, 3:59pm
25
A review of things you need to know before you sign off on Tuesday; TSB raises rates, Westpac can't see consumer spending improvements, good Q1 data, fuel stocks rise, carbon price firm, swaps dip, NZD firmish, & more
US inflation expectations ease but SMEs turn glum; Japan improves; China excavator sales roar but car sales reverse; Iran tolling Hormuz transits; UST 10yr at 4.55%; gold and oil little-changed; NZ$1 = 58.1 USc; TWI-5 = 61.8
9th Jun 26, 7:19am
12
US inflation expectations ease but SMEs turn glum; Japan improves; China excavator sales roar but car sales reverse; Iran tolling Hormuz transits; UST 10yr at 4.55%; gold and oil little-changed; NZ$1 = 58.1 USc; TWI-5 = 61.8
A review of things you need to know before you sign off on Monday; Coop Bank raises rates, retail flatlines, Labour releases its list, Ryman launches new bond, Synlait makes funding progress, swaps up, NZD holds, & more
8th Jun 26, 3:59pm
16
A review of things you need to know before you sign off on Monday; Coop Bank raises rates, retail flatlines, Labour releases its list, Ryman launches new bond, Synlait makes funding progress, swaps up, NZD holds, & more
China's reserves at 11 year high; India growth stays strong; US payrolls rise but not in productive sectors; Canadian jobs rise; EU growth hurt by Ireland twist; UST 10yr at 4.54%; gold and oil holds; NZ$1 = 58 USc; TWI-5 = 61.6
8th Jun 26, 7:20am
23
China's reserves at 11 year high; India growth stays strong; US payrolls rise but not in productive sectors; Canadian jobs rise; EU growth hurt by Ireland twist; UST 10yr at 4.54%; gold and oil holds; NZ$1 = 58 USc; TWI-5 = 61.6
US jobs rise more than expected; Wall Street reverses; Canada job gains impress; EU gets an Ireland shock; India expands fast; UST 10yr at 4.54%; gold dives and oil dips; NZ$1 = 58 USc; TWI-5 = 61.7; bitcoin lower again
6th Jun 26, 8:46am
22
US jobs rise more than expected; Wall Street reverses; Canada job gains impress; EU gets an Ireland shock; India expands fast; UST 10yr at 4.54%; gold dives and oil dips; NZ$1 = 58 USc; TWI-5 = 61.7; bitcoin lower again
A review of things you need to know before you sign off on Friday; ASB adjusts TD rates, grocery prices rise, bank lending to business/rural rises, livestock prices elevated, Hormuz trickle up slightly, swaps stable, NZD stable, & more
5th Jun 26, 3:59pm
8
A review of things you need to know before you sign off on Friday; ASB adjusts TD rates, grocery prices rise, bank lending to business/rural rises, livestock prices elevated, Hormuz trickle up slightly, swaps stable, NZD stable, & more
We look at the 2026 shifts in fixed home loan rates - all rises - and assess whether the cost drivers justify these increases
5th Jun 26, 11:13am
6
We look at the 2026 shifts in fixed home loan rates - all rises - and assess whether the cost drivers justify these increases
No Middle East resolution despite market hopes; US data mixed; EU retail soft; freight rates surge; amateur AI legal claims clog courts; UST 10yr at 4.47%; gold up and oil falls; NZ$1 = 58.8 USc; TWI-5 = 62.3,; bitcoin lower
5th Jun 26, 7:21am
51
No Middle East resolution despite market hopes; US data mixed; EU retail soft; freight rates surge; amateur AI legal claims clog courts; UST 10yr at 4.47%; gold up and oil falls; NZ$1 = 58.8 USc; TWI-5 = 62.3,; bitcoin lower
A review of things you need to know before you sign off on Thursday; some significant retail rate changes, better economic activity data but not for housing, NZGB tender draws high demand, swaps soft, NZD very soft, & more
4th Jun 26, 3:59pm
21
A review of things you need to know before you sign off on Thursday; some significant retail rate changes, better economic activity data but not for housing, NZGB tender draws high demand, swaps soft, NZD very soft, & more
[updated]
American officials twist their laws to find another way to impose tariffs after dodgy 'investigation'
4th Jun 26, 9:23am
10
American officials twist their laws to find another way to impose tariffs after dodgy 'investigation'
US data mixed & inconsistent; Canada house prices fall; Japan to assess rate hike; China service sector rises; Australian GDP growth fades; UST 10yr at 4.49%; gold falls and oil rises; NZ$1 = 58.6 USc; TWI-5 = 62.2
4th Jun 26, 7:23am
25
US data mixed & inconsistent; Canada house prices fall; Japan to assess rate hike; China service sector rises; Australian GDP growth fades; UST 10yr at 4.49%; gold falls and oil rises; NZ$1 = 58.6 USc; TWI-5 = 62.2
Our largest bank increases all its fixed mortgage rates to levels equal to or above its main rivals. At the same time it has raised two term deposit rates but left all others unchanged
3rd Jun 26, 6:17pm
6
Our largest bank increases all its fixed mortgage rates to levels equal to or above its main rivals. At the same time it has raised two term deposit rates but left all others unchanged
A review of things you need to know before you sign off on Wednesday; some TD rate increases, varying property market reports, building consents rise, tourism strong, BP targeted, swaps and NZD stable, bitcoin down again, & more
3rd Jun 26, 3:59pm
19
A review of things you need to know before you sign off on Wednesday; some TD rate increases, varying property market reports, building consents rise, tourism strong, BP targeted, swaps and NZD stable, bitcoin down again, & more
US labour data upbeat but sentiment downbeat; China harvests; EU inflation in spotlight; Australia gets first trade deficit in nine years; mineral prices rise; UST 10yr at 4.46%; gold dips and oil rises; NZ$1 = 59.2 USc; TWI-5 = 62.7
3rd Jun 26, 7:21am
44
US labour data upbeat but sentiment downbeat; China harvests; EU inflation in spotlight; Australia gets first trade deficit in nine years; mineral prices rise; UST 10yr at 4.46%; gold dips and oil rises; NZ$1 = 59.2 USc; TWI-5 = 62.7
A review of things you need to know before you sign off on Tuesday; Heartland & TSB propose merger, CCCFA on way to FMA, FAMNZ folds, fuel situation stable, swaps firm, NZX50 soft, NZD soft, bitcoin lower, & more
2nd Jun 26, 3:59pm
31
A review of things you need to know before you sign off on Tuesday; Heartland & TSB propose merger, CCCFA on way to FMA, FAMNZ folds, fuel situation stable, swaps firm, NZX50 soft, NZD soft, bitcoin lower, & more
Hormuz unresolved; global factories expand on stockpiling; Korean exports impress; Australian inflation dips; Wall Street in tech IPO frenzy; UST 10yr at 4.47%; gold falls and oil rises; NZ$1 = 59.5 USc; TWI-5 = 62.9
2nd Jun 26, 7:19am
20
Hormuz unresolved; global factories expand on stockpiling; Korean exports impress; Australian inflation dips; Wall Street in tech IPO frenzy; UST 10yr at 4.47%; gold falls and oil rises; NZ$1 = 59.5 USc; TWI-5 = 62.9
China PMIs steady with little expansion; house prices ease in Sydney & Melbourne; Aussie super stress grows; strong El Niño developing; UST 10yr at 4.45%; gold and oil softish; NZ$1 = 59.9 USc; TWI-5 = 63.4
1st Jun 26, 8:33am
24
China PMIs steady with little expansion; house prices ease in Sydney & Melbourne; Aussie super stress grows; strong El Niño developing; UST 10yr at 4.45%; gold and oil softish; NZ$1 = 59.9 USc; TWI-5 = 63.4
US trade deficit stays high; Chicago PMI gets stockpiling boost; Canada close to recession; Japan sentiment and retail rise; Taiwan posts outsized GDP growth; UST 10yr at 4.43%; gold firms again; oil lower; NZ$1 = 59.9 USc; TWI-5 = 63.3
30th May 26, 8:53am
12
US trade deficit stays high; Chicago PMI gets stockpiling boost; Canada close to recession; Japan sentiment and retail rise; Taiwan posts outsized GDP growth; UST 10yr at 4.43%; gold firms again; oil lower; NZ$1 = 59.9 USc; TWI-5 = 63.3
[updated]
A review of things you need to know before you sign off on Friday; consumer sentiment stays very low, business sentiment improves, TD's find more favour, KiwiSaver returns shockingly low, swaps ease, NZD rises, & more
29th May 26, 3:59pm
39
A review of things you need to know before you sign off on Friday; consumer sentiment stays very low, business sentiment improves, TD's find more favour, KiwiSaver returns shockingly low, swaps ease, NZD rises, & more
Iran & the US agree a tentative deal; US data mixed while inflation rises; Australian household spending falls, capex rises; air travel falls, air freight resilient; UST 10yr at 4.45%; gold firms; oil lower; NZ$1 = 59.3 USc; TWI-5 = 62.8
29th May 26, 7:32am
60
Iran & the US agree a tentative deal; US data mixed while inflation rises; Australian household spending falls, capex rises; air travel falls, air freight resilient; UST 10yr at 4.45%; gold firms; oil lower; NZ$1 = 59.3 USc; TWI-5 = 62.8