Personal Finance
ANZ goes second, cutting retail rates. Both fixed home loan and term deposit rates have been sliced, some by as much as -30 bps. Almost certainly they will be followed by the other major banks, forcing the challenger banks into a tough spot
17th Jul 24, 5:59pm
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ANZ goes second, cutting retail rates. Both fixed home loan and term deposit rates have been sliced, some by as much as -30 bps. Almost certainly they will be followed by the other major banks, forcing the challenger banks into a tough spot
Lynda Moore offers 10 tips on enjoying eating out whilst saving money and keeping it enjoyable and memorable
16th Jul 24, 10:02am
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Lynda Moore offers 10 tips on enjoying eating out whilst saving money and keeping it enjoyable and memorable
Savers should move quickly to capture term deposit specials before they expire. It seems likely that they won't be repeated any time soon
12th Jul 24, 10:11am
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Savers should move quickly to capture term deposit specials before they expire. It seems likely that they won't be repeated any time soon
Westpac has responded to the diving wholesale rates following dovish RBNZ signals by cutting its popular short fixed home loan rates, and trimming its short term deposit rate offers
11th Jul 24, 12:11pm
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Westpac has responded to the diving wholesale rates following dovish RBNZ signals by cutting its popular short fixed home loan rates, and trimming its short term deposit rate offers
Latest Reserve Bank figures show one in six mortgages in May was taken up for the previously very unfashionable fixed rate term of six months
9th Jul 24, 3:43pm
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Latest Reserve Bank figures show one in six mortgages in May was taken up for the previously very unfashionable fixed rate term of six months
Lynda Moore shows how anchoring money bias can twist our assessment of value. It is a problem for everyone, professionals included. Anchors need challenging & resetting based on proper relevant comparatives
9th Jul 24, 10:33am
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Lynda Moore shows how anchoring money bias can twist our assessment of value. It is a problem for everyone, professionals included. Anchors need challenging & resetting based on proper relevant comparatives
ASB economists say they hope that households will base their future decisions 'on a more realistic outlook' for household incomes, house prices and borrowing costs
9th Jul 24, 8:25am
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ASB economists say they hope that households will base their future decisions 'on a more realistic outlook' for household incomes, house prices and borrowing costs
Statistics New Zealand figures show household net worth increased by $7.8 billion in the March 2024 quarter, even though house and land values dropped by $2 billion
4th Jul 24, 1:11pm
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Statistics New Zealand figures show household net worth increased by $7.8 billion in the March 2024 quarter, even though house and land values dropped by $2 billion
With loan demand softer than customer deposit growth, banks are now less likely to press for more customer funding. BNZ eases back on some above-rival term deposit rates
4th Jul 24, 10:02am
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With loan demand softer than customer deposit growth, banks are now less likely to press for more customer funding. BNZ eases back on some above-rival term deposit rates
A market in search of a catalyst: Although gold's gains in 2024 have shone, it was driven by central bank buying. Western investors have been missing, Asian buyers have piled in
3rd Jul 24, 9:53am
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A market in search of a catalyst: Although gold's gains in 2024 have shone, it was driven by central bank buying. Western investors have been missing, Asian buyers have piled in
Lynda Moore shows that building personal financial stability only takes a straightforward set of life approaches to money
2nd Jul 24, 9:41am
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Lynda Moore shows that building personal financial stability only takes a straightforward set of life approaches to money
David Hargreaves says it looks too late to 'save' this year, but if we can beat inflation, then the RBNZ will call off the dogs and the prospects for next year will be for a gradual recovery. If we can beat inflation...
30th Jun 24, 7:00am
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David Hargreaves says it looks too late to 'save' this year, but if we can beat inflation, then the RBNZ will call off the dogs and the prospects for next year will be for a gradual recovery. If we can beat inflation...
Latest RBNZ figures show NZ's housing lending stock increased by over $1.3 billion in May, while the annual growth rate was the highest for over a year
29th Jun 24, 6:31am
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Latest RBNZ figures show NZ's housing lending stock increased by over $1.3 billion in May, while the annual growth rate was the highest for over a year
As the economy stumbles, it is vital that reporting on what is happening stays comprehensive, open and free. We need our Supporters now more than ever. If you can support us you can go ad-free too
27th Jun 24, 1:52pm
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As the economy stumbles, it is vital that reporting on what is happening stays comprehensive, open and free. We need our Supporters now more than ever. If you can support us you can go ad-free too
Westpac's latest mortgage rate adjustments bring their higher rates down into line with their main rivals. We ask readers to record the below-card offers they get on their banking apps so others can know where real savings can be won
26th Jun 24, 6:00pm
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Westpac's latest mortgage rate adjustments bring their higher rates down into line with their main rivals. We ask readers to record the below-card offers they get on their banking apps so others can know where real savings can be won
Lynda Moore says a healthy relationship with money unlocks the freedom to live life on your terms. It’s about being wealthy, whatever that means to you
25th Jun 24, 9:47am
Lynda Moore says a healthy relationship with money unlocks the freedom to live life on your terms. It’s about being wealthy, whatever that means to you
David Hargreaves sums up the first (nearly) six months of the year and thinks it would be a very good idea to stop it and start again. Unfortunately though, we will have to carry on. Here's what's transpired so far...
23rd Jun 24, 7:00am
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David Hargreaves sums up the first (nearly) six months of the year and thinks it would be a very good idea to stop it and start again. Unfortunately though, we will have to carry on. Here's what's transpired so far...
Lynda Moore cautions that a simple decision to buy an engagement ring could set off a whole chain of events and missed conversations about money. It's a conversation you should have to avoid getting embroiled in an argument about money
19th Jun 24, 1:39pm
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Lynda Moore cautions that a simple decision to buy an engagement ring could set off a whole chain of events and missed conversations about money. It's a conversation you should have to avoid getting embroiled in an argument about money
[updated]
Just as Kiwibank ends its good one year 'special' term deposit offer, BNZ jumps in with one of its own. Even higher rates are available from investment-grade rated others
19th Jun 24, 11:28am
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Just as Kiwibank ends its good one year 'special' term deposit offer, BNZ jumps in with one of its own. Even higher rates are available from investment-grade rated others
Lynda Moore says a huge sudden 'win' can challenge your money ceiling, and then things really start to unravel. Best to check what your money ceiling really is. She tells you how
11th Jun 24, 11:26am
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Lynda Moore says a huge sudden 'win' can challenge your money ceiling, and then things really start to unravel. Best to check what your money ceiling really is. She tells you how
Commerce Commission says motorists are being charged an extra $15 million annually due to 'rockets and feathers' petrol pricing and wants fuel companies to drop their prices after the Auckland Regional Fuel Tax goes in July
11th Jun 24, 11:23am
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Commerce Commission says motorists are being charged an extra $15 million annually due to 'rockets and feathers' petrol pricing and wants fuel companies to drop their prices after the Auckland Regional Fuel Tax goes in July
David Chaston investigates what the best home loan rate and term choice might be for borrowers needing to refix soon
10th Jun 24, 2:07pm
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David Chaston investigates what the best home loan rate and term choice might be for borrowers needing to refix soon
Latest Reserve Bank figures show nearly three-quarters of the new mortgage money taken up by owner-occupiers in April was for at rates fixed for a year or less
5th Jun 24, 3:46pm
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Latest Reserve Bank figures show nearly three-quarters of the new mortgage money taken up by owner-occupiers in April was for at rates fixed for a year or less
Latest RBNZ figures show non-performing housing loans increased $136 million in April to over $1.9 billion and are up 72% in the past 12 months
4th Jun 24, 2:54pm
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Latest RBNZ figures show non-performing housing loans increased $136 million in April to over $1.9 billion and are up 72% in the past 12 months
Lynda Moore says when faced with a money problem you don't understand, don't waste time. Get some professional financial advice, face up to the issues, and get back on track
3rd Jun 24, 9:01am
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Lynda Moore says when faced with a money problem you don't understand, don't waste time. Get some professional financial advice, face up to the issues, and get back on track
