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Business borrowing rates

Institution Product Type Security Base rate
% pa
Lenders Margin
% pa
Mgmt fee %
flat
Total 
% pa
ANZ Corporate Indicator rate Variable ? 5.98 ? ? ?
  Business Bank Indicator rate Variable ? 11.70 ? ? ?
  Business Overdraft Variable ? 13.70 1 to 5 1.44 16.14 - 20.14
  Agri Current account Variable ? 9.90 ? ? ?
ASB Business Lending Base Rate Variable ?

11.77

1 to 5 1.44 14.96 - 18.52
  Rural base rate Variable ? 9.01 ? 1.00 ?
  Corporate Indicator rate Variable ? 6.18 ? 1.00 ?
Bartercard Business credit Variable none 0.00 0.00 0.00 0.00
BNZ Business Overdraft Variable ? 12.00 1 to 5 1.80 14.80 - 18.80
               
Cash Flow Funding CFF Overdraft Variable Business assets 10.50 0.00 0.00 10.50
Fuelled Invoice funding via Xero Flexible Unsecured 15.00 0.00 12.00-48.00 27.00-63.00
Heartland Business Funding Variable ? 10.00 1 to 5 1.44 12.44 -16.44
Kiwibank Business Overdraft Rate Variable ? 7.50 1 to 5 1.20 9.70 - 13.70
  Business Home Equity Rate Variable ? 6.15 ? ? ?
Taxi Tax-backed working capital facility Fixed Provisional payment 5.90 0.00 0 - 2.40 5.90 - 8.30
Zip Business Business Loan, P&I Variable Unsecured 6.0-40.0 0.00 2.00-3.00 8.0-43.0
Westpac Overdraft more than $5,000 Variable ? 13.95 1 - 5 1.20 16.15-20.15

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