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House insurance premiums

Profiles: The information on this page does not cover every option, but shows a range of profiles which may relate to your house insurance requirements. Price is not the most important aspect in selecting appropriate cover for your house protection. We strongly recommend you only use this page to do an initial assessment, and that you use the links to the coverage details on this page to begin your review. The profiles we have on this page are:
           
  Over 65, 150 m2 plus garage, $210,000, weatherboard, built in 1950  
 
Family w/ teenage children, 250 m2 plus garage, $410,000, stucco, built in 2004
 
 
Young couple, 200 m2 plus garage, $330,000, cladding, built in 2005
 
Note: Click on the Plan Name for more information about what is covered.  
Company Plan name
Product
Score
Excess
$
AKL
BrownsBay
AKL
Papatoetoe
Hamilton
Tauranga
WLG
Kilbirnie
CHC
Redwood
Dunedin
             
more cities continue below ...
Profile - Owners:    couple over 65 years  
  Property:  150 m2 plus garage of 18 m2, or market value sum insured of $210,000 (excl. land)  
  Construction:  weatherboard and tile roof, 1950 property, owner-occupied and private use  
                     
AA Insurance HomeCover (Defined Benefits)
52%
$200
434.23
384.04
362.61
390.78
417.07
373.28
373.28
AA Insurance
Home Cover (Accidental Damage)
62%
$200
523.46
458.47
430.72
467.19
501.24
444.52
444.52
AMI Premier
57%
$100
379.44
428.40
405.28
435.37
471.66
400.38
396.69
Ansvar Home
68%
$250
494.89
494.89
457.45
457.45
494.89
441.81
441.81
BNZ Premiercare
69%
$250
437.18
534.56
512.64
504.27
455.52
480.77
481.65
NZI Supersurance
77%
$150
579.81
579.81
568.88
390.31
568.88
547.40
547.40
NZI Echelon Home
84%
$150
610.00
594.53
547.37
493.08
591.96
579.69
522.59
State Comprehensive
74%
$250
443.42
570.74
436.11
410.27
625.97
416.37
403.22
State Home Essentials
51%
$250
382.76
482.97
384.08
351.25
554.83
363.22
357.55
Tower Maxi House
73%
$200
338.68
435.36
430.29
336.99
 
367.77
296.60
Vero MaxiPlan
68%
$150
443.25
464.85
460.13
480.95
503.40
516.34
516.22
Westpac Home Cover
75%
$150
460.32
460.32
436.32
436.32
456.72
425.58
425.58
                     
                     
Company Plan name
Product
Score
Excess
$
Whangarei
Napier
Palm
North
Lower
Hutt
Nelson
 
 
                 
Profile - Owners:    couple over 65 years  
  Property:  150 m2 plus garage of 18 m2, or market value sum insured of $210,000 (excl. land)  
  Construction:  weatherboard and tile roof, 1950 property, owner-occupied and private use  
                     
AA Insurance HomeCover (Defined Events)
52%
$200
465.03
373.28
386.48
417.07
358.32
   
AA Insurance
Home Cover (Accidental damage)
62%
$200
563.34
444.52
461.63
501.24
425.16
   
AMI Premier
57%
$100
430.59
396.89
425.37
456.15
429.24
   
Ansvar Home
68%
$250
457.45
457.45
457.45
494.89
441.81
   
BNZ Premiercare
69%
$250
547.62
508.00
413.74
450.34
487.04
   
NZI Supersurance
77%
$150
390.31
568.88
568.88
568.88
547.40
   
NZI Echelon Home
84%
$150
539.88
581.85
542.95
595.33
525.44
   
State Comprehensive
74%
$250
532.10
535.88
501.22
510.63
412.68
   
State Home Essentials
51%
$250
452.09
455.24
426.88
440.74
365.74
   
Tower Maxi House
73%
$200
423.07
353.82
323.53
 
367.77
   
Vero MaxiPlan
68%
$150
427.50
469.99
469.99
451.80
501.19
   
Westpac Home Cover
75%
$150
436.32
436.32
436.32
456.72
425.58
   
                     
                   
Company Plan name
Product
Score
Excess
$
AKL
BrownsBay
AKL
Papatoetoe
Hamilton
Tauranga
WLG
Kilbirnie
CHC
Redwood
Dunedin
             
more cities continue below ...
Profile - Owners:    Family with teenage children  
  Property:  260 sq m plus garage of 36 sq m, market sum insured of $410,000 (excl. land)  
  Construction: stucco and shingle roof, built 2004, owner occupied and private use.  
                     
AA Insurance HomeCover (Defined Events)
52%
$200
622.82
572.64
538.35
566.52
592.81
540.46
540.46
AA Insurance Home Cover (Accidental Damage)
62%
$200
767.69
702.70
658.29
694.78
728.82
661.03
661.03
AMI Premier
57%
$100
505.00
543.03
510.47
595.62
633.05
524.90
449.90
Ansvar Home
68%
$250
725.58
725.58
651.96
651.96
725.58
636.31
636.31
BNZ Premiercare
69%
$250
633.00
741.21
586.31
692.98
772.92
689.60
645.99
NZI Supersurance
77%
$150
657.17
657.17
643.23
542.94
643.23
621.75
621.75
NZI Echelon Home
84%
$150
878.00
853.68
637.47
610.57
753.00
736.35
663.30
State Comprehensive
74%
$250
650.48
855.95
642.99
523.65
959.60
614.73
588.60
State Home Essentials
51%
$250
535.94
694.78
542.88
476.07
775.45
509.48
500.02
Tower Maxi House
73%
$200
798.98
671.00
684.59
509.97
857.95
538.47
519.30
Vero MaxiPlan
68%
$150
645.75
652.95
683.29
718.79
557.39
750.32
750.32
Westpac Home Cover
75%
$150
637.44
637.44
608.28
608.38
637.68
585.60
585.60
                     
Company Plan name
Product
Score
Excess
$
Whangarei
Napier
Palm
North
Lower
Hutt
Nelson
 
 
                 
Profile - Owners:    Family with teenage children  
  Property:  260 sq m plus garage of 36 sq m, market sum insured of $410,000 (excl. land)  
  Construction: stucco and shingle roof, built 2004, owner occupied and private use.  
                     
AA Insurance HomeCover (Defined Events)
52%
$200
653.56
544.74
557.94
592.81
525.49
   
AA Insurance Home Cover (Accidental Damage)
62%
$200
807.58
666.56
683.67
728.82
641.64
   
AMI Premier
57%
$100
538.59
497.75
601.84
604.52
532.79
 
 
Ansvar Home
68%
$250
651.96
651.96
651.96
725.58
636.31
 
 
BNZ Premiercare
69%
$250
656.75
683.79
684.29
 
683.09
 
 
NZI Supersurance
77%
$150
643.23
643.23
643.23
643.23
621.75
 
 
NZI Echelon Home
84%
$150
749.86
820.02
754.53
834.54
698.91
 
 
State Comprehensive
74%
$250
793.83
799.50
742.78
769.25
604.36
 
 
State Home Essentials
51%
$250
646.88
651.29
607.79
629.22
512.62
 
 
Tower Maxi House
73%
$200
671.02
540.74
540.74
 
538.57
 
 
Vero MaxiPlan
68%
$150
646.75
700.56
700.56
 
725.90
 
 
Westpac Home Cover
75%
$150
608.28
608.28
608.28
637.68
585.60
 
 
                     
                   
Company Plan name
Product
Score
Excess
$
AKL
BrownsBay
AKL
Papatoetoe
Hamilton
Tauranga
WLG
Kilbirnie
CHC
Redwood
Dunedin
             
more cities continue below ...
Profile - Owners:    Young couple, no children  
  Property:  200 sq m plus garage of 36 sq m, market sum insured of $330,000 (excl. land)  
  Construction: cladding under longrun iron roof, built 2005, owner occupied and private use.  
                     
AA Insurance HomeCover (Defined Events)
52%
$200
605.84
547.14
517.06
550.01
580.76
524.54
524.54
AA Insurance HomeCover (Accidental Damage)
62%
$200
745.70
669.69
630.73
673.40
713.22
640.42
640.42
AMI Premier
57%
$100
477.40
487.00
464.50
494.67
558.78
451.00
448.71
Ansvar Home
68%
$200
685.11
685.11
619.83
619.83
685.11
602.45
602.45
BNZ Premiercare
69%
$250
812.99
646.56
605.16
607.65
674.28
563.44
568.16
NZI Supersurance
77%
$150
579.81
579.81
568.88
568.88
568.88
547.40
547.40
NZI Echelon Home
84%
$150
828.35
805.30
580.13
556.34
702.60
747.96
705.50
State Comprehensive
74%
$250
634.32
839.79
640.71
545.92
943.77
598.80
573.11
State Home Essentials
51%
$250
529.75
691.74
536.69
468.62
774.30
502.65
493.20
Tower Maxi House
73%
$200
789.98
692.74
 
524.15
828.14
516.05
588.05
Vero MaxiPlan
68%
$150
566.10
566.10
578.73
607.30
603.07
563.02
533.86
Westpac Home Cover
75%
$150
660.84
660.84
627.36
627.34
659.04
605.76
605.76
                     
                     
Company Plan name
Product
Score
Excess
$
Whangarei
Napier
Palm
North
Lower
Hutt
Nelson
 
 
                 
Profile - Owners:    Young couple, no children  
  Property:  200 sq m plus garage of 36 sq m, market sum insured of $330,000 (excl. land)  
  Construction: cladding under longrun iron roof, built 2005, owner occupied and private use.  
                     
AA Insurance HomeCover (Defined Events)
52%
$200
641.87
529.55
545.00
580.76
507.04
   
AA Insurance HomeCover (Accidental Damage)
62%
$200
792.35
646.90
666.90
713.22
617.75
   
AMI Premier
57%
$100
480.30
535.19
545.10
507.75
532.07
 
 
Ansvar Home
68%
$200
619.83
619.83
619.83
685.11
602.45
 
 
BNZ Premiercare
69%
$250
753.04
600.27
601.31
 
580.35
 
 
NZI Supersurance
77%
$150
568.88
568.88
568.88
568.88
547.40
 
 
NZI Echelon Home
84%
$150
692.80
756.38
806.01
769.55
656.97
 
 
State Comprehensive
74%
$250
777.76
783.43
726.69
753.42
588.87
 
 
State Home Essentials
51%
$250
642.58
647.62
602.87
624.93
505.80
 
 
Tower Maxi House
73%
$200
692.74
557.12
557.12
 
497.15
 
 
Vero MaxiPlan
68%
$150
544.05
592.48
592.48
 
537.09
 
 
Westpac Home Cover
75%
$150
627.36
627.36
627.36
659.04
605.76
 
 
                     
Note: Click on the Plan Name for more information about what is covered.