Profiles: The information on this page does not cover every option, but shows a range of profiles which may relate to your house insurance requirements. Price is not the most important aspect in selecting appropriate cover for your house protection. We strongly recommend you only use this page to do an initial assessment, and that you use the links to the coverage details on this page to begin your review. The profiles we have on this page are: | ||||||||||||||||||
Over 65, 150 m2 plus garage, $210,000, weatherboard, built in 1950 | ||||||||||||||||||
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Note: Click on the Plan Name for more information about what is covered. | ||||||||||||||||||
Company | Plan name |
Product
Score |
Excess
$ |
AKL
BrownsBay |
AKL
Papatoetoe |
Hamilton
|
Tauranga
|
WLG
Kilbirnie |
CHC
Redwood |
Dunedin
|
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more cities continue below ...
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Profile - | Owners: couple over 65 years | |||||||||||||||||
Property: 150 m2 plus garage of 18 m2, or market value sum insured of $210,000 (excl. land) | ||||||||||||||||||
Construction: weatherboard and tile roof, 1950 property, owner-occupied and private use | ||||||||||||||||||
AA Insurance | HomeCover (Defined Benefits) |
52%
|
$200
|
434.23
|
384.04
|
362.61
|
390.78
|
417.07
|
373.28
|
373.28
|
||||||||
AA Insurance
|
Home Cover (Accidental Damage) |
62%
|
$200
|
523.46
|
458.47
|
430.72
|
467.19
|
501.24
|
444.52
|
444.52
|
||||||||
AMI | Premier |
57%
|
$100
|
379.44
|
428.40
|
405.28
|
435.37
|
471.66
|
400.38
|
396.69
|
||||||||
Ansvar | Home |
68%
|
$250
|
494.89
|
494.89
|
457.45
|
457.45
|
494.89
|
441.81
|
441.81
|
||||||||
BNZ | Premiercare |
69%
|
$250
|
437.18
|
534.56
|
512.64
|
504.27
|
455.52
|
480.77
|
481.65
|
||||||||
NZI | Supersurance |
77%
|
$150
|
579.81
|
579.81
|
568.88
|
390.31
|
568.88
|
547.40
|
547.40
|
||||||||
NZI | Echelon Home |
84%
|
$150
|
610.00
|
594.53
|
547.37
|
493.08
|
591.96
|
579.69
|
522.59
|
||||||||
State | Comprehensive |
74%
|
$250
|
443.42
|
570.74
|
436.11
|
410.27
|
625.97
|
416.37
|
403.22
|
||||||||
State | Home Essentials |
51%
|
$250
|
382.76
|
482.97
|
384.08
|
351.25
|
554.83
|
363.22
|
357.55
|
||||||||
Tower | Maxi House |
73%
|
$200
|
338.68
|
435.36
|
430.29
|
336.99
|
|
367.77
|
296.60
|
||||||||
Vero | MaxiPlan |
68%
|
$150
|
443.25
|
464.85
|
460.13
|
480.95
|
503.40
|
516.34
|
516.22
|
||||||||
Westpac | Home Cover |
75%
|
$150
|
460.32
|
460.32
|
436.32
|
436.32
|
456.72
|
425.58
|
425.58
|
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Company | Plan name |
Product
Score |
Excess
$ |
Whangarei
|
Napier
|
Palm
North |
Lower
Hutt |
Nelson
|
|
|
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Profile - | Owners: couple over 65 years | |||||||||||||||||
Property: 150 m2 plus garage of 18 m2, or market value sum insured of $210,000 (excl. land) | ||||||||||||||||||
Construction: weatherboard and tile roof, 1950 property, owner-occupied and private use | ||||||||||||||||||
AA Insurance | HomeCover (Defined Events) |
52%
|
$200
|
465.03
|
373.28
|
386.48
|
417.07
|
358.32
|
||||||||||
AA Insurance
|
Home Cover (Accidental damage) |
62%
|
$200
|
563.34
|
444.52
|
461.63
|
501.24
|
425.16
|
||||||||||
AMI | Premier |
57%
|
$100
|
430.59
|
396.89
|
425.37
|
456.15
|
429.24
|
||||||||||
Ansvar | Home |
68%
|
$250
|
457.45
|
457.45
|
457.45
|
494.89
|
441.81
|
||||||||||
BNZ | Premiercare |
69%
|
$250
|
547.62
|
508.00
|
413.74
|
450.34
|
487.04
|
||||||||||
NZI | Supersurance |
77%
|
$150
|
390.31
|
568.88
|
568.88
|
568.88
|
547.40
|
||||||||||
NZI | Echelon Home |
84%
|
$150
|
539.88
|
581.85
|
542.95
|
595.33
|
525.44
|
||||||||||
State | Comprehensive |
74%
|
$250
|
532.10
|
535.88
|
501.22
|
510.63
|
412.68
|
||||||||||
State | Home Essentials |
51%
|
$250
|
452.09
|
455.24
|
426.88
|
440.74
|
365.74
|
||||||||||
Tower | Maxi House |
73%
|
$200
|
423.07
|
353.82
|
323.53
|
|
367.77
|
||||||||||
Vero | MaxiPlan |
68%
|
$150
|
427.50
|
469.99
|
469.99
|
451.80
|
501.19
|
||||||||||
Westpac | Home Cover |
75%
|
$150
|
436.32
|
436.32
|
436.32
|
456.72
|
425.58
|
||||||||||
Company | Plan name |
Product
Score |
Excess
$ |
AKL
BrownsBay |
AKL
Papatoetoe |
Hamilton
|
Tauranga
|
WLG
Kilbirnie |
CHC
Redwood |
Dunedin
|
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more cities continue below ...
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Profile - | Owners: Family with teenage children | |||||||||||||||||
Property: 260 sq m plus garage of 36 sq m, market sum insured of $410,000 (excl. land) | ||||||||||||||||||
Construction: stucco and shingle roof, built 2004, owner occupied and private use. | ||||||||||||||||||
AA Insurance | HomeCover (Defined Events) |
52%
|
$200
|
622.82
|
572.64
|
538.35
|
566.52
|
592.81
|
540.46
|
540.46
|
||||||||
AA Insurance | Home Cover (Accidental Damage) |
62%
|
$200
|
767.69
|
702.70
|
658.29
|
694.78
|
728.82
|
661.03
|
661.03
|
||||||||
AMI | Premier |
57%
|
$100
|
505.00
|
543.03
|
510.47
|
595.62
|
633.05
|
524.90
|
449.90
|
||||||||
Ansvar | Home |
68%
|
$250
|
725.58
|
725.58
|
651.96
|
651.96
|
725.58
|
636.31
|
636.31
|
||||||||
BNZ | Premiercare |
69%
|
$250
|
633.00
|
741.21
|
586.31
|
692.98
|
772.92
|
689.60
|
645.99
|
||||||||
NZI | Supersurance |
77%
|
$150
|
657.17
|
657.17
|
643.23
|
542.94
|
643.23
|
621.75
|
621.75
|
||||||||
NZI | Echelon Home |
84%
|
$150
|
878.00
|
853.68
|
637.47
|
610.57
|
753.00
|
736.35
|
663.30
|
||||||||
State | Comprehensive |
74%
|
$250
|
650.48
|
855.95
|
642.99
|
523.65
|
959.60
|
614.73
|
588.60
|
||||||||
State | Home Essentials |
51%
|
$250
|
535.94
|
694.78
|
542.88
|
476.07
|
775.45
|
509.48
|
500.02
|
||||||||
Tower | Maxi House |
73%
|
$200
|
798.98
|
671.00
|
684.59
|
509.97
|
857.95
|
538.47
|
519.30
|
||||||||
Vero | MaxiPlan |
68%
|
$150
|
645.75
|
652.95
|
683.29
|
718.79
|
557.39
|
750.32
|
750.32
|
||||||||
Westpac | Home Cover |
75%
|
$150
|
637.44
|
637.44
|
608.28
|
608.38
|
637.68
|
585.60
|
585.60
|
||||||||
Company | Plan name |
Product
Score |
Excess
$ |
Whangarei
|
Napier
|
Palm
North |
Lower
Hutt |
Nelson
|
|
|
||||||||
Profile - | Owners: Family with teenage children | |||||||||||||||||
Property: 260 sq m plus garage of 36 sq m, market sum insured of $410,000 (excl. land) | ||||||||||||||||||
Construction: stucco and shingle roof, built 2004, owner occupied and private use. | ||||||||||||||||||
AA Insurance | HomeCover (Defined Events) |
52%
|
$200
|
653.56
|
544.74
|
557.94
|
592.81
|
525.49
|
||||||||||
AA Insurance | Home Cover (Accidental Damage) |
62%
|
$200
|
807.58
|
666.56
|
683.67
|
728.82
|
641.64
|
||||||||||
AMI | Premier |
57%
|
$100
|
538.59
|
497.75
|
601.84
|
604.52
|
532.79
|
|
|
||||||||
Ansvar | Home |
68%
|
$250
|
651.96
|
651.96
|
651.96
|
725.58
|
636.31
|
|
|||||||||
BNZ | Premiercare |
69%
|
$250
|
656.75
|
683.79
|
684.29
|
|
683.09
|
|
|||||||||
NZI | Supersurance |
77%
|
$150
|
643.23
|
643.23
|
643.23
|
643.23
|
621.75
|
|
|||||||||
NZI | Echelon Home |
84%
|
$150
|
749.86
|
820.02
|
754.53
|
834.54
|
698.91
|
|
|||||||||
State | Comprehensive |
74%
|
$250
|
793.83
|
799.50
|
742.78
|
769.25
|
604.36
|
|
|||||||||
State | Home Essentials |
51%
|
$250
|
646.88
|
651.29
|
607.79
|
629.22
|
512.62
|
|
|||||||||
Tower | Maxi House |
73%
|
$200
|
671.02
|
540.74
|
540.74
|
|
538.57
|
|
|||||||||
Vero | MaxiPlan |
68%
|
$150
|
646.75
|
700.56
|
700.56
|
|
725.90
|
|
|||||||||
Westpac | Home Cover |
75%
|
$150
|
608.28
|
608.28
|
608.28
|
637.68
|
585.60
|
|
|||||||||
Company | Plan name |
Product
Score |
Excess
$ |
AKL
BrownsBay |
AKL
Papatoetoe |
Hamilton
|
Tauranga
|
WLG
Kilbirnie |
CHC
Redwood |
Dunedin
|
||||||||
more cities continue below ...
|
||||||||||||||||||
Profile - | Owners: Young couple, no children | |||||||||||||||||
Property: 200 sq m plus garage of 36 sq m, market sum insured of $330,000 (excl. land) | ||||||||||||||||||
Construction: cladding under longrun iron roof, built 2005, owner occupied and private use. | ||||||||||||||||||
AA Insurance | HomeCover (Defined Events) |
52%
|
$200
|
605.84
|
547.14
|
517.06
|
550.01
|
580.76
|
524.54
|
524.54
|
||||||||
AA Insurance | HomeCover (Accidental Damage) |
62%
|
$200
|
745.70
|
669.69
|
630.73
|
673.40
|
713.22
|
640.42
|
640.42
|
||||||||
AMI | Premier |
57%
|
$100
|
477.40
|
487.00
|
464.50
|
494.67
|
558.78
|
451.00
|
448.71
|
||||||||
Ansvar | Home |
68%
|
$200
|
685.11
|
685.11
|
619.83
|
619.83
|
685.11
|
602.45
|
602.45
|
||||||||
BNZ | Premiercare |
69%
|
$250
|
812.99
|
646.56
|
605.16
|
607.65
|
674.28
|
563.44
|
568.16
|
||||||||
NZI | Supersurance |
77%
|
$150
|
579.81
|
579.81
|
568.88
|
568.88
|
568.88
|
547.40
|
547.40
|
||||||||
NZI | Echelon Home |
84%
|
$150
|
828.35
|
805.30
|
580.13
|
556.34
|
702.60
|
747.96
|
705.50
|
||||||||
State | Comprehensive |
74%
|
$250
|
634.32
|
839.79
|
640.71
|
545.92
|
943.77
|
598.80
|
573.11
|
||||||||
State | Home Essentials |
51%
|
$250
|
529.75
|
691.74
|
536.69
|
468.62
|
774.30
|
502.65
|
493.20
|
||||||||
Tower | Maxi House |
73%
|
$200
|
789.98
|
692.74
|
|
524.15
|
828.14
|
516.05
|
588.05
|
||||||||
Vero | MaxiPlan |
68%
|
$150
|
566.10
|
566.10
|
578.73
|
607.30
|
603.07
|
563.02
|
533.86
|
||||||||
Westpac | Home Cover |
75%
|
$150
|
660.84
|
660.84
|
627.36
|
627.34
|
659.04
|
605.76
|
605.76
|
||||||||
Company | Plan name |
Product
Score |
Excess
$ |
Whangarei
|
Napier
|
Palm
North |
Lower
Hutt |
Nelson
|
|
|
||||||||
Profile - | Owners: Young couple, no children | |||||||||||||||||
Property: 200 sq m plus garage of 36 sq m, market sum insured of $330,000 (excl. land) | ||||||||||||||||||
Construction: cladding under longrun iron roof, built 2005, owner occupied and private use. | ||||||||||||||||||
AA Insurance | HomeCover (Defined Events) |
52%
|
$200
|
641.87
|
529.55
|
545.00
|
580.76
|
507.04
|
||||||||||
AA Insurance | HomeCover (Accidental Damage) |
62%
|
$200
|
792.35
|
646.90
|
666.90
|
713.22
|
617.75
|
||||||||||
AMI | Premier |
57%
|
$100
|
480.30
|
535.19
|
545.10
|
507.75
|
532.07
|
|
|
||||||||
Ansvar | Home |
68%
|
$200
|
619.83
|
619.83
|
619.83
|
685.11
|
602.45
|
|
|||||||||
BNZ | Premiercare |
69%
|
$250
|
753.04
|
600.27
|
601.31
|
|
580.35
|
|
|||||||||
NZI | Supersurance |
77%
|
$150
|
568.88
|
568.88
|
568.88
|
568.88
|
547.40
|
|
|||||||||
NZI | Echelon Home |
84%
|
$150
|
692.80
|
756.38
|
806.01
|
769.55
|
656.97
|
|
|||||||||
State | Comprehensive |
74%
|
$250
|
777.76
|
783.43
|
726.69
|
753.42
|
588.87
|
|
|||||||||
State | Home Essentials |
51%
|
$250
|
642.58
|
647.62
|
602.87
|
624.93
|
505.80
|
|
|||||||||
Tower | Maxi House |
73%
|
$200
|
692.74
|
557.12
|
557.12
|
|
497.15
|
|
|||||||||
Vero | MaxiPlan |
68%
|
$150
|
544.05
|
592.48
|
592.48
|
|
537.09
|
|
|||||||||
Westpac | Home Cover |
75%
|
$150
|
627.36
|
627.36
|
627.36
|
659.04
|
605.76
|
|
|||||||||
Note: Click on the Plan Name for more information about what is covered. |