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"This can be a trap for inexperienced investors who are unfamiliar with the ins and outs of this particular niche market."

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"Paul Conway, RBNZ’s chief economist, said this was necessary as domestic inflation was still simmering at 4.9% and still needed to be tamped down."

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top-ups

house-atm

Our houses are still being used as an ATM, and for larger projects

While the number of mortgage top-ups have fallen, they are still a very popular way of funding big personal projects. And the data suggests they are being used more for home renovations as other uses fall away

30th Sep 23, 10:00am

by David Chaston

While the number of mortgage top-ups have fallen, they are still a very popular way of funding big personal projects. And the data suggests they are being used more for home renovations as other uses fall away

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