Term deposits
The largest home loan lender has cut its rate card, but in this tight market, discounts from that are becoming rarer. Savers are paying for this discounting because wholesale rates aren't shifting lower
21st Jan 25, 5:31pm
29
The largest home loan lender has cut its rate card, but in this tight market, discounts from that are becoming rarer. Savers are paying for this discounting because wholesale rates aren't shifting lower
[updated]
A review of things you need to know before you sign off on Tuesday; service sector shrinks too, end of year puff for retail, job ads weak, milk flows up, REINZ says 'tomorrow', swaps stable, NZD rises, & more
21st Jan 25, 4:00pm
106
A review of things you need to know before you sign off on Tuesday; service sector shrinks too, end of year puff for retail, job ads weak, milk flows up, REINZ says 'tomorrow', swaps stable, NZD rises, & more
A review of things you need to know before you sign off on Monday; Wellington on holiday, meat exporters shift focus, REINZ data late, NZX50 slips, swaps on hold, NZD up slightly, & more
20th Jan 25, 3:59pm
33
A review of things you need to know before you sign off on Monday; Wellington on holiday, meat exporters shift focus, REINZ data late, NZX50 slips, swaps on hold, NZD up slightly, & more
A review of things you need to know before you sign off on Friday; both home loan rates and term deposit rates are cut by majors, PMI still contracting, rents stable, swaps hesitate, NZD little-changed, & more
17th Jan 25, 3:59pm
24
A review of things you need to know before you sign off on Friday; both home loan rates and term deposit rates are cut by majors, PMI still contracting, rents stable, swaps hesitate, NZD little-changed, & more
ASB has kickstarted the 2025 mortgage market competition with -20 bps rate cuts to have the most competitive home loan rate card among the main banks
17th Jan 25, 8:35am
60
ASB has kickstarted the 2025 mortgage market competition with -20 bps rate cuts to have the most competitive home loan rate card among the main banks
A review of things you need to know before you sign off on Thursday; Westpac matched BNZ at 5.99%, food prices show little inflation, TM sees very soft house buyer interest, swaps settle back, NZD holds, & more
16th Jan 25, 3:59pm
38
A review of things you need to know before you sign off on Thursday; Westpac matched BNZ at 5.99%, food prices show little inflation, TM sees very soft house buyer interest, swaps settle back, NZD holds, & more
A review of things you need to know before you sign off on Wednesday; employment confidence rises, milk powder prices hold, overseas workers & students back at pre-pandemic levels, eyes on swap rate, NZD stable, & more
15th Jan 25, 3:59pm
79
A review of things you need to know before you sign off on Wednesday; employment confidence rises, milk powder prices hold, overseas workers & students back at pre-pandemic levels, eyes on swap rate, NZD stable, & more
[updated]
A review of things you need to know before you sign off on Tuesday; BNZ trims TD rates, business sentiment jumps, fewer Auckland dwelling built, home ownership better, grocery price rises tamer, swaps stable, NZD rises, & more
14th Jan 25, 3:59pm
80
A review of things you need to know before you sign off on Tuesday; BNZ trims TD rates, business sentiment jumps, fewer Auckland dwelling built, home ownership better, grocery price rises tamer, swaps stable, NZD rises, & more
A review of things you need to know before you sign off on Monday; Heartland trims TD rates, building consents not recovering, but filled jobs rise, swaps stable but long bond rates jump, oil up sharply, NZD holds, & more
13th Jan 25, 3:59pm
52
A review of things you need to know before you sign off on Monday; Heartland trims TD rates, building consents not recovering, but filled jobs rise, swaps stable but long bond rates jump, oil up sharply, NZD holds, & more
For the first time in more than a decade a new registered non-bank financial institution is about to launch, Welcome Investments & Loans
8th Jan 25, 2:48pm
14
For the first time in more than a decade a new registered non-bank financial institution is about to launch, Welcome Investments & Loans
A review of things you need to know before you sign off on Friday; consumer sentiment rises, Willis talks deregulation & competition, trade deficit shrinks, no credit card stress signs yet, swaps lower, NZD holds low, & more
20th Dec 24, 3:58pm
9
A review of things you need to know before you sign off on Friday; consumer sentiment rises, Willis talks deregulation & competition, trade deficit shrinks, no credit card stress signs yet, swaps lower, NZD holds low, & more
A review of things you need to know before you sign off on Thursday; just a whimper of retail rate changes, GDP dives, rental sector under stress, business sentiment high, Fed's hawkish cut echoes, swaps stable, NZD dumped, & more
19th Dec 24, 3:59pm
61
A review of things you need to know before you sign off on Thursday; just a whimper of retail rate changes, GDP dives, rental sector under stress, business sentiment high, Fed's hawkish cut echoes, swaps stable, NZD dumped, & more
A review of things you need to know before you sign off on Wednesday; unsold properties choke housing market, current account and IIP stay poor, consumer sentiment firm, job ads stay weak, swaps and NZD stable, & much more
18th Dec 24, 4:00pm
75
A review of things you need to know before you sign off on Wednesday; unsold properties choke housing market, current account and IIP stay poor, consumer sentiment firm, job ads stay weak, swaps and NZD stable, & much more
A review of things you need to know before you sign off on Tuesday; EOY rate changes, housing market mixed; Govt. can't deliver a surplus but does deliver for business, dairy farms back in profit, swaps stable, NZD holds, & more
17th Dec 24, 4:00pm
92
A review of things you need to know before you sign off on Tuesday; EOY rate changes, housing market mixed; Govt. can't deliver a surplus but does deliver for business, dairy farms back in profit, swaps stable, NZD holds, & more
A review of things you need to know before you sign off on Monday; a few more small rate cuts, rents weak, PMI/PSI still contracting, tractor sales very low, deceptions punished, swap curves steepen, NZD holds, & more
16th Dec 24, 4:00pm
50
A review of things you need to know before you sign off on Monday; a few more small rate cuts, rents weak, PMI/PSI still contracting, tractor sales very low, deceptions punished, swap curves steepen, NZD holds, & more
A review of things you need to know before you sign off on Friday; no retail rate changes, migration gains ease, construction inflation low, new GHG tool for farmers, new target to tackle child poverty, swaps soft, NZD soft, & more
13th Dec 24, 3:59pm
16
A review of things you need to know before you sign off on Friday; no retail rate changes, migration gains ease, construction inflation low, new GHG tool for farmers, new target to tackle child poverty, swaps soft, NZD soft, & more
A review of things you need to know before you sign off on Thursday; retail sales flat, ACC to get inspected, NZGB tender very popular, HFC smuggling busted, swaps and NZD little-changed, & more
12th Dec 24, 3:59pm
69
A review of things you need to know before you sign off on Thursday; retail sales flat, ACC to get inspected, NZGB tender very popular, HFC smuggling busted, swaps and NZD little-changed, & more
A review of things you need to know before you sign off on Wednesday; residence visas popular, economic data weak, Fed Farmers adopt US Republican Party climate playbook, life insurance consolidation, swaps flat, NZD falls, & more
11th Dec 24, 3:59pm
40
A review of things you need to know before you sign off on Wednesday; residence visas popular, economic data weak, Fed Farmers adopt US Republican Party climate playbook, life insurance consolidation, swaps flat, NZD falls, & more
[updated]
A review of things you need to know before you sign off on Tuesday; housing values stay flat, casino and supermarkets dragged to court, retail shows some good signs, farmers happier except with banks, swaps & NZD stable, & more
10th Dec 24, 4:00pm
59
A review of things you need to know before you sign off on Tuesday; housing values stay flat, casino and supermarkets dragged to court, retail shows some good signs, farmers happier except with banks, swaps & NZD stable, & more
[updated]
A review of things you need to know before you sign off on Monday; more rate cuts & hikes, no rent growth, home loan rate strategies diverge, AT1 on way out, markets mark down ANZ transition, swaps stable, NZD on hold, & more
9th Dec 24, 3:59pm
83
A review of things you need to know before you sign off on Monday; more rate cuts & hikes, no rent growth, home loan rate strategies diverge, AT1 on way out, markets mark down ANZ transition, swaps stable, NZD on hold, & more
Kiwibank joins BNZ with some home loan rate cuts and hikes, matched with term deposit rate cuts (but no hikes)
9th Dec 24, 10:54am
14
Kiwibank joins BNZ with some home loan rate cuts and hikes, matched with term deposit rate cuts (but no hikes)
A review of things you need to know before you sign off on Friday; BNZ exits another 5% TD rate, home ownership rises, Revolut wants banking license, more public debt, swaps and NZD stable, bitcoin slips back, & more
6th Dec 24, 4:00pm
57
A review of things you need to know before you sign off on Friday; BNZ exits another 5% TD rate, home ownership rises, Revolut wants banking license, more public debt, swaps and NZD stable, bitcoin slips back, & more
A review of things you need to know before you sign off on Thursday; milk payout prices up, construction weak, housing 'holding', Crown accounts drag, NZGB tender get high demand, swaps stable, NZD holds, & more
5th Dec 24, 3:59pm
115
A review of things you need to know before you sign off on Thursday; milk payout prices up, construction weak, housing 'holding', Crown accounts drag, NZGB tender get high demand, swaps stable, NZD holds, & more
A review of things you need to know before you sign off on Wednesday; Fixed home loan rates get new low offers, house asking prices down, WMP shines in dairy auction, swaps and NZD stable, and much, much more
4th Dec 24, 3:59pm
57
A review of things you need to know before you sign off on Wednesday; Fixed home loan rates get new low offers, house asking prices down, WMP shines in dairy auction, swaps and NZD stable, and much, much more
Online mortgage bank Heartland pushes all its fixed home loan rates down to the lowest level of any bank
4th Dec 24, 10:02am
12
Online mortgage bank Heartland pushes all its fixed home loan rates down to the lowest level of any bank