Term deposits
A review of things you need to know before you sign off on Friday; Kiwibank & Co-op cut rates, house buyer choice at decade high, Spark dumped, Fonterra bullish, exports shine, swaps on hold, NZD firms, & more
21st Feb 25, 3:59pm
89
A review of things you need to know before you sign off on Friday; Kiwibank & Co-op cut rates, house buyer choice at decade high, Spark dumped, Fonterra bullish, exports shine, swaps on hold, NZD firms, & more
Kiwibank has jumped to the head of the queue with its latest fixed home loan offers, targeting the most popular terms at the short end
21st Feb 25, 10:31am
21
Kiwibank has jumped to the head of the queue with its latest fixed home loan offers, targeting the most popular terms at the short end
[updated]
A review of things you need to know before you sign off on Thursday: more find it tough to afford housing, child poverty progress ends, hot NZGB tender, Kiwibank gets ready to fundraise, swaps stable, NZD firmish, & more
20th Feb 25, 3:59pm
101
A review of things you need to know before you sign off on Thursday: more find it tough to afford housing, child poverty progress ends, hot NZGB tender, Kiwibank gets ready to fundraise, swaps stable, NZD firmish, & more
[updated]
A review of things you need to know before you sign off on Wednesday; rush to drop floating rates, REINZ sees more sales at lower prices, farmers act like top dogs, PPI high, swaps stable, NZD lower, & more
19th Feb 25, 3:58pm
110
A review of things you need to know before you sign off on Wednesday; rush to drop floating rates, REINZ sees more sales at lower prices, farmers act like top dogs, PPI high, swaps stable, NZD lower, & more
The Red Bank pulls away from its sub 5% rate offer, but ANZ then jumped in with a 4.99% two year fixed carded offer
19th Feb 25, 3:07pm
48
The Red Bank pulls away from its sub 5% rate offer, but ANZ then jumped in with a 4.99% two year fixed carded offer
[updated]
A review of things you need to know before you sign off on Tuesday; TSB launches a hot one year mortgage rate, population growth slows and ages, Heartland gets vehicle loan indigestion, swaps firm, NZD eases, & more
18th Feb 25, 3:59pm
67
A review of things you need to know before you sign off on Tuesday; TSB launches a hot one year mortgage rate, population growth slows and ages, Heartland gets vehicle loan indigestion, swaps firm, NZD eases, & more
[updated]
TSB shines with a pre-RBNZ rate drop for fixed home loan rates, with their one year rate at a market leading level not seen since May 2023 from any other bank
18th Feb 25, 8:43am
13
TSB shines with a pre-RBNZ rate drop for fixed home loan rates, with their one year rate at a market leading level not seen since May 2023 from any other bank
A review of things you need to know before you sign off on Monday; TM Property listing load rises, services shift to expansion, migration flows slow, tourist arrivals speed up, a2 Milk has huge cash hoard, swaps and NZD stable, & more
17th Feb 25, 3:59pm
74
A review of things you need to know before you sign off on Monday; TM Property listing load rises, services shift to expansion, migration flows slow, tourist arrivals speed up, a2 Milk has huge cash hoard, swaps and NZD stable, & more
A review of things you need to know before you sign off on Friday; SBS ends 5.35% TD special, rents flat, food prices surprise, PMI expands, NZX50 firm, swaps stable, NZD firm, & more
14th Feb 25, 3:59pm
70
A review of things you need to know before you sign off on Friday; SBS ends 5.35% TD special, rents flat, food prices surprise, PMI expands, NZX50 firm, swaps stable, NZD firm, & more
A review of things you need to know before you sign off on Thursday; no retail rate changes, FHB choose carefully, retail goes backwards, mortgage brokers squeal, inflation expectations tame, swaps stable, NZD slips, & more
13th Feb 25, 3:59pm
90
A review of things you need to know before you sign off on Thursday; no retail rate changes, FHB choose carefully, retail goes backwards, mortgage brokers squeal, inflation expectations tame, swaps stable, NZD slips, & more
A review of things you need to know before you sign off on Wednesday; ASB cuts retail rates, ANZ cuts business rates, work visa surge, brighter truckometer, concrete pour low, corruption slide, swaps waver, NZD holds, & more
12th Feb 25, 4:00pm
93
A review of things you need to know before you sign off on Wednesday; ASB cuts retail rates, ANZ cuts business rates, work visa surge, brighter truckometer, concrete pour low, corruption slide, swaps waver, NZD holds, & more
ASB cuts its fixed mortgage rates to market lows, and cuts term deposit rates even harder, in moves much larger than wholesale rate changes
12th Feb 25, 8:29am
109
ASB cuts its fixed mortgage rates to market lows, and cuts term deposit rates even harder, in moves much larger than wholesale rate changes
A review of things you need to know before you sign off on Tuesday; no retail rate changes, QV sees intrigue in 2025 housing markets, Tower warns on climate risk, dairy payout has upside, swaps on hold, NZD eases, & more
11th Feb 25, 3:59pm
60
A review of things you need to know before you sign off on Tuesday; no retail rate changes, QV sees intrigue in 2025 housing markets, Tower warns on climate risk, dairy payout has upside, swaps on hold, NZD eases, & more
A review of things you need to know before you sign off on Monday; TD rate trimmings, and a rise, big bond issues launched, grocery inflation fades, swaps up, NZD stable, bitcoin fades further, & more
10th Feb 25, 3:59pm
113
A review of things you need to know before you sign off on Monday; TD rate trimmings, and a rise, big bond issues launched, grocery inflation fades, swaps up, NZD stable, bitcoin fades further, & more
A review of things you need to know before you sign off on Friday; some minor retail rate moves, FHB affordability improves, fast track launched, Tower profits higher, swaps rise, NZD firms, oil low, & more
7th Feb 25, 3:59pm
40
A review of things you need to know before you sign off on Friday; some minor retail rate moves, FHB affordability improves, fast track launched, Tower profits higher, swaps rise, NZD firms, oil low, & more
A review of things you need to know before you sign off on Wednesday; a sub 5% home loan rate surprises, the rising jobless rate doesn't surprise, car sales soft, retail also soft, emissions dip, commodity prices jump, swaps ease, NZD firms, & more
5th Feb 25, 3:59pm
86
A review of things you need to know before you sign off on Wednesday; a sub 5% home loan rate surprises, the rising jobless rate doesn't surprise, car sales soft, retail also soft, emissions dip, commodity prices jump, swaps ease, NZD firms, & more
Westpac surprises the home loan market with a big cut to its fixed three year rate, taking it below 5% to the lowest any mortgage rate has been in 27 months
5th Feb 25, 3:09pm
76
Westpac surprises the home loan market with a big cut to its fixed three year rate, taking it below 5% to the lowest any mortgage rate has been in 27 months
[updated]
Kiwibank makes another small home loan rate cut, possibly to be followed by another major bank. But the mortgage markets now await the RBNZ's OCR review, to be followed by a massive refixing surge
5th Feb 25, 9:26am
13
Kiwibank makes another small home loan rate cut, possibly to be followed by another major bank. But the mortgage markets now await the RBNZ's OCR review, to be followed by a massive refixing surge
A review of things you need to know before you sign off on Tuesday; no retail rate changes, DCS set for July launch, house prices fall in Auckland, building permits weak, eyes on dairy auction, swaps stable, NZD steady, & more
4th Feb 25, 3:59pm
78
A review of things you need to know before you sign off on Tuesday; no retail rate changes, DCS set for July launch, house prices fall in Auckland, building permits weak, eyes on dairy auction, swaps stable, NZD steady, & more
A review of things you need to know before you sign off on Monday; many retail rate changes, inflation lingers, listings surge, the tariff war odour spreads over everything, swaps drop, NZD falls against the USD like everyone, & more
3rd Feb 25, 3:59pm
119
A review of things you need to know before you sign off on Monday; many retail rate changes, inflation lingers, listings surge, the tariff war odour spreads over everything, swaps drop, NZD falls against the USD like everyone, & more
ASB tweaks its mortgage rate card lower, although the shifts are minor and may indicate the main banks are struggling to justify home loan pricing at this level
3rd Feb 25, 10:46am
74
ASB tweaks its mortgage rate card lower, although the shifts are minor and may indicate the main banks are struggling to justify home loan pricing at this level
A review of things you need to know before you sign off on Friday; no retail rate changes, consumer sentiment eases, housing & business lending firm but rural lending weak, TDs jump, swaps & NZD stable, & more
31st Jan 25, 4:00pm
43
A review of things you need to know before you sign off on Friday; no retail rate changes, consumer sentiment eases, housing & business lending firm but rural lending weak, TDs jump, swaps & NZD stable, & more
A review of things you need to know before you sign off on Thursday; more BNZ rate cuts, Heartland TD cuts too, trade in surplus, exports rising, inflation lingering, NZGBs very popular, fraud in focus, swaps & NZD stable, & more
30th Jan 25, 3:59pm
89
A review of things you need to know before you sign off on Thursday; more BNZ rate cuts, Heartland TD cuts too, trade in surplus, exports rising, inflation lingering, NZGBs very popular, fraud in focus, swaps & NZD stable, & more
Banks are now super-sensitive to customer reactions when they have what is perceived as an uncompetitive mortgage rate card, and are moving quickly to hold their positions
30th Jan 25, 8:01am
19
Banks are now super-sensitive to customer reactions when they have what is perceived as an uncompetitive mortgage rate card, and are moving quickly to hold their positions
A review of things you need to know before you sign off on Wednesday; BNZ ends 5% TD rate, banking complaint scorecard update, mortgage interest paid swells, Aussie CPI modest, swaps & NZD hold, & more
29th Jan 25, 3:59pm
88
A review of things you need to know before you sign off on Wednesday; BNZ ends 5% TD rate, banking complaint scorecard update, mortgage interest paid swells, Aussie CPI modest, swaps & NZD hold, & more