Mortgages

Record surge in amount of mortgage money moving to fixed rates in December as homeowners digested Reserve Bank's November OCR announcement and then acted - decisively

Record surge in amount of mortgage money moving to fixed rates in December as homeowners digested Reserve Bank's November OCR announcement and then acted - decisively

Residential property investors increased their mortgage pile by over $7 bln in 2025 and are taking up mortgage money at a proportionately faster rate than owner-occupiers

Residential property investors increased their mortgage pile by over $7 bln in 2025 and are taking up mortgage money at a proportionately faster rate than owner-occupiers

ANZ doesn't hold back with its latest fixed mortgage rate increases, raising all two years and longer. But they did also raise TD rates at the same time, even if it was for terms savers avoid

ANZ doesn't hold back with its latest fixed mortgage rate increases, raising all two years and longer. But they did also raise TD rates at the same time, even if it was for terms savers avoid

BNZ matches Westpac with a rate cut to its six month fixed home loan rate, but it raises its four and five year fixed rates in response to fast-rising wholesale costs

BNZ matches Westpac with a rate cut to its six month fixed home loan rate, but it raises its four and five year fixed rates in response to fast-rising wholesale costs

BNZ's Mike Jones says the cash flow release from mortgage repricing will remain a support for the economic recovery this year, albeit a dissipating one

BNZ's Mike Jones says the cash flow release from mortgage repricing will remain a support for the economic recovery this year, albeit a dissipating one

Westpac is the next to move its mortgage rate card up, with two exceptions. They won't be the last as a new rate hiking cycle gets underway

Westpac is the next to move its mortgage rate card up, with two exceptions. They won't be the last as a new rate hiking cycle gets underway

Latest Reserve Bank figures show a massive spike in change of loan provider in December, with record amounts being moved and a record share of the total new monthly mortgage market

Latest Reserve Bank figures show a massive spike in change of loan provider in December, with record amounts being moved and a record share of the total new monthly mortgage market

ASB responds to recent rising wholesale funding pressures by raising carded four and five year home loan rates

ASB responds to recent rising wholesale funding pressures by raising carded four and five year home loan rates

Latest Reserve Bank figures show just under half of mortgage money uplifted in November - nearly $4 billion - was on floating rates. If the intention was to take advantage of future fixed mortgage rate falls, this plan appears to have been frustrated

Latest Reserve Bank figures show just under half of mortgage money uplifted in November - nearly $4 billion - was on floating rates. If the intention was to take advantage of future fixed mortgage rate falls, this plan appears to have been frustrated

Kiwibank's final fixed home loan rate changes set it as the bank with the lowest six month rate, and the highest three year rate, otherwise similar to its main rivals

Kiwibank's final fixed home loan rate changes set it as the bank with the lowest six month rate, and the highest three year rate, otherwise similar to its main rivals

Another large bank hikes most fixed home loan rates, cuts its six month one, and makes wide changes to term deposit rates, adding to the tightening credit conditions. BNZ and TSB follow

Another large bank hikes most fixed home loan rates, cuts its six month one, and makes wide changes to term deposit rates, adding to the tightening credit conditions. BNZ and TSB follow

Regulatory capital changes for banks will reduce their funding costs and bolster credit availability, RBNZ says

Regulatory capital changes for banks will reduce their funding costs and bolster credit availability, RBNZ says

ANZ, our biggest mortgage lender, raises most fixed home loan rates, but cuts its 6 month one. It also raises TD rates for 1 year & longer

ANZ, our biggest mortgage lender, raises most fixed home loan rates, but cuts its 6 month one. It also raises TD rates for 1 year & longer

The Co-operative Bank matches Westpac with steep hikes in longer term fixed mortgage rates, but a cut for its 6 month rate to the market's lowest. It also raised long-term TD rates

The Co-operative Bank matches Westpac with steep hikes in longer term fixed mortgage rates, but a cut for its 6 month rate to the market's lowest. It also raised long-term TD rates

Finance Minister Nicola Willis suggests borrowers should shop around and make banks compete with each other

Finance Minister Nicola Willis suggests borrowers should shop around and make banks compete with each other