Mortgages
Latest Reserve Bank mortgage figures show investors took a bigger share of the mortgage pie than first home buyers last month for the first time in about two-and-a-half years
25th Sep 24, 3:43pm
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Latest Reserve Bank mortgage figures show investors took a bigger share of the mortgage pie than first home buyers last month for the first time in about two-and-a-half years
David Hargreaves says the Reserve Bank will ultimately decide where interest rates go and at what speed. But what will it decide?
18th Sep 24, 11:14am
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David Hargreaves says the Reserve Bank will ultimately decide where interest rates go and at what speed. But what will it decide?
Kiwibank responds to ANZ's home loan rate cuts with a new market-leading low 6.29% one year fixed rate
17th Sep 24, 8:20am
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Kiwibank responds to ANZ's home loan rate cuts with a new market-leading low 6.29% one year fixed rate
Signs of a slowdown in the housing market are now much clearer, particularly in Auckland, says CoreLogic
12th Sep 24, 12:01am
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Signs of a slowdown in the housing market are now much clearer, particularly in Auckland, says CoreLogic
The largest home loan lender cuts most fixed rates to have a market-leading offer for one and two year fixed mortgages
11th Sep 24, 5:59pm
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The largest home loan lender cuts most fixed rates to have a market-leading offer for one and two year fixed mortgages
'Spring has sprung and interest rates are coming down – but don’t expect to see house prices suddenly take off again soon'
10th Sep 24, 5:00am
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'Spring has sprung and interest rates are coming down – but don’t expect to see house prices suddenly take off again soon'
Latest Reserve Bank figures show approximately one in five new mortgages collected in July were fixed for just six months as the punters bet on imminent rate cuts - that are subsequently following
4th Sep 24, 3:40pm
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Latest Reserve Bank figures show approximately one in five new mortgages collected in July were fixed for just six months as the punters bet on imminent rate cuts - that are subsequently following
Many home loan borrowers are choosing a 'pay-more-now-to-pay-less-later' strategy. David Chaston checks the numbers to see if they justify it, and show the risks involved
4th Sep 24, 9:00am
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Many home loan borrowers are choosing a 'pay-more-now-to-pay-less-later' strategy. David Chaston checks the numbers to see if they justify it, and show the risks involved
Although more borrowers may be taking an interest in break fees, this doesn't necessarily mean there'll be a spike in those breaking mortgage terms
3rd Sep 24, 12:11pm
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Although more borrowers may be taking an interest in break fees, this doesn't necessarily mean there'll be a spike in those breaking mortgage terms
Latest RBNZ figures show the total of non-performing housing loans has now risen above $2 billion and is at levels not seen since the aftermath of the Global Financial Crisis
3rd Sep 24, 9:53am
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Latest RBNZ figures show the total of non-performing housing loans has now risen above $2 billion and is at levels not seen since the aftermath of the Global Financial Crisis
Latest quarterly Reserve Bank figures show now the long-expected DTI limits are finally with us, we can actually forget all about them - for the moment
28th Aug 24, 10:17am
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Latest quarterly Reserve Bank figures show now the long-expected DTI limits are finally with us, we can actually forget all about them - for the moment
'We see recent falls in mortgage rates as more about preventing a deeper correction in house prices than providing the fuel for an immediate lurch higher'
28th Aug 24, 8:50am
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'We see recent falls in mortgage rates as more about preventing a deeper correction in house prices than providing the fuel for an immediate lurch higher'
First home buyers are benefiting from a combination of declining house prices and falling interest rates
27th Aug 24, 12:38pm
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First home buyers are benefiting from a combination of declining house prices and falling interest rates
Latest Reserve Bank mortgage figures show investors came close to overtaking first home buyers in the month of July
26th Aug 24, 3:52pm
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Latest Reserve Bank mortgage figures show investors came close to overtaking first home buyers in the month of July
Now that interest rates are officially on the way down, David Hargreaves has a crunch of some numbers that might help us to determine when the economy will pick up again
25th Aug 24, 6:30am
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Now that interest rates are officially on the way down, David Hargreaves has a crunch of some numbers that might help us to determine when the economy will pick up again
CEO Steve Jurkovich says fresh capital of $500m would give Kiwibank a lot of runway for growth
22nd Aug 24, 12:51pm
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CEO Steve Jurkovich says fresh capital of $500m would give Kiwibank a lot of runway for growth
ASB reclaims its market leading rate card with more rapid-fire rate cuts. Challenger banks also chime in with some notably low levels too
22nd Aug 24, 9:08am
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ASB reclaims its market leading rate card with more rapid-fire rate cuts. Challenger banks also chime in with some notably low levels too
Kiwibank grows its lending book 9.3% to $32.4 billion and says it is up for the challenge of 'taking on' the big four banks
22nd Aug 24, 9:04am
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Kiwibank grows its lending book 9.3% to $32.4 billion and says it is up for the challenge of 'taking on' the big four banks
On the Of Interest podcast Commerce Commission Chairman John Small discusses how the success of open banking can be measured, and why the growth process is what matters for a scaling up Kiwibank
21st Aug 24, 10:07am
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On the Of Interest podcast Commerce Commission Chairman John Small discusses how the success of open banking can be measured, and why the growth process is what matters for a scaling up Kiwibank
[updated]
Commerce Commission backs away from recommending shake-up to banks' regulatory capital requirements in final banking competition report
20th Aug 24, 8:43am
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Commerce Commission backs away from recommending shake-up to banks' regulatory capital requirements in final banking competition report
[updated]
ANZ cuts fixed home loan rate card to best in market, and cuts term deposit rates just as hard. The Cooperative bank goes even lower for a one year fixed term. BNZ follows
19th Aug 24, 12:53pm
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ANZ cuts fixed home loan rate card to best in market, and cuts term deposit rates just as hard. The Cooperative bank goes even lower for a one year fixed term. BNZ follows
David Hargreaves says it might be in everyone's best interests if the Reserve Bank finds a less blunt way of communicating its thoughts on the future levels of the Official Cash Rate
18th Aug 24, 6:30am
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David Hargreaves says it might be in everyone's best interests if the Reserve Bank finds a less blunt way of communicating its thoughts on the future levels of the Official Cash Rate
Westpac makes its fourth home loan rate cut since the start of July in a bid to claim the 'lowest rate card'
16th Aug 24, 4:07pm
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Westpac makes its fourth home loan rate cut since the start of July in a bid to claim the 'lowest rate card'
[updated]
Kiwibank leads the rate cutting following the RBNZ's 25 basis points OCR reduction. ASB also cut fixed rates making its whole rate card market-leading - for now. ANZ cuts too, now Westpac
14th Aug 24, 2:17pm
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Kiwibank leads the rate cutting following the RBNZ's 25 basis points OCR reduction. ASB also cut fixed rates making its whole rate card market-leading - for now. ANZ cuts too, now Westpac
[updated]
Income & net interest margin down with expenses up as ASB posts 7% drop in annual profit
14th Aug 24, 10:36am
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Income & net interest margin down with expenses up as ASB posts 7% drop in annual profit