Property

"The size of the losses were often substantial, with the median loss ranging from $10,000 in Gisborne to $106,750 in Napier."

by Greg Ninness

Personal Finance

"The reason it happens is because of the way their minds work. Here are a few things that are going on."

by Lynda Moore

loan security

Your 'income' is more important than your 'security'

David Chaston explains what really motivates banks when you apply for a mortgage, and why they react as they do when you get into financial strife

29th Jul 16, 5:49am

by David Chaston

David Chaston explains what really motivates banks when you apply for a mortgage, and why they react as they do when you get into financial strife

Home >

back

Free email newsletter signups Podcast series - Economy Watch Podcast series - of Interest

News >

back

Economic calendar How the OCR is set Key bank metrics Become a Supporter Podcast - subscribe here GDP Live Banking newsletter subscription Sign up to our free email newsletters here Election 2023 - party policies compared

Property >

back

Residential auction results Residential rent report 'Sprawl' visualisations Home loan affordability First home buyers report Median multiples Commercial building consent analysis Residential building consent analysis Rental yield indicator Commercial property for sale Lifestyle blocks for sale

Borrowing >

back

Mortgage rates - Mortgage calculator - Break fee calculator - non-rate incentives Reverse mortgage FAQ Revolving credit Car loans Credit cards Personal loans Business loan rates Free home loan newsletter signup

Saving >

back

Online savings accounts Savings accounts Bonus savings accounts Childrens accounts Term deposits < 1 yr Term deposits 1 - 5 years Term PIEs Cash PIEs Business savings accounts Deposit calculator Interest codes Credit ratings explained Private market Bank leverage Deep Freeze List Free term deposit newsletter signup

Investing >

back

NZX50 company profiles NZX50 sector analysis FMA - latest scam alerts Free newsletter signups KiwiSaver calculators Work out your risk profile

Banking >

back

Bank leverage Credit ratings explained Key bank metrics How the OCR is set How money is created How OBR will work About unconventional monetary policy Mortgage interest rates Term deposit interest rates Scams - how to protect yourself Gareth Vaughan Subscribe to industry newsletter

Economy >

back

Budget 2024/25 - Spending plan Budget 2024/25 - Tax revenue Climate change Economic calendar Economy charts David Hargreaves Election 2023 - party policies compared

Technology >

back

All about Wi-Fi Business tech Personal tech Security Multi factor authentication Telcos & networks All about VPNs All about RCS

Personal >

back

Mortgage interest rates Reverse mortgages Term deposit interest rates Credit cards Calculators Private investments NZX50 company profiles Insurance KiwiSaver Gold & silver prices Protection from scams FMA - latest scam alerts Free newsletter signups

Rural >

back

Bull prices Steer & heifer prices Beef local trade prices Cow prices Lamb prices Local trade lamb prices Wool prices Dairy payout history Logs Farms for sale Lincoln Agribusiness manuals All other rural links to data Rural price charts Free rural newsletter signup Soil moisture animation

Podcasts >

back

Of Interest - in-depth interviews Economy Watch - daily updates NZ Tax podcast - Terry Baucher Instagram

Currencies >

back

Live rates for buying fx Live rates to sell TT fx Currency fees Rate pricing Spot transactions Forward transactions Currency swaps How to do currency deals Directory - where to buy/sell Free currency newsletter signup

Charts >

back

Commodities Confidence Debt (Credit) Economy Exchange rates Interest rates Population Prices Real estate Rural Full list of all charts

Calculators >

back

Deposit calculator Mortgage calculator How much can you bid? LVR borrowing capacity Property upsize/downsize Principal payback milestone Break fee calculator Fix or float calculator Credit card real cost Real cost of debt Retirement calculator All our calculators

Bonds >

back

Current prices How to use our bonds resource How to buy bonds Bond types Glossary NZ Govt bond rates US Treasury bond rates Election 2023 - party policies compared Business borrowing rates Business savings accounts Understanding China - by Professor Ang and guests TPPA explainer series NZX50 company profiles - Achieving financial success - The realities of growth Insurance Free business newsletter signup Free bonds newsletter signup