First home buyers
Housing now considered affordable in most parts of the country but major pressure points remain for first home buyers in Auckland, Tauranga, Kapiti Coast and Queenstown
22nd Mar 25, 9:00am
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Housing now considered affordable in most parts of the country but major pressure points remain for first home buyers in Auckland, Tauranga, Kapiti Coast and Queenstown
Latest monthly RBNZ figures show owner-occupiers were still overwhelmingly 'going short' in January with their new mortgage commitments
10th Mar 25, 3:39pm
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Latest monthly RBNZ figures show owner-occupiers were still overwhelmingly 'going short' in January with their new mortgage commitments
KiwiSaver members withdrew over $143 million in early withdrawals in January, marking the highest January amount on record
3rd Mar 25, 2:49pm
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KiwiSaver members withdrew over $143 million in early withdrawals in January, marking the highest January amount on record
A turnaround in home loan affordability for first home buyers has happened quite quickly
28th Feb 25, 11:16am
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A turnaround in home loan affordability for first home buyers has happened quite quickly
Latest Reserve Bank figures show investors took 22.5% of the committed mortgage money in January - the highest percentage they've claimed since February 2021
27th Feb 25, 4:06pm
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Latest Reserve Bank figures show investors took 22.5% of the committed mortgage money in January - the highest percentage they've claimed since February 2021
First home buyers are becoming increasingly active in the housing market but they are choosing carefully
13th Feb 25, 9:52am
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First home buyers are becoming increasingly active in the housing market but they are choosing carefully
Latest monthly RBNZ figures show sharp drops in what customers were paying on new mortgage rates in the second half of last year - but the bank yields on existing mortgages are falling only very slightly
12th Feb 25, 9:00am
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Latest monthly RBNZ figures show sharp drops in what customers were paying on new mortgage rates in the second half of last year - but the bank yields on existing mortgages are falling only very slightly
Latest monthly RBNZ figures show that in December the very brief flirtation with floating rate mortgages was replaced by a surge of interest in six month fixed rates
10th Feb 25, 3:47pm
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Latest monthly RBNZ figures show that in December the very brief flirtation with floating rate mortgages was replaced by a surge of interest in six month fixed rates
Home loan affordability improved significantly for first home buyers in 2024 thanks to three key factors
7th Feb 25, 10:09am
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Home loan affordability improved significantly for first home buyers in 2024 thanks to three key factors
More people turned to Kiwisaver as a financial safety net during 2024, withdrawing $2 billion
4th Feb 25, 2:48pm
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More people turned to Kiwisaver as a financial safety net during 2024, withdrawing $2 billion
David Hargreaves examines mortgage figures for 2024 and compares figures over the 10-year timeframe that the detailed Reserve Bank data now covers
31st Jan 25, 12:55pm
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David Hargreaves examines mortgage figures for 2024 and compares figures over the 10-year timeframe that the detailed Reserve Bank data now covers
Latest Reserve Bank figures show of more than $8 billion of new mortgage commitments in December, over $2 billion was customers swapping loan providers
29th Jan 25, 3:45pm
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Latest Reserve Bank figures show of more than $8 billion of new mortgage commitments in December, over $2 billion was customers swapping loan providers
BNZ chief economist Mike Jones says going short has 'tended to pay off' but he is 'compelled to offer a few competing viewpoints'
22nd Jan 25, 10:41am
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BNZ chief economist Mike Jones says going short has 'tended to pay off' but he is 'compelled to offer a few competing viewpoints'
Floating mortgage rates see a huge surge in popularity, with over $3.5 billion of lending done at floating rates in November, according to new RBNZ figures
13th Jan 25, 3:55pm
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Floating mortgage rates see a huge surge in popularity, with over $3.5 billion of lending done at floating rates in November, according to new RBNZ figures
Falling house prices at the bottom of the market and lower mortgage rates improve affordability for first home buyers
21st Dec 24, 9:00am
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Falling house prices at the bottom of the market and lower mortgage rates improve affordability for first home buyers
Latest Reserve Bank figures show a sharp rise in the amount of new borrowing on floating rates, while among fixed rates the one-year term has soared in popularity
9th Dec 24, 1:32pm
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Latest Reserve Bank figures show a sharp rise in the amount of new borrowing on floating rates, while among fixed rates the one-year term has soared in popularity
Reserve Bank figures show $1.58b rise in bank mortgage stock in October; amounts on floating mortgage rates rose by the most in over 13 years
2nd Dec 24, 2:29pm
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Reserve Bank figures show $1.58b rise in bank mortgage stock in October; amounts on floating mortgage rates rose by the most in over 13 years
More first home buyers are purchasing a home of their own and they're paying more for them and borrowing more
30th Nov 24, 9:10am
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More first home buyers are purchasing a home of their own and they're paying more for them and borrowing more
Reserve Bank increases its 2025 house price growth forecast; latest monthly figures show seasonally adjusted rise of 3.3% in committed mortgages; investors take biggest share of mortgage money since early 2021
28th Nov 24, 9:02am
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Reserve Bank increases its 2025 house price growth forecast; latest monthly figures show seasonally adjusted rise of 3.3% in committed mortgages; investors take biggest share of mortgage money since early 2021
Early KiwiSaver withdrawals during October tick over $200 million for the first month ever
21st Nov 24, 3:17pm
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Early KiwiSaver withdrawals during October tick over $200 million for the first month ever
First home buyers with less than a 20% deposit may be able to get a low equity mortgage but they may not be able to afford the repayments
21st Nov 24, 2:01pm
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First home buyers with less than a 20% deposit may be able to get a low equity mortgage but they may not be able to afford the repayments
Independent global economic researchers Capital Economics say despite their expectation the RBNZ will slash the OCR to just 2.25% in 2025 the housing market price recovery will be 'muted'
20th Nov 24, 8:45am
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Independent global economic researchers Capital Economics say despite their expectation the RBNZ will slash the OCR to just 2.25% in 2025 the housing market price recovery will be 'muted'
The country’s biggest banks ‘dangling the carrot’ via home loan cashbacks ranging from $5,000 to as much as $25,000
16th Nov 24, 6:52am
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The country’s biggest banks ‘dangling the carrot’ via home loan cashbacks ranging from $5,000 to as much as $25,000
Latest quarterly Reserve Bank figures show the levels of new high debt-to-income borrowing are still well below the official limits that came into force in July this year
14th Nov 24, 10:35am
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Latest quarterly Reserve Bank figures show the levels of new high debt-to-income borrowing are still well below the official limits that came into force in July this year
Latest Reserve Bank figures show over $70 billion worth of mortgages is due to be refixed before the end of 2024
4th Nov 24, 2:43pm
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Latest Reserve Bank figures show over $70 billion worth of mortgages is due to be refixed before the end of 2024