First home buyers
The country’s biggest banks ‘dangling the carrot’ via home loan cashbacks ranging from $5,000 to as much as $25,000
16th Nov 24, 6:52am
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The country’s biggest banks ‘dangling the carrot’ via home loan cashbacks ranging from $5,000 to as much as $25,000
Latest quarterly Reserve Bank figures show the levels of new high debt-to-income borrowing are still well below the official limits that came into force in July this year
14th Nov 24, 10:35am
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Latest quarterly Reserve Bank figures show the levels of new high debt-to-income borrowing are still well below the official limits that came into force in July this year
Latest Reserve Bank figures show over $70 billion worth of mortgages is due to be refixed before the end of 2024
4th Nov 24, 2:43pm
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Latest Reserve Bank figures show over $70 billion worth of mortgages is due to be refixed before the end of 2024
Reserve Bank figures show the annual housing lending growth rate has risen to 3.7% from 3.5% in the past month; non-performing housing loans fall for second consecutive month
31st Oct 24, 3:58pm
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Reserve Bank figures show the annual housing lending growth rate has risen to 3.7% from 3.5% in the past month; non-performing housing loans fall for second consecutive month
Home owners who bought their first house a decade ago are now well placed to move up the property ladder
31st Oct 24, 9:36am
100
Home owners who bought their first house a decade ago are now well placed to move up the property ladder
Over 7,500 people made early KiwiSaver withdrawals in September, tapping into over $176 million for home ownership and financial hardship reasons
25th Oct 24, 1:52pm
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Over 7,500 people made early KiwiSaver withdrawals in September, tapping into over $176 million for home ownership and financial hardship reasons
Latest figures suggest about 5000 people a month are moving into a home of their own for the first time
25th Oct 24, 11:45am
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Latest figures suggest about 5000 people a month are moving into a home of their own for the first time
Latest mortgage figures from the Reserve Bank show, on a seasonally adjusted basis, mortgage commitments by value rose 6.9% in September
24th Oct 24, 3:54pm
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Latest mortgage figures from the Reserve Bank show, on a seasonally adjusted basis, mortgage commitments by value rose 6.9% in September
BNZ chief economist Mike Jones says longer term mortgage rates are already reflecting anticipated cuts to the Official Cash Rate, but shorter term mortgage rates have more 'downside'
23rd Oct 24, 9:23am
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BNZ chief economist Mike Jones says longer term mortgage rates are already reflecting anticipated cuts to the Official Cash Rate, but shorter term mortgage rates have more 'downside'
Not many options in the upper North Island for aspiring first home buyers with less than a 20% deposit
22nd Oct 24, 12:03pm
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Not many options in the upper North Island for aspiring first home buyers with less than a 20% deposit
The country's banks are reporting early signs of a rebound in activity from property investors and demand for mortgage lending from both owner occupiers and investors is expected to continue to increase during the next six months
21st Oct 24, 11:32am
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The country's banks are reporting early signs of a rebound in activity from property investors and demand for mortgage lending from both owner occupiers and investors is expected to continue to increase during the next six months
Early KiwiSaver withdrawals hit $183 million in August, marking third highest amount withdrawn this year because of financial hardship and home ownership demand
2nd Oct 24, 1:17pm
Early KiwiSaver withdrawals hit $183 million in August, marking third highest amount withdrawn this year because of financial hardship and home ownership demand
It would be too early to say the housing investors 'are back' - but they do appear to be stirring, as evidenced by the latest Reserve Bank figures
1st Oct 24, 11:08am
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It would be too early to say the housing investors 'are back' - but they do appear to be stirring, as evidenced by the latest Reserve Bank figures
Almost 40% of first home buyers in August had a low equity loan
Latest Reserve Bank mortgage figures show investors took a bigger share of the mortgage pie than first home buyers last month for the first time in about two-and-a-half years
25th Sep 24, 3:43pm
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Latest Reserve Bank mortgage figures show investors took a bigger share of the mortgage pie than first home buyers last month for the first time in about two-and-a-half years
Investors becoming more comfortable with the long-term nature of KiwiSaver, Financial Markets Authority says
24th Sep 24, 9:42am
25
Investors becoming more comfortable with the long-term nature of KiwiSaver, Financial Markets Authority says
At last some good news for first home buyers as a combination of falling prices and lower interest rates substantially reduce the cost of home ownership
21st Sep 24, 9:00am
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At last some good news for first home buyers as a combination of falling prices and lower interest rates substantially reduce the cost of home ownership
Signs of a slowdown in the housing market are now much clearer, particularly in Auckland, says CoreLogic
12th Sep 24, 12:01am
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Signs of a slowdown in the housing market are now much clearer, particularly in Auckland, says CoreLogic
'Spring has sprung and interest rates are coming down – but don’t expect to see house prices suddenly take off again soon'
10th Sep 24, 5:00am
174
'Spring has sprung and interest rates are coming down – but don’t expect to see house prices suddenly take off again soon'
David Hargreaves examines the apparently set path we are on to a series of interest rate reductions and wonders if there could yet be some potholes along the way
8th Sep 24, 6:30am
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David Hargreaves examines the apparently set path we are on to a series of interest rate reductions and wonders if there could yet be some potholes along the way
Housing market downturn is helping first home buyers get into a home of their own
29th Aug 24, 9:32am
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Housing market downturn is helping first home buyers get into a home of their own
Latest quarterly Reserve Bank figures show now the long-expected DTI limits are finally with us, we can actually forget all about them - for the moment
28th Aug 24, 10:17am
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Latest quarterly Reserve Bank figures show now the long-expected DTI limits are finally with us, we can actually forget all about them - for the moment
'We see recent falls in mortgage rates as more about preventing a deeper correction in house prices than providing the fuel for an immediate lurch higher'
28th Aug 24, 8:50am
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'We see recent falls in mortgage rates as more about preventing a deeper correction in house prices than providing the fuel for an immediate lurch higher'
First home buyers are benefiting from a combination of declining house prices and falling interest rates
27th Aug 24, 12:38pm
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First home buyers are benefiting from a combination of declining house prices and falling interest rates
Latest Reserve Bank mortgage figures show investors came close to overtaking first home buyers in the month of July
26th Aug 24, 3:52pm
100
Latest Reserve Bank mortgage figures show investors came close to overtaking first home buyers in the month of July