David Cunningham
David Cunningham argues banning ‘tap and go’ payment surcharges is a terrible idea without some other big changes first
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David Cunningham argues banning ‘tap and go’ payment surcharges is a terrible idea without some other big changes first
Squirrel's David Cunningham reckons the home loan market will get a sub-4% fixed mortgage rate by early 2026 - if the OCR falls another -25 bps
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Squirrel's David Cunningham reckons the home loan market will get a sub-4% fixed mortgage rate by early 2026 - if the OCR falls another -25 bps
David Cunningham calls for an end to a consensus-based approach in RBNZ Monetary Policy Committee decision making, and more independent committee members
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David Cunningham calls for an end to a consensus-based approach in RBNZ Monetary Policy Committee decision making, and more independent committee members
Squirrel's David Cunningham argues the Reserve Bank should start cutting interest rates on April 10
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Squirrel's David Cunningham argues the Reserve Bank should start cutting interest rates on April 10
Squirrel's David Cunningham says it's 'pretty realistic' to expect 1-year fixed home loan rates below 6% by the end of 2024, and below 5% by the end of 2025
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Squirrel's David Cunningham says it's 'pretty realistic' to expect 1-year fixed home loan rates below 6% by the end of 2024, and below 5% by the end of 2025
David Cunningham looks at the wild ride New Zealand house prices have been on in comparison to what has happened in other countries
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David Cunningham looks at the wild ride New Zealand house prices have been on in comparison to what has happened in other countries
David Cunningham examines the disparity between fixed and floating mortgage rates in New Zealand
Mortgage broker & ex-banker David Cunningham suggests the latest wave of bank mortgage rate increases are padding out margins
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Mortgage broker & ex-banker David Cunningham suggests the latest wave of bank mortgage rate increases are padding out margins
Reforming the controversial Credit Contracts & Consumer Finance Act could turn out to be more complex than hoped by its critics
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Reforming the controversial Credit Contracts & Consumer Finance Act could turn out to be more complex than hoped by its critics
[updated]
The financial services sector is asking where to now after an expensive layer of compliance preparing for the Conduct of Financial Institutions Act could prove to be a wasted effort
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The financial services sector is asking where to now after an expensive layer of compliance preparing for the Conduct of Financial Institutions Act could prove to be a wasted effort
Squirrel's David Cunningham says ASB's high mortgage rates are hitting its market share and short-term profit from higher margins will come at the expense of longer-term profits
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Squirrel's David Cunningham says ASB's high mortgage rates are hitting its market share and short-term profit from higher margins will come at the expense of longer-term profits
Squirrel's David Cunningham explains how interest rates are set and how banks have been able to boost their margins by about 20%
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Squirrel's David Cunningham explains how interest rates are set and how banks have been able to boost their margins by about 20%
New Zealand banks need to do right by their customers, and it starts with dropping mortgage rates, David Cunningham argues
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New Zealand banks need to do right by their customers, and it starts with dropping mortgage rates, David Cunningham argues
As the Commerce Commission's banking market study gets underway, Gareth Vaughan looks at the impact of regulation on competition
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As the Commerce Commission's banking market study gets underway, Gareth Vaughan looks at the impact of regulation on competition
The market study into the banking sector has broad political support as households struggle with high interest rates
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The market study into the banking sector has broad political support as households struggle with high interest rates