Personal Finance
[updated]
Buy now, pay later the most common first-time path to credit/debt
Reserve Bank figures show the annual housing lending growth rate has risen to 3.7% from 3.5% in the past month; non-performing housing loans fall for second consecutive month
31st Oct 24, 3:58pm
12
Reserve Bank figures show the annual housing lending growth rate has risen to 3.7% from 3.5% in the past month; non-performing housing loans fall for second consecutive month
ANZ NZ calls for the Government to start contributing to under 18 year-olds' KiwiSaver
31st Oct 24, 6:25am
21
ANZ NZ calls for the Government to start contributing to under 18 year-olds' KiwiSaver
Lynda Moore opens a conversation about sandwich relationships, wanting to hear from readers about how they cope with managing a sandwich life
29th Oct 24, 11:29am
8
Lynda Moore opens a conversation about sandwich relationships, wanting to hear from readers about how they cope with managing a sandwich life
[updated]
New lows for key home loan rate offers keep coming, the latest from Kiwibank who had the market-leading position for the popular one year fixed rate. Then Heartland goes lower
29th Oct 24, 9:21am
17
New lows for key home loan rate offers keep coming, the latest from Kiwibank who had the market-leading position for the popular one year fixed rate. Then Heartland goes lower
Whilst the push for greater bank competition is good news, it may also come with increased risk
28th Oct 24, 6:00am
22
Whilst the push for greater bank competition is good news, it may also come with increased risk
Over 7,500 people made early KiwiSaver withdrawals in September, tapping into over $176 million for home ownership and financial hardship reasons
25th Oct 24, 1:52pm
19
Over 7,500 people made early KiwiSaver withdrawals in September, tapping into over $176 million for home ownership and financial hardship reasons
Consumer confidence fell in October amid job security fears against backdrop of interest rate cut flow through lag, ANZ Roy Morgan survey says
25th Oct 24, 10:38am
48
Consumer confidence fell in October amid job security fears against backdrop of interest rate cut flow through lag, ANZ Roy Morgan survey says
Latest mortgage figures from the Reserve Bank show, on a seasonally adjusted basis, mortgage commitments by value rose 6.9% in September
24th Oct 24, 3:54pm
29
Latest mortgage figures from the Reserve Bank show, on a seasonally adjusted basis, mortgage commitments by value rose 6.9% in September
BNZ chief economist Mike Jones says longer term mortgage rates are already reflecting anticipated cuts to the Official Cash Rate, but shorter term mortgage rates have more 'downside'
23rd Oct 24, 9:23am
51
BNZ chief economist Mike Jones says longer term mortgage rates are already reflecting anticipated cuts to the Official Cash Rate, but shorter term mortgage rates have more 'downside'
Lynda Moore suggests ways you can overcome the gap between intention and action with five practical tactics
22nd Oct 24, 10:03am
9
Lynda Moore suggests ways you can overcome the gap between intention and action with five practical tactics
The country's banks are reporting early signs of a rebound in activity from property investors and demand for mortgage lending from both owner occupiers and investors is expected to continue to increase during the next six months
21st Oct 24, 11:32am
90
The country's banks are reporting early signs of a rebound in activity from property investors and demand for mortgage lending from both owner occupiers and investors is expected to continue to increase during the next six months
Westpac NZ CEO Catherine McGrath highlights tension between privacy and fighting scammers
19th Oct 24, 9:00am
3
Westpac NZ CEO Catherine McGrath highlights tension between privacy and fighting scammers
The World Gold Council explains why gold’s long-term return has been and will likely remain, well above inflation
19th Oct 24, 8:30am
8
The World Gold Council explains why gold’s long-term return has been and will likely remain, well above inflation
Treasury reduces Kiwi Bond interest rates, the benchmark for risk-free saving for retail savers, their third cut in 2024
17th Oct 24, 10:19am
1
Treasury reduces Kiwi Bond interest rates, the benchmark for risk-free saving for retail savers, their third cut in 2024
[updated]
ASB cuts fixed mortgage rates, especially for the six month term, and cuts term deposit rates just as hard. Westpac cuts too
17th Oct 24, 8:24am
28
ASB cuts fixed mortgage rates, especially for the six month term, and cuts term deposit rates just as hard. Westpac cuts too
Counterfeit cash on the rise in New Zealand as people struggle to recognise fake banknotes, warns Reserve Bank
17th Oct 24, 7:35am
10
Counterfeit cash on the rise in New Zealand as people struggle to recognise fake banknotes, warns Reserve Bank
[updated]
More banks trim term deposit rate offers again - but amazingly there's still one offer in the market at a rate above 6%
16th Oct 24, 11:01am
10
More banks trim term deposit rate offers again - but amazingly there's still one offer in the market at a rate above 6%
Lynda Moore digs into our behaviour and why we do what we do with not just our finances, but our lives as well
16th Oct 24, 10:06am
12
Lynda Moore digs into our behaviour and why we do what we do with not just our finances, but our lives as well
[updated]
BNZ follows TSB with new lower home loan carded rates. It now leads the market. ANZ cuts too. We ask readers to update us with what they see in their banking apps
14th Oct 24, 5:04pm
51
BNZ follows TSB with new lower home loan carded rates. It now leads the market. ANZ cuts too. We ask readers to update us with what they see in their banking apps
[updated]
Carded one year home loan rates fall below 6% now as wholesale rates turn their attention to the next RBNZ move
11th Oct 24, 9:02am
36
Carded one year home loan rates fall below 6% now as wholesale rates turn their attention to the next RBNZ move
[updated]
Statistics New Zealand figures show household net worth dropped by $47 billion in the June quarter, while total income fell for the first time since this data series began in 2016
10th Oct 24, 11:30am
41
Statistics New Zealand figures show household net worth dropped by $47 billion in the June quarter, while total income fell for the first time since this data series began in 2016
[updated]
Second chop: who changed what and by how much. Here is a summary of the main floating rate changes, along with the announced changes to savings account rates
9th Oct 24, 2:12pm
11
Second chop: who changed what and by how much. Here is a summary of the main floating rate changes, along with the announced changes to savings account rates
The World Gold Council says lower yields and wavering corporate spreads suggest we are in a gold-friendly environment. Elevated geopolitical risk should lend further support
9th Oct 24, 12:01pm
1
The World Gold Council says lower yields and wavering corporate spreads suggest we are in a gold-friendly environment. Elevated geopolitical risk should lend further support
[updated]
While we await expected floating rate cuts, ASB has trimmed its fixed home loan rates. We ask readers to share actual banking app rate offers, to shine a light on an opaque corner of the mortgage market
9th Oct 24, 8:35am
44
While we await expected floating rate cuts, ASB has trimmed its fixed home loan rates. We ask readers to share actual banking app rate offers, to shine a light on an opaque corner of the mortgage market
