housing investors
Record surge in amount of mortgage money moving to fixed rates in December as homeowners digested Reserve Bank's November OCR announcement and then acted - decisively
5th Feb 26, 8:30am
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Record surge in amount of mortgage money moving to fixed rates in December as homeowners digested Reserve Bank's November OCR announcement and then acted - decisively
Residential property investors increased their mortgage pile by over $7 bln in 2025 and are taking up mortgage money at a proportionately faster rate than owner-occupiers
4th Feb 26, 8:12am
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Residential property investors increased their mortgage pile by over $7 bln in 2025 and are taking up mortgage money at a proportionately faster rate than owner-occupiers
Latest Reserve Bank figures show a massive spike in change of loan provider in December, with record amounts being moved and a record share of the total new monthly mortgage market
29th Jan 26, 3:50pm
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Latest Reserve Bank figures show a massive spike in change of loan provider in December, with record amounts being moved and a record share of the total new monthly mortgage market
Latest Reserve Bank figures show just under half of mortgage money uplifted in November - nearly $4 billion - was on floating rates. If the intention was to take advantage of future fixed mortgage rate falls, this plan appears to have been frustrated
22nd Jan 26, 7:53am
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Latest Reserve Bank figures show just under half of mortgage money uplifted in November - nearly $4 billion - was on floating rates. If the intention was to take advantage of future fixed mortgage rate falls, this plan appears to have been frustrated
Latest Reserve Bank figures show a third of owner-occupier mortgage money uplifted from new mortgages in October was on floating rates as home owners seemingly bet on further fixed rate cuts that might not come
9th Dec 25, 5:00am
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Latest Reserve Bank figures show a third of owner-occupier mortgage money uplifted from new mortgages in October was on floating rates as home owners seemingly bet on further fixed rate cuts that might not come
Significant sums are now being pulled from term deposits, while investors are more active in mortgage borrowing this year, Reserve Bank figures show
3rd Dec 25, 9:15am
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Significant sums are now being pulled from term deposits, while investors are more active in mortgage borrowing this year, Reserve Bank figures show
Latest Reserve Bank figures show in the first nine months of this year the pile of outstanding mortgage stock has grown at nearly double the rate it was growing two years ago
9th Nov 25, 6:01am
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Latest Reserve Bank figures show in the first nine months of this year the pile of outstanding mortgage stock has grown at nearly double the rate it was growing two years ago
Latest Reserve Bank figures show short term fixed and floating mortgages found renewed favour in September ahead of the Reserve Bank's Official Cash Rate decision on October 8
6th Nov 25, 4:20pm
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Latest Reserve Bank figures show short term fixed and floating mortgages found renewed favour in September ahead of the Reserve Bank's Official Cash Rate decision on October 8
The decision to ease loan-to-value ratio restrictions now is not necessarily a mistake, but the timing is odd and sends the wrong signals
15th Oct 25, 9:35am
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The decision to ease loan-to-value ratio restrictions now is not necessarily a mistake, but the timing is odd and sends the wrong signals
Latest monthly RBNZ figures show that those taking up new mortgages are watching very closely what the Reserve Bank does - and choosing mortgage options to suit the circumstances
7th Oct 25, 1:13pm
Latest monthly RBNZ figures show that those taking up new mortgages are watching very closely what the Reserve Bank does - and choosing mortgage options to suit the circumstances
Latest monthly RBNZ figures show that the preference for one-year fixed mortgages was consolidated in July, while the brief fling with floating rates is dying off
4th Sep 25, 3:46pm
Latest monthly RBNZ figures show that the preference for one-year fixed mortgages was consolidated in July, while the brief fling with floating rates is dying off
A look at the detailed mortgage figures for the first six months of this year reveals that the investors are definitely back - even if that's not what the current market narrative might say
6th Aug 25, 8:39am
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A look at the detailed mortgage figures for the first six months of this year reveals that the investors are definitely back - even if that's not what the current market narrative might say
Latest monthly RBNZ figures show that in June there was a marked shift in preference to one-year fixed mortgages, particularly for investors
4th Aug 25, 3:37pm
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Latest monthly RBNZ figures show that in June there was a marked shift in preference to one-year fixed mortgages, particularly for investors
[updated]
Latest monthly RBNZ figures show that in May, a third of the new mortgages taken out were on floating terms; homeowners are still waiting for more OCR cuts
9th Jul 25, 9:37am
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Latest monthly RBNZ figures show that in May, a third of the new mortgages taken out were on floating terms; homeowners are still waiting for more OCR cuts
Latest monthly RBNZ figures show that in April those taking up new mortgages had a clear split between two strategies - with some prepared to wait for further OCR cuts while others were happier to fix for longer terms
5th Jun 25, 3:53pm
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Latest monthly RBNZ figures show that in April those taking up new mortgages had a clear split between two strategies - with some prepared to wait for further OCR cuts while others were happier to fix for longer terms