Economy / Opinion
Economy / Opinion
18th Jan 25, 9:45am
15
Dairy is the export leader that underpins the economy but as Keith Woodford notes, it can only do what is possible
Investing / Opinion
Investing / Opinion
18th Jan 25, 9:31am
by Ross Stitt
Ross Stitt reports that investment in housing in Australia delivered a very poor outcome compared to the alternatives, and that looks likely to remain so
9575
Public Policy / Opinion
Public Policy / Opinion
18th Jan 25, 9:01am
by Guest
Eric Posner sees the web of treaties, conventions and institutions as another victim of the anti-globalisation backlash
9575
What people are reading
Economy / News
15th Jan 25, 9:34am
132
Economists see latest NZIER Quarterly Survey of Business Opinion as clearing the way for a further substantial cut to the Official Cash Rate next month
Personal Finance / Opinion
12th Jan 25, 6:30am
99
Expectations are being built for big home loan rate cuts leading up to the February OCR review and beyond. But there is more going on in the world than weak NZ housing sales. What are the chances that mortgage rates will follow the OCR down?
Personal Finance / News
17th Jan 25, 8:35am
55
ASB has kickstarted the 2025 mortgage market competition with -20 bps rate cuts to have the most competitive home loan rate card among the main banks
Personal Finance / Analysis
14th Jan 25, 10:26am
5
Term deposit savers are facing lower interest rates in 2025 from a number of factors, not the least of which is that banks face depressed lending opportunities. The DCS is also a factor
Property / News
14th Jan 25, 3:10pm
53
The home ownership rate has dropped from 74% of total housing stock in Q1 1991, to 67% in Q4 2024.
Personal Finance / Analysis
13th Jan 25, 3:55pm
33
Floating mortgage rates see a huge surge in popularity, with over $3.5 billion of lending done at floating rates in November, according to new RBNZ figures
Personal Finance / Analysis
17th Jan 25, 2:33pm
8
Both ASB and Westpac follow up their home loan rate cuts with reduced rates for term deposit savers. Now three institutions (including these two) no longer offer any 5% rates
Featured rates
Savings
Term deposits
Mortgages
Institution | Type | Rate |
---|---|---|
Rabobank | PremiumSaver | 4.00% |
Unity | Online Saver | 1.25% |
Nelson BS | On Call | 1.50% |
Institution | Term | Rate |
---|---|---|
First CU | 1 yr fixed | 5.99% |
Kainga Ora | 1 yr fixed | 5.79% |
Kiwibank | 2 yrs fixed | 5.59% |
Simple Mortgage Calculator
House price
$
Deposit
$
Loan Terms
years
Interest
% p.a.
Payment Frequency
Ongoing Payment
The calculations in this tool are controlled by interest.co.nz.
Terms & Conditions apply to every loan.